PRIMA is a product that offers investment as well as protection that allows you to change according to your life needs from preparing funds for their children’s future, educational fund, to keep a steady family lifestyle and to happily enjoy retirement.

Prima offers insurance rider option such as accident Insurance, critical illness, hospitalize and surgery as well as premium free

PRIMA offers a full control and flexibility to invest, such as Top-Ups, partial withdrawals and switching.

1. Optimum investment return
   PRIMA offers higher investment returns because the premium is invested since the first year and even increase every year until the sixth year, where the premium allocation reach 100%. Beside that, the investment return is free of tax after 3 years or according to the taxation law.
   
2. Flexible
   • Customer can choose the method and frequency of payment according to their financial ability.
   • If there is any financial difficulty, policyholders can take a premium holidays. Insurance coverage will still continue during this period.
   • If there is additional cash available, e.g: bonus, or there is a need for funds, a Top Up or Withdrawal can be made any time.
   • PRIMA allows to make switching or redirection of your funds.
   • Customer can choose the protection amount according to their needs.
   • Protection can also be enhanced with riders that cover accidental/death and disablement, critical illness, hospitalize and surgical benefits.
   • To ensure that financial goals will not be disrupted, the rider premium waiver can be added.

PRIMA is a PT Great Eastern Life Indonesia’s (“Great Eastern Life”) insurance product and it is not a product of PT Bank OCBC NISP Tbk ("Bank OCBC NISP") and Bank OCBC NISP is not an insurance agent of Great Eastern Life nor insurance broker of Great Eastern Life, so PRIMA is not guaranteed by the Bank and is not part of the government guarantee program in any other type to the customer.