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Bank OCBC NISP - Run Tematik

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Counter Rate Info


Rates
Buy
Sell
AUD
9,086.88
9,373.48
EUR
12,946.71
13,513.92
HKD
1,257.02
1,316.43
JPY
100.54
105.08
GBP
15,235.42
15,586.15
SGD
7,731.04
7,977.78
USD
9,865.00
10,095.00
NZD
7,700.36
7,972.60
Last Update : Thursday, June 20, 2013 - 11:09:56 AM

Bank OCBC NISP Awards



  Term Loan

Term loan is a non revolving investment loan which is used to finance fixed asset investment with gradual installment and the principal debts installments has been stated at the beginning

Specification

  • Non Revolving Loan.
  • Withdrawal can be done all at once or gradually.
  • For gradual withdrawal the maximum withdrawal term is 12 months.
  • After withdrawal has reached 100 %, loan installment must be done next month except if grace period is given.
  • Loan withdrawal is using promissory note.
  • Principal installment amount can be same or different but has been stated at the beginning.
  • Debtor  must have subsidiary account (Giro or saving).
  • Effective interest calculation is based on daily loan outstanding.
  • Interest rate may change at anytime (floating).
  • Available in IDR and Foreign currencies.
  • Available for short, medium and long term loan.
     

Loan purpose
Suitable for investment financing such as to purchase production machinery, factory construction, etc
 

Additional information regarding Term Loan and other Commercial Loan, just Call OCBC NISP 500-999 or HP 66-999 or can be reached at your nearest Bank OCBC NISP branch offices.



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Prime Lending Rate Bank OCBC NISP - Jun 1, 2013

% per annum
Prime Lending Rate
By Business Segment
Commercial
Loan		 Retail
Loan (*) 		Consumer Loan
Mortgage (**) Non Mortgage
Prime Lending Rate 9.60% 10.60% 11.50% 11.50%

*) Specifically for Bank OCBC NISP does not include Micro Loan
**) Specifically for Bank OCBC NISP represents floating rate

Notes :
a. Prime Lending Rate above has not factored in risk premium components, the rate of which is subject to bank assessment on risk arising from individual debtor. Therefore, the lending rate applied on a debtor may not be equivalent to the Prime Lending Rate.
b. For Consumer Loan - non Mortgage does not include provision of funds through credit cards and non-collateral loans (KTA).
c. Prime Lending Rates above take into effect on Jun 1, 2013 and up to such time that changes and further information are made available.