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Bank OCBC NISP - Run Tematik

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Counter Rate Info


Rates
Buy
Sell
AUD
9,379.09
9,663.01
EUR
12,475.53
12,785.53
HKD
1,230.61
1,286.59
JPY
92.30
97.52
GBP
14,507.08
15,051.64
SGD
7,634.44
7,871.75
USD
9,665.00
9,870.00
NZD
7,804.61
8,076.73
Last Update : Wednesday, May 22, 2013 - 7:00:01 PM

Bank OCBC NISP Awards



  Demand Loan

Demand Loan is a short term revolving working capital loan which can be withdrawn with prior confirmation to Bank, by using promissory note.

Specification

  • Revolving.
  • Loan withdrawal is based on prior confirmation.
  • Loan withdrawal is using promissory note.
  • Debtor must have subsidiary account (Giro or saving account).
  • Effective interest calculation is based on daily loan outstanding.
  • Interest  rate can change at anytime (floating).
  • Available in IDR and Foreign currencies.
  • Short term (maximum 1 year) but can be extended after maturity time.
     

Loan Purpose

  • Suitable to finance monthly expenses on or several times per month for routine working capital such as purchasing raw material, monthly expenses on certain amount of trading goods (the quantity and time can be predicted).
  • Suitable to finance working capital for seasonal business period.
  • Suitable for certain project financing which usually has additional term & condition as disbursement medium and payment control.
     

Additional information regarding Demand Loan and other Commercial Loan, just Call OCBC NISP 500-999 or HP 66-999 or can be reached at your nearest Bank OCBC NISP branch offices.



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Prime Lending Rate Bank OCBC NISP - Apr 16, 2013

% per annum
Prime Lending Rate
By Business Segment
Commercial
Loan		 Retail
Loan (*) 		Consumer Loan
Mortgage (**) Non Mortgage
Prime Lending Rate 9.50% 10.50% 11.50% 11.50%

*) Specifically for Bank OCBC NISP does not include Micro Loan
**) Specifically for Bank OCBC NISP represents floating rate

Notes :
a. Prime Lending Rate above has not factored in risk premium components, the rate of which is subject to bank assessment on risk arising from individual debtor. Therefore, the lending rate applied on a debtor may not be equivalent to the Prime Lending Rate.
b. For Consumer Loan - non Mortgage does not include provision of funds through credit cards and non-collateral loans (KTA).
c. Prime Lending Rates above take into effect on Apr 16, 2013 and up to such time that changes and further information are made available.