OCBC NISP 90°N

Elevate Your Journey

Credit Cards for faster mileage collection to your dream destination

Earn travel miles faster

Travel Miles for every traveling needs

Travel Safely

Travel insurance up to Rp 10 billion

Airport Lounge Access

Access to International Airport Lounges in 136 countries

Other benefits

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Contactless feature

Contactless features for the convenience and secure transactions

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Accepted Worldwide

Shopping at more than 29 million International merchants and partners

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Bill Payment Facility

Paying various monthly bills is easier and more practical

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Credit Shield

Credit card bill protection is enough to pay a premium of 0.54%

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Reward Points

Trade to get points and exchange with attractive prizes

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Access Cash Worldwide

Cash withdrawals at more than 1 million ATMs worldwide at any time

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Pay Flexible Bills

Payment of credit card bills of at least 10% of the total bill

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Payment Methods Vary

Pay credit cards easily anytime and anywhere

    Terms & Conditions

    Facility

    Credit Card General Terms and Conditions

    Bunga dan Biaya

    Informasi Lainnya

    PIN Kartu Kredit

    Your credit card

    Fees and Interest

    Information in the Invoice Sheet

    Privileges for you

Conditions for Submitting OCBC NISP 90°N

  • Minimum 21 years for major cardholders
  • Minimum 17 years for additional card holders
  • Minimum annual income of Rp120 Million
  • citizen or foreigner

Call OCBC NISP

We are ready to serve you 24 hours a day 7 days a week to get information about OCBC NISP Credit Cards at 1500-999
General Terms & Condition OCBC NISP Credit Card
  1. Definitions

Definitions
In these Terms and Conditions, unless expressed otherwise in the context, the following terms shall have the following meaning:

"Automated Teller Machine" hereinafter referred to as "ATM" means a machine which can be used by the Cardholder to access banking services for 24 hours

"Bank" means PT Bank OCBC NISP Tbk, a banking company registered and supervised by the Financial Services Authority, domiciled in South Jakarta and having its address at OCBC NISP Tower, Jalan Prof. Dr. Satrio Kav. 25 Jakarta 12940 including all of the bank's branch offices in Indonesia.

"Cash Advance Limit" means the maximum limit for cash advance made at the Counter or ATM pursuant to the limit approved by the Bank, where such cash advance shall be subject to Administration Fee and Interest, calculated on a percentage basis of total cash advance or a certain minimum amount determined by the Bank.

"Stamp Duty" means the tax levied on documents under the provision of the applicable laws charged to the Cardholder for every payment made.

"Administration Fee" means fees charged by the Bank to the Cardholder with regards to the use of Credit Card.

"Late Charge" means fees charged to the Cardholder when he/she pays the bill after the Due Date

"Billing Statement" means a notification to the Primary Cardholder which, among others, inform about Current Month's Total Bill, total Minimum Payment and the Due Date for making payment within a particular Credit Card billing period.

"Interest" means the interest expense charged to the Cardholder if Current Month"s Billing Statement is not paid in full and/or if the payment is made after the Due Date

"Call OCBC NISP" means PT Bank OCBC NISP, Tbk banking call service, or OCBC NISP Call Center which can be contacted at 1500-999 or other numbers informed by the Bank from time to time.

More Info

Interest and Fees

Annual fee Primary Card IDR Rp 1,000,000 per year, Supplementary Card: IDR 500,000 per year
Retail interest 2% per month, 24% per year
Cash Withdrawal Interest 2% per month, 24% per year
Minimum Payment 10% of the bill or a minimum of IDR 50,000
5% of the bill or a minimum of IDR 50,000 (until 31 December 2020)
Cash Withdrawal Fees 6% or a minimum of IDR 100,000 (whichever is greater)
Late Payment Fee 3% of the total bill, a minimum of IDR 50,000 and a maximum of IDR 150,000
1% of the total bill, minimum IDR 50,000 and maximum IDR 100,000 (until 31 December 2020)
Costs Exceeding the Limit Limit (over limit) 6% of the excess limit, a minimum of IDR 100,000 and a maximum of IDR 250,000
Damaged or Lost Card Replacement IDR 100,000
Billing Statement Shipping Fee IDR 12,500
Transaction Copy Request Fee Transaction Note IDR 50,000, Monthly Bill IDR 30,000, and Declined Check / Giro Fee IDR 25,000
Stamp fee will be charged for certain payments Up to Rp. 250,000 will be charged Rp
IDR 250,000 - IDR 1,000,000 will be charged IDR 3,000
Above IDR 1,000,000 a fee of IDR 6,000 is charged
Credit Card Payment Costs through Teller at OCBC NISP Branch IDR 10,000
Installment Application Fee IDR 15,000 per transaction
Cancellation fees or expediting installments IDR 200,000 per transaction
Transfer fee IDR 10,000 to OCBC NISP account
Rp 25,000 to another bank account

Interest Calculation for Shopping Transactions (Retail):
Interest will be charged if the Cardholder pays less than the total new bill, or pays after the Due Date. Interest for Shopping Transactions is calculated based on the Posting Date (Posting Date) of the transactions made. The interest rates that apply to purchase transactions are listed on the Billing Sheet. Unpaid costs, penalties, or interest are not included in the interest calculation component. Interest will be charged on the next billing sheet. For a complete interest calculation can be seen in the illustration of credit card interest calculations.

Interest Calculation for Cash Advance Transactions:
Interest for Cash Advance is charged and calculated from the Date of Cash Advance until the date of full payment of the Cash Advance transaction. The interest rates that apply to Cash Withdrawal transactions are listed on the Billing Sheet. Unpaid costs, penalties, or interest are not included in the interest calculation component. For a complete interest calculation can be seen in the illustration of the Credit Card Interest Calculation.

Important Information

  1. In accordance with Bank Indonesia Regulation, Customers are not permitted to use Credit Cards for cash withdrawal transactions at merchants.
  2. Beware of fraud in the name of Bank OCBC NISP. We never ask for your confidential data, such as PIN, Password, Passcode / OTP and User ID. ""
  3. In accordance with Bank Indonesia policies related to Credit Cards, effective May 1, 2020 there are costs and interest adjustments to be as follows:
  • 2% Credit Card Interest Rate
  • Minimum payment of 5%
  • Late fee of 1% maximum of IDR 100,000

 

Personal Identification Number

PIN is a secret code that is given to OCBC NISP credit card holders, functions for shopping transactions, cash withdrawals or bill payments at OCBC NISP ATMs.

Keep your PIN from abuse: do not write your PIN in any media, do not inform other parties including the Bank.

Cardholders can apply for a PIN through the ONe Mobile Application (version 2.3.6), or by SMS from the Cardholder's mobile number registered in the Bank's Credit Card system and will immediately receive a reply in the form of the desired PIN number.

SMS Format:

OCBCNISP (space) SETPINCC (space) 4 Digit Final Credit Card # Date of Birth DDMMYYYY # 6 Digit PIN You Want

Example = OCBCNISP SETPINCC 1234 # 14121990 # 180825

Send to 6477

 

Allowance for Payment Time

If the Credit Card bill due date coincides on Saturdays / Sundays or National Holidays or Joint Leave Days that have been officially declared by the Government of the Republic of Indonesia, Bank OCBC NISP provides allowance for payment to Cardholders until the nearest official Business Day thereafter.

 

Error on Bill Sheet

If you doubt or do not acknowledge the transaction printed on the billing statement, immediately contact Call OCBC NISP no later than 45 calendar days from the date of printing the Billing Sheet and submit by mail by informing the following data:

- Your card name and number

- Transaction details and amount to be refuted

- Transaction date

- Reasons for rebuttal

- your signature

- Disclaimer please send to:

OCBC NISP Card Center

PT. Bank OCBC NISP Tbk.

Unsecured Loan Division

Jl. Gunung Sahari 7 No. 36 (Gedung Gunsa 3) Central Jakarta 10720

 

Transactions Overseas

Every transaction made using a foreign currency will be converted into Rupiah on the accounting date based on the exchange rate determined by Bank OCBC NISP and VISA or MasterCard International. Differences in exchange rates are possible due to fluctuations in exchange rate changes.

 

Lost or Stolen Card

Immediately report the loss of your Credit Card to Call OCBC NISP. Every transaction that takes place prior to reporting to the Bank will be your full responsibility. Contact OCBC NISP Call 1500-999.

 

Transfer of Outstanding Balance

Bank OCBC NISP has the right to move the outstanding balance to a third party.

 

Card Closing and Cancellation

Your credit card will be automatically renewed. If you want to cancel your membership, you must notify us at the latest 1 (one) month before your credit card has expired.

With certain considerations, Bank OCBC NISP has the right not to extend the validity period of your credit card.

Bank OCBC NISP also has the right to cancel your credit card at any time if your card account records are not good or for other reasons.

 

Ties to Terms and Conditions

By signing and using your credit card, you are bound by the terms and conditions set by Bank OCBC NISP. It is recommended that you understand the information contained in the Terms and Conditions at ocbcnisp.com/welcomepack. If it is not clear with the information in it, you can contact the 24-hour Call OCBC NISP service

 

How to Get Travel Miles
- Every domestic transaction is IDR 10,000 and overseas IDR 8,000 = 1 Travel Miles
- 2x Travel Miles overseas transactions (restaurant, transportation, hotel and flight)

Travel Miles Bonus
Activation Bonus of 3,000 Travel Miles *
1,000 Travel Miles monthly bonus **
Travel Miles bonus for opening Tanda 360 Savings accounts

Enjoy an Activation Bonus of 3,000 (Three Thousand) Travel Miles

  • Activate your OCBC NISP 90 ° North Credit Card
  • Make a retail transaction accumulation of at least IDR 5,000,000 (five million Rupiah) in the 3 months since your OCBC NISP 90 ° N Credit Card is approved
  • Shopping transactions that are calculated are the total purchase transactions of the main Credit Cards and additional Credit Cards that have been booked in the Bank system no later than 3 (three) months from the date your OCBC NISP Credit Card 90 ° N is approved
  • Not valid for installment transactions, cash withdrawals, Loans on Phone and canceled transactions
  • Activation bonus will be seen on the billing statement a maximum of 2 months after the number of transactions is eligible
  • Activation bonus will only be given to the main credit card
  • An activation bonus will be given to customers with current payment status and no blocking
  • The bank has the right to cancel the awarding of miles if an indication of fraud is found.
  • ** Enjoy 1,000 (one thousand) Travel Miles monthly Bonus
    Perform a retail transaction accumulation of at least Rp. 60,000,000 (sixty million Rupiah) in the current month
    The bank has the right to cancel the awarding of miles if an indication of fraud is found.

    Bill Payment Methods

     

  • You can pay your OCBC NISP Titanium credit card bills by:
  • 1. Through Bank OCBC NISP ATMs or through the transfer menu on the ATM Bersama or ATM Prima network
  • 2. Through Internet Banking and Mobile Banking Bank OCBC NISP
  • 3. Through cash deposits at all Bank OCBC NISP branches
  • 4. Through Direct Debit by signing standing instructions in all branches of Bank OCBC NISP
  • 5. Through the Giro Traffic (LLG) / Clearing, addressed to Bank OCBC NISP by including the OCBC NISP Titanium credit card number
  • 6. Through the transfer of OCBC NISP savings / current accounts in all Bank OCBC NISP branches

 

Travel Miles Exchange

  • Every 1 Travel Miles can be exchanged for 1 GarudaMiles / 1 KrisFlyer / 1 AA BIG Points
    Get Fly Free to Singapore
  • Perform an activation bonus program (5 million transactions in the first 3 months)  3,000 Travel Miles+
  • Open 360 Sign, hold 100M for 6 months  12,000 Travel Miles
  • Total obtained 15,000 Travel Miles
  • Note: JKT-SG-JKT by Singapore Airlines requires 15,000 KF
  • Collect Miles from Favorite Airlines or Exchange Whatever Your Travel Needs with a 90 ° N OCBC NISP Credit Card
  • Get 1 (one) Travel Miles for every IDR 8,000 (eight thousand Rupiah) overseas retail transaction and every IDR 10,000 (ten thousand Rupiah) domestic retail transaction
  • Airline Miles will be provided in the form of Travel Miles which can be seen in the Miles balance column on the billing statement
  • Conversion of 1 (one) Travel Miles is 1 KrisFlyer (Singapore Airlines) / 1 GarudaMiles (Garuda Indonesia) / 1 AA BIG Points (Air Asia)
  • Shopping transactions that get Travel Miles are retail shopping transactions from major Credit Cards and additional Credit Cards that have been recorded in the Bank system and do not include all installment transactions, cash withdrawals, Loans on Phone and canceled transactions
  • Foreign transactions are transactions that are recorded in foreign currencies other than Rupiah (IDR)
  • Travel Miles will be credited a maximum of 1 month after the transaction is posted to the Bank system
  • Travel Miles are only given on your main credit card with payment status smoothly and not blocked.

Efektif 1 Juli 2020, seluruh transaksi Kartu Kredit di Indonesia
wajib menggunakan PIN..

Dapatkan PIN 6 digit Kartu Kredit Anda melalui aplikasi ONe Mobile versi terupdate (2.3.6) atau dengan mengirimkan SMS ke 6477

Format SMS:
OCBCNISP(spasi)SETPINCC(spasi)4 Digit Akhir Kartu Kredit#Tanggal Lahir DDMMYYYY#6 Digit PIN Anda

Contoh: OCBCNISP SETPINCC 1234#14121990#180825

Your Credit Card
  1. Chip
    The chip stores your confidential data and offers greater security and convenience in making transactions.
  2. Your Name
    Only the person whose name is printed on the Credit Card shall be entitled to use it. Therefore, please check the name on your credit card and report immediately to OCBC NISP if it is incorrect.
  3. Expiry Date
    Your Card is effective as from the date you receive and activate your Credit Card in the month up to the last day of the month and year printed on this part.
  4. Credit Card Number
    This is a unique series of number for your credit card. Please indicate these numbers in every correspondence with OCBC NISP. Please clearly indicate these numbers for each payment or transaction of your Credit Card.
  5. Signature Sticker
    As soon as you receive OCBC NISP Credit Card, please immediately sign on this part. Make sure your signature matches to the one on your Identity Card.
  6. Magnet Stripe
    Please keep this part away from magnet and do not scratch this part since it stores your Credit Card data.
  7. Call OCBC NISP
    For any information you need concerning OCBC NISP Credit Card, you can call this number.

Bunga dan Biaya

TYPE PLATINUM TITANIUM VOYAGE
Annual Fee Primary Card: IDR 600,000/year
Supplementary Card: IDR 300,000/year
Primary Card: IDR 300,000/year
Supplementary Card: IDR 100,000/year
Primary Card: IDR 30,000,000/year
Supplementary Card: IDR 2,500,000/year
Retail Interest 2%/month 2%/month 2%/month
Cash Advance Interest 2%/month 2%/month 2%/month
Minimum Payment* 5% or minimum IDR 50,000 (whichever higher) 5% or minimum IDR 50,000 (whichever higher) 5% or minimum IDR 50,000 (whichever higher)
Cash Advance Fee 6% or minimum IDR 100,000 (whichever higher) 6% or minimum IDR 100,000 (whichever higher) 6% or minimum IDR 100,000 (whichever higher)
Late Payment Fee (Late Charge)* 1% of the total bill with a minimum of IDR 50,000 and a maximum of IDR 100,000 1% of the total bill with a minimum of IDR 50,000 and a maximum of IDR 100,000 1% of the total bill with a minimum of IDR 50,000 and a maximum of IDR 100,000
Over-limit Fee 6% of the over-limit or IDR 100,000 (whichever higher) or a maximum of IDR 250,000 6% of the over-limit or IDR 100,000 (whichever higher) or a maximum of IDR 250,000 6% of the over-limit or IDR 100,000 (whichever higher) or a maximum of IDR 250,000
Lost/Damaged Card Replacement Fee IDR 100,000 IDR 100,000 IDR 2,500,000
Billing Statement Delivery Charge IDR 12,500 / Billing IDR 12,500 / Billing IDR 12,500 / Billing
Transaction Statement Request Fee
  • Transaction Bill
IDR 50,000 / Copy IDR 50,000 / Copy IDR 50,000 / Copy
  • Monthly Bill
IDR 30,000 / Copy IDR 30,000 / Copy IDR 30,000 / Copy
Rejected Cheque/Giro IDR 25,000 IDR 25,000 IDR 25,000
Duty stamp charged for payments with certain amount
  • Up to IDR 250,000
IDR 0 IDR 0 IDR 0
  • IDR 250,000 up to IDR 1,000,000
IDR 3,000 IDR 3,000 IDR 3,000
  • Over IDR 1,000,000
IDR 6,000 IDR 6,000 IDR 6,000
  • OCBC NISP credit card payment through Teller in OCBC NISP Branches
IDR 10,000 IDR 10,000 IDR 10,000
  • Installment Request Fee
IDR 15,000 / Transaction IDR 15,000 / Transaction IDR 15,000 / Transaction
  • Installment Payment Cancellation/Acceleration Fee
IDR 200,000 / Transaction IDR 200,000 / Transaction IDR 200,000 / Transaction
Transfer Fee
  • IDR 10,000 to OCBC NISP Account
  • IDR 25,000 to Other Bank Account
  • IDR 10,000 to OCBC NISP Account
  • IDR 25,000 to Other Bank Account
  • IDR 10,000 to OCBC NISP Account
  • IDR 25,000 to Other Bank Account

The aforementioned terms shall be subject to change at any time at the Bank's discretion
* Until 31 December 2020

Efektif 4 September 2020, terdapat pemberlakuan biaya atas layanan notifikasi Kartu Kredit OCBC NISP sebesar Rp 5.000/tagihan Kartu Kredit setiap bulan.

Effective September 4, 2020, there will be charged for OCBC NISP Credit Card notification service of IDR 5,000 per Credit Card bill on every month.


Interest Calculation for Purchase Transactions (Retail):

Interest will be charged if the Cardholder pays less than the total of the new bills, or pays after the Due Date. Interest on Purchase Transactions is calculated based on the Posting Date of the transaction made. The interest rates that apply to purchase transactions are listed on the billing statement. Unpaid fees, penalties, or interest are not included into the interest calculation component. Interest will be charged on the next billing statement. For a complete interest calculation can be seen in the credit card interest calculations illustration.


Interest Calculation for Cash Advance Transactions:

Interest for Cash Advance is charged and calculated from the Cash Advance Date until the full payment date of the Cash Advance transaction. The interest rates that apply to Cash Advance transactions are listed on the Billing Sheet. Unpaid fees, penalties, or interest are not included in the interest calculation component. For a complete interest calculation can be seen in the illustration of the Credit Card Interest Calculation.

Illustration of Interest Calculation for Purchase Transactions (Retail)*

* This illustration uses the Platinum Credit Card due date

Note:
Illustration of interest calculation can give different results caused by:

  1. Rounding of calculations.
  2. The sequence of bill payment. For further information of bill payment sequence, reffering to the General Terms and Conditions of OCBC NISP Credit Cards.

Illustration of Cash Advance Transaction Interest Calculation**

The example of calculation of interest on Cash Advance transactions:
The Cash Advance transaction of IDR 1,000,000 is made and recorded on March 8, 2020. The Billing Statement print date is March 10, 2020. The Due Date is April 2, 2020.

The Cash Advance transaction interest that printed on the Billing Statement sheet for April 2020 is IDR 2,215 (*** see calculation method below).

Image of interest day calculation for Cash Advance transactions

** This illustration uses the calculation of the Titanium Credit Card due date
*** The interest calculation for the Cash Advance transaction was billed in April 2020 as follows:

Difference of days = (10 - 8) + 1 = 3, Interest = IDR 1,000,000 x 3 x (2,245% x 12 months) / 365 = IDR 2,215

Interest Calculation for Shopping Transactions (Retail): Interest will be charged if the Cardholder pays less than the total new bill, or pays after the Due Date. Interest for Shopping Transactions is calculated based on the Posting Date (Posting Date) of the transactions made. The interest rates that apply to purchase transactions are listed on the Billing Sheet. Unpaid costs, penalties, or interest are not included in the interest calculation component. Interest will be charged on the next billing sheet. For a complete interest calculation can be seen in the illustration of credit card interest calculations.

Interest Calculation for Cash Advance Transactions: Interest for Cash Advance is charged and calculated from the Date of Cash Advance until the date of full payment of the Cash Advance transaction. The interest rates that apply to Cash Withdrawal transactions are listed on the Billing Sheet. Unpaid costs, penalties, or interest are not included in the interest calculation component. For a complete interest calculation can be seen in the illustration of the Credit Card Interest Calculation.

The billing statement is a summary of transaction details of your OCBC NISP Credit Card (from the previous month's billing date up until the subsequent billing date). Details of transactions printed are transactions made using the primary card and the supplementary card (if any). There is no separate billing statement for supplementary cards.

 

Primary Credit Card Number
This is OCBC NISP Primary Credit Card number.

 

Statement Date
This is the date of transactions and other outstanding balances billing. It will fall on the same date each month.

 

Payment Due Date
This is the payment deadline for the outstanding balances on which the payment shall have been received by PT. Bank OCBC NISP, Tbk, namely 16 days for Platinum Credit Card and 23 days for Titanium Credit Card as from the billing date. A minimum payment must be paid off each month on or before the due date even if you have not received the Billing Statement. Payment received after the due date shall be subject to late charge.

 

Current Month's Bill
This is the outstanding balance on the billing date which includes previous month's outstanding balance and transactions made up to the billing date, fees, interests and corrections deducting payments and credit.

 

Minimum Payment
The minimum payment is 10% of the outstanding balance or IDR 50,000 (whichever higher). If your outstanding balance exceeds your credit limit, such excess shall be added to the minimum payment which is about to become due. If you have not paid off the previous month's minimum payment, such amount shall also be added to your minimum payment which is about to become due. If there is any instalment transaction, it shall be billed in full.

 

Transaction Date
This is the date of the transactions of purchase, cash advance or other transactions made using OCBC NISP Credit Card.

 

Posting Date
This is the date on which your transaction is posted or charged to your OCBC NISP Credit Card account.

 

Transaction Description
This column contains information on the details of transaction made using your OCBC NISP Credit Card:

  • Previous month's statement which shows the ending balance of the previous month's bill prior to deduction of payment and added by new transactions and fees/penalties
  • Payment will deduct the balance of previous month's bill
  • Fees or penalties are the value of fees or penalties charged to your OCBC NISP Credit Card account. For example, the annual fee or late charge if you made the payment after the due date.
  • For transactions made in foreign currency, the foreign currency code will be indicated and the transaction value will be converted into Rupiah
  • If you have a supplementary card, the supplementary cardholder's name and card number, along with the transaction details of your supplementary card will be found in a separate section. If you do not have any supplementary card, there will only be the transaction details of the primary card
  • The current month's bill is the total of the previous month's bill deducting the payment and added by new transactions (primary and supplementary cards transactions, fees and interests)
  • Credit status is a classification of whether a credit payment is smooth or not.

Purchase
This is the total amount of purchase transactions of your OCBC NISP Credit Card in the current month.

 

Administration Interests & Fees
This is the amount of interest (only if there is an interest expense) and administration fees charged.

 

Payment
This is the amount of payment of the OCBC NISP Credit Card bill which you have made.

 

Total
This is the total amount of bill you have to pay in the current month.

 

Combined Limit
Total credit limit assigned to a cardholder through 1 or more credit card(s) owned. The total credit limit of your OCBC NISP Credit Card constitutes the combination of credit limit of all credit cards you own. If you only have 1 card, the combined limit is equal to your Primary Card limit.

 

Remaining Combined Credit
This is the remaining amount of credit limit up until the billing date and can be used for transactions.

 

Current Month's Points (Platinum Credit Card only)
This is the total Reward Points you have earned in the current month.

 

Previous Total Points (Platinum Credit Card only)
This is the information on the previous month's Reward Points.

 

Redeemed Points (Platinum Credit Card only)
This is the information on the amount of Reward Points you have redeemed up until the current month.

 

Expiry Date (Platinum Credit Card only)
This is the expiry date of your Reward Points.

 

Total Points (Platinum Credit Card only)
This is your effective Reward Points.

 

Interest Rate (% of Retail Interest)
This is the information on the interest rate to be applied due to the customer's failure in making full payment of a bill. The rate is determined by the bank.

 

Interest Rate (% Cash Advance)
This is the information on the interest rate to be applied for cash advance transactions, the rate is determined by the Bank.

 

Note:
You will be charged the interest for:

  • Payment made after the due date
  • Minimum payment or non-full payment
  • Payment less than the minimum payment
  • Non-payment
  • Cash advance transaction

 

Partner Merchants in Indonesia
Deal with special offers from Bank OCBC NISP partner merchants in Indonesia

VISA Partner Merchants
Trade with special offers from VISA merchants all over the world

Partner Merchants in Singapore and Malaysia
Trade with special offers from VISA merchants in Singapore and Malaysia

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Popular Questions About Kartu Kredit OCBC NISP 90°N

Terms OCBC NISP Credit Card 90 ° N
Age Main Card Holders aged 21 - 65 years
Additional Card Holders for a minimum of 17 years (Maximum 3 people
Citizenship Indonesian citizen and foreign national
Income Min Income: Rp. 240,000,000 per year.
Personal Identification Documents Photocopy of KTP or
Photocopy of Passport / KIMS / KITAS (For foreigners only) or
Photocopy of Other Bank Credit Cards (For Other Bank Customers)
Income Document Original month's latest salary slip / Statement of Income (Especially Employees and Foreigners) or
Photocopy of SIUP / Company Establishment Deed
Current account / savings account for the last 3 months (only for entrepreneurs) or
Current Account / Savings Account for the last 3 months, Photocopy of Practice Permit and Photocopy of SPT (Professional Only).

- Each domestic transaction is IDR 10,000 and overseas IDR 8,000 = 1 Travel Miles
- 2x Travel Miles for foreign transactions (restaurants, transportation, hotels and flights)

Every 1 Travel Miles can be exchanged for 1 GarudaMiles / 1 KrisFlyer / 1 AA BIG Points. Exchange Travel Miles via Call OCBC NISP 1500-999

Points redemption for prizes are made directly through www.poinseru.com. Here are the steps to exchange your points:
1. Enter https://www.poinseru.com/ and see the gift catalog that can be exchanged
2. Exchange points and get attractive prizes!
3. Enter the name and information needed to send the prize.
4. Points redeemed will reduce your previous accumulated points.

For more information about the question and answer exchange question, please visit https://www.poinseru.com/#!/redeem-point 

Collect Miles from Favorite Airlines or Redeem Whatever Your Travel Needs with OCBC NISP 90 ° N Credit Card:

  • Get 1 (one) Travel Miles for every IDR 8,000 (eight thousand Rupiah) overseas retail transactions and every IDR 10,000 (ten thousand Rupiah) domestic retail transactions
  • Airline Miles will be given in the form of Travel Miles which can be seen in the Miles balance column on the billing statement
  • The conversion for 1 (one) Travel Miles is 1 KrisFlyer (Singapore Airlines) / 1 GarudaMiles (Garuda Indonesia) / 1 AA BIG Points (Air Asia)
  • Shopping transactions that earn Travel Miles are retail spending transactions from the main Credit Card and Additional Credit Cards that have been recorded in the Bank system and do not include all installment transactions, cash withdrawals, Loan on Phone and canceled transactions
  • Foreign transactions are transactions recorded in foreign currencies other than Rupiah (IDR)
  • Travel Miles will be credited a maximum of 1 month after the transaction is recorded in the Bank system
  • Travel Miles are only given to your main credit card with a smooth and unblocked payment status.

File an objection due to a transaction incompatibility, no later than 45 calendar days from the date the Billing Statement is sent. Please submit your objections to Call OCBC NISP 1500-999 or + 62-21-26506300 (from abroad)

Main Card Rp. 1,000,000 per year, Supplementary Card: Rp. 500,000 per year (Free of first year tuition fees)

ONe Mobile Application *

Download the latest version of the ONe Mobile Application and follow these steps:

  1. Enter with your USER ID and Password ONe Mobile
  2. Click ""Your Obligations""
  3. Select the Credit Card that you want to set the PIN for
  4. Click ""CREATE / CHANGE PIN""
  5. Set the PIN you want and reconfirm
  6. PIN successfully created

(* Create PIN via ONe Mobile only for Primary Card holders)

Credit Cardholders can simply contact OCBC NISP Call 1500-999 or + 62-21-26506300 (from overseas) for the process of blocking a lost Credit Card and submit a credit card replacement at a cost of Rp 100,000 for OCBC NISP Titanium, Platinum, and 90 Credit Cards ° N and costs IDR 2,500,000 for an OCBC NISP Voyage Credit Card.

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