Counter Rate Info
AUD |
7,807.00 |
8,346.00 |
EUR |
11,223.50 |
11,744.75 |
HKD |
1,133.22 |
1,173.99 |
JPY |
101.99 |
109.24 |
GBP |
13,557.00 |
14,168.00 |
SGD |
6,524.12 |
6,783.73 |
USD |
8,875.00 |
9,075.00 |
NZD |
6,180.00 |
6,656.50 |
Last Update : Friday, September 03, 2010 - 7:00:01 PM
 | Prima |
PRIMA is a product that offers investment as well as protection that allows you to change according to your life needs from preparing funds for their children’s future, educational fund, to keep a steady family lifestyle and to happily enjoy retirement.
Prima offers insurance rider option such as accident Insurance, critical illness, hospitalize and surgery as well as premium free
PRIMA offers a full control and flexibility to invest, such as Top-Ups, partial withdrawals and switching.
|
Name of Funds
|
Investment Guideline
|
Risk Profile
|
| GreatLink Fixed Income Fund |
80 – 100% fixed income
0 – 20% cash |
Low to medium
|
| GreatLink Balanced Fund |
35 – 65% equities
35 – 65% fixed income and money market |
Medium to high
|
| GreatLink Dynamic Fund |
80 – 100% equities
0 – 20% money market |
High
|
Benefits
- Optimum investment return
- PRIMA offers higher investment returns because the premium is invested since the first year and even increase every year until the sixth year, where the premium allocation reachs 100%. Beside that, the investment return is free of tax after 3 years or according to the taxation law.
- Flexible
- Customer can choose the method and frequency of payment according to their financial ability.
- If there is any financial difficulty, policyholders can take a premium holidays. Insurance coverage will still continue during this period.
- If there is additional cash available, e.g: bonus, or there is a need for funds, a Top Up or Withdrawal can be made any time.
- PRIMA allows to make switching or redirection of your funds.
- Customer can choose the protection amount according to their needs.
- Protection can also be enhanced with riders that cover accidental/death and disablement, critical illness, hospitalize and surgical benefits.
- To ensure that financial goals will not be disrupted, the rider premium waiver can be added.
Term and Condition
- Entry age:
- Life Assured: 1 to 65 years old (next birthday)
- Policyholder: 18 to 70 years old (next birthday)
- Coverage Term: up to age of 99 years old (next birthday)
- Premium Mode: Annually, Half yearly, Quarterly and Monthly.
- Minimum Annual Premium: IDR. 3,000,000.-
- Minimum Top Up: IDR. 1,000,000.-
Fees
- Administration fee : Rp. 25,000.- per month
- Insurance fee : based on age and gender
- Top up fee : 5% (deducted from premium top up)
- Management fee : based on Investment Fund
- Switching fee : Rp. 100,000.- per transaction (free of charges for the first 2 fund switching)
|
e-tax
