 | Charges Of KPM |
Charges of OCBC NISP Auto Loan
|
Description
|
Fee
|
The age of the vehicle until the end of loan
period (for second hand car) |
6 – 10 years (*) |
| Minimum Down Payment |
20% (**) |
Administration Fee :
a. New Car
b. Second Hand Car |
a. 1 – 5 years : IDR. 500,000,-
b. 1 – 3 years : IDR. 650,000,- |
| Provision |
NA |
| Fiduciary and Loan approval |
Plafond > IDR. 500,000,000 |
| Policy Fee |
IDR. 30,000,- |
Insurance (all risk from car price)
- 1 year
- 2 years
- 3 years
- 4 years
- 5 years
|
3.00 %
5.57 %
7.73 %
9.56 %
11.29 %
|
| Penalty on prepayment |
2 % of loan outstanding during the loan
period or minimum IDR 500,000 (partial
prepayment is not allowed) |
(*) Depends on the brand/car category
(**) For certain type of cars and brand (< 20% if there is special program)
e-tax
