 | Charges of Mortgage |
Charges
| Charges |
Description |
| Provision Fee |
a. 1 % of loan plafond for loan period 1-10 years
b. 1.5 % of loan plafond for loan period > 10 years |
| Administration Fee |
0.1 % of plafond or minimum IDR 250,000
|
| Notary Public Fee |
Loan agreement/APHT/SKHMHT |
| Life Insurance premium |
Based on premium table of insurance company (Covered in the amount of loan plafond
during loan period and based on debtor age). Prepaid expenses is paid all at once |
| Fire Insurance Premium |
Based on premium table of insurance company (Covered in the amount of loan plafond
during loan period and based on debtor age). Prepaid expenses is paid all at once |
| Appraisal Fee |
For loan plafond > IDR 5 billion is charged based on fee of Bank OCBC NISP external
partner appraiser. |
| Penalty on prepayment |
Full or partial prepayment before maturity date will be charged as 2 % of total prepayment ammount (apply for loan period < 2 years)
|
e-tax
