| Terms and Condition |
Terms and condition
- Indonesian citizen.
- Minimum age : 21 years old or married.
- Maximum age at the end of the loan period :
- < 55 years old for employee.
- < 60 years old for entrepreneur or professional.
Documents Requirement - General For employee, entrepreneur and professional
- Photo 3x4 of applicant and spouse (1 piece).
- Copy of Applicants ID Card + Spouse.
- Copy of Family Relationship Card.
- Copy of Marriage Certificate/Divorce/Wealth Separation (if available).
- Copy of WNI/SKBRI and change of names husband-wife (if available ).
- Copy of the last 3 months Account Statement or Bank Statement.
- Certificate of , AJB, IMB/Building Permit, PBB/Land & Building Tax the latest and the building's blue print ( if purchase second hand house).
Additional documents requirement for Construction/Renovation Loan
- Budget Plan.
- Complete Land Certificate (AJB, IMB/Building Permit, PBB/Land & Building Tax,etc).
- New Building Permit Certificate(IMB) for changing the front house appearance.
- Additional Building Permit Certificate(IMB) for building renovation.
Special Documents Requirement
Employee
- Original statement letter from employer.
- Original Statement of Income or the Pay Slip (the last 3 months).
- Copy of Tax Payer ID.
Entrepreneur
- Copy of Tax Payer ID, Trade License, Company Registration Letter.
- Copy the last 2 years of financial statement (if any).
- Copy of Company Legal Act, Article of Association and its amendments.
Professional
- Copy of Tax Payer ID.
- Copy of Practice License.