TAKA iB Insurance

Term savings with insurance protection using the Mudharabah contract

Profitable Profit Sharing

Getting competitive revenue share

Insurance Coverage

Insurance coverage for the selected period

Managed according to Sharia

Managing savings is better and easier

Other Advantages

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Transaction Information

Account transaction info via internet banking or mobile banking

    Terms & Condition

    Nisbah & Biaya

    Facility

    Other information

Requirements required by the customer:

Individual
  • KTP / Passport / SIM / KIMS / KITAS / KITAP
  • NPWP card
  • Signed a statement from the Bank
1. Closing fees before maturity in accordance with program requirements
2. No monthly deposit arrears fee
3. No administration fee
Auto debit from a relation account
Call OCBC NISP: 1500-999 or 66-999 (cellphone)
Email: callcenter@ocbcnisp.com

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TAYTB Moment 2020 Terms and Conditions

Tanya OCBC NISP

Written agreement between the Bank and other parties that contains the rights and obligations of each party in accordance with Sharia Principles.

The principles of Islamic law in banking activities are based on fatwas issued by institutions that have the authority to determine fatwas in the field of sharia.

The distribution of profit of Bank Syariah to the Deposit Customers is based on the agreed ratio every month. Revenue sharing depends on the amount and duration of deposits and bank income for the period. The amount of profit sharing is calculated based on bank revenue so that the customer must obtain profit sharing and not lose the principal savings.

The board is tasked with giving advice and advice to the Directors and overseeing the activities of the Sharia Business Unit to be in accordance with Sharia Principles.

Transaction of fund investment from the owner of the fund (shahibul mal) to the fund manager (mudharib) to carry out certain business activities in accordance with Sharia Principles, with the distribution of results of business between the two parties based on a mutually agreed ratio.

Funds or goods deposit transaction from the owner to the depositor of funds with an obligation for the depositing party to return the funds or goods deposited at any time or in accordance with the agreement.

Buying and selling transactions of goods at the acquisition price plus the margin agreed upon by the parties, where the seller informs the buyer in advance of the acquisition price.

Agreement of representation between one party to another. Wakalah is usually applied for making Letter of Credit, for purchasing goods abroad (L/C Import) or forwarding requests

Collaboration between two or more parties having funds and/or goods to carry out certain businesses in accordance with Sharia Principles by sharing the results of operations in accordance with the amount of capital ownership of each party or based on a mutually agreed ratio.

Collaboration between two or more owners of funds and/or goods to carry out certain businesses in accordance with Sharia Principles with the distribution of operating results in accordance with the amount of capital ownership of each party or based on a mutually agreed ratio, then one party gradually buys the other party's capital ownership, so that at the end of the cooperation period one party has the entire capital (100%).

The amount of profit agreed between the Bank and the Customer for financing transactions with a sale and purchase agreement (murabahah). Financing margins are fixed (fixed) unchanged throughout the term of the financing.

Share of profit sharing between the Bank and the Customer of funding and financing transactions with profit sharing agreements (mudharabah and musyarakah).

Lease transactions of goods and/or services between the owner of the object for lease, including ownership of the right to use the object for rent and the lessee to get compensation for the leased object.

Borrowing transactions without compensation for the obligations of borrowing party to repay the loan principal in one lump sum or installments within a certain period.

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Term savings with insurance protection using the Mudharabah contract

Daily Transactions are Easier

Perform all transactions from just one ONe Mobile OCBC NISP application.

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