 | Charges Of KMG |
Charges of OCBC NISP Multi Purpose Loan
|
Charge
|
Explanation
|
| Provision Fee |
1 % of credit limit |
| Administration Fee |
|
Credit limit
|
Charge
|
| < IDR. 250 million |
IDR. 500,000,- |
| IDR. 250 million - IDR. 750 million |
IDR. 750,000,- |
| > IDR. 750 million |
IDR. 1,000,000,- |
|
| Notary Public Fee |
Loan agreement+APHT/SKMHT (For collateral type : Land+building/Building) |
| Life insurance premium |
Based on premium table of insurance company (Covered in the amount of
loan limit during loan period and based on debtor age). Prepaid expenses is
paid all at once |
| Fire insurance premium |
Based on premium table of insurance company (Covered in the amount of
loan plafond during loan period and based on debtor age). Prepaid expenses
is paid all at once (for collateral type : land + building/Building) |
Loss Insurance
Premium |
Based on premium table of insurance company (Covered in the amount of
loan limit during loan period and based on debtor age). Prepaid expenses is
paid all at once (for collateral type : land + building/Building) |
| Appraisal Charge |
For loan plafond > IDR 5 billion is charged based on fee of Bank OCBC NISP
external partner appraiser |
| Penalty on prepayment |
Prepayment before maturity date is charged 2% of prepayment amount or
minimum IDR 500,000
Note : Special for partial prepayment :
Can be done on installment date only
Can decrease the installment amount or loan period |
e-tax
