GIRO UTAMA OCBC NISP is a saving account product to support daily financial transactions for individual or institutional customer.

• Progressive interest rate
  Interest is calculated based on balance – The more balance, the higher interest rate will be received
   
• Cheque / Bilyet Giro
  A Medium to facilitate daily business transactions
   
• Internet Banking
  Makes your comfortable in doing business transactions :
  - velocity@ocbcnisp.com : Banking Service via internet which make you can do your transaction anywhere anytime
  - e-Tax@ocbcnisp.com : Banking Service that customer easier to do payment tax duty by electronic data
   
• Current Account Statement
  A Details monthly transaction
   
• Auto debit Transfer
  Auto debit facility to transfer from subsidiary account into Giro OCBC NISP Account
   
• Auto debit Routine Bills
  Auto debit  facility for telephone payment and electricity payment from Giro OCBC NISP account
   
• Currencies Flexibility
  Giro OCBC NISP is available in several currencies – IDR, USD, AUD, Euro, SGD and JPY

• OCBC NISP Card
  A Multifunction card as an ATM to help customers (for personal account only and IDR currency) doing banking transaction as saving account.
   
• Networking
  Business Transaction can do more than 350 OCBC NISP branches and available in more 20,000 ATM machine join with OCBC Singapore, MEPS, ATM Bersama, ATM Prima by using ATM OCBC NISP. Shopping payment valid in Debit BCA or Debit Prima merchant
   
• Joint Account
  Available for individual account only, use joint account facility – joint account for more than single account that suitable with customer needs.

• Cash Management Services
• Call Center Card : makes your access easy to our call center