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Bank OCBC NISP - Run Tematik

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Counter Rate Info


Rates
Buy
Sell
AUD
9,419.93
9,702.25
EUR
12,408.42
12,717.84
HKD
1,230.47
1,286.46
JPY
92.41
97.60
GBP
14,564.46
15,109.52
SGD
7,642.36
7,885.46
USD
9,665.00
9,870.00
NZD
7,844.48
8,115.97
Last Update : Tuesday, May 21, 2013 - 7:00:01 PM

Bank OCBC NISP Awards



  Fixed Loan

Fixed Loan is a short term non revolving working capital loan, loan withdrawal is commonly done all at once but can also be withdrawn gradually based on agreement by using promissory note

Specification

  • Non Revolving Loan.
  • Withdrawal can be done all at once or gradually. For gradual withdrawal has concession if withdrawal has not reached 100%.
  • Loan withdrawal is using promissory note.
  • Debtor must have subsidiary account.
  • Effective interest calculation is based on daily loan outstanding.
  • Interest  rate can change at anytime (floating).
  •  Available in IDR and Foreign currencies.
  • Short term loan (maximum 1 year) but can be extended after maturity time through re-evaluation.
     

Loan Purpose

  • Permanent working capital financing such as buffer stock financing
  • Accidental working capital financing such as to anticipate turnover increase at lebaran period, new education year etc.
     

Additional information regarding Fixed Loan and other Commercial Loan, just Call OCBC NISP 500-999 or HP 66-999 or can be reached at your nearest Bank OCBC NISP branch offices.



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Prime Lending Rate Bank OCBC NISP - Apr 16, 2013

% per annum
Prime Lending Rate
By Business Segment
Commercial
Loan		 Retail
Loan (*) 		Consumer Loan
Mortgage (**) Non Mortgage
Prime Lending Rate 9.50% 10.50% 11.50% 11.50%

*) Specifically for Bank OCBC NISP does not include Micro Loan
**) Specifically for Bank OCBC NISP represents floating rate

Notes :
a. Prime Lending Rate above has not factored in risk premium components, the rate of which is subject to bank assessment on risk arising from individual debtor. Therefore, the lending rate applied on a debtor may not be equivalent to the Prime Lending Rate.
b. For Consumer Loan - non Mortgage does not include provision of funds through credit cards and non-collateral loans (KTA).
c. Prime Lending Rates above take into effect on Apr 16, 2013 and up to such time that changes and further information are made available.