Reward Hingga 0,5% Limit Kredit Untuk Referral SME & KPR Loan

Periode hingga 31 Desember 2023

Please make sure the reference you provide does not have business loan facilities at OCBC NISP.

Terms and Conditions of OCBC NISP Business Loan Refer Your Partner Program:

  1. The Refer Your Partner Program ('Program') is valid for business loans and mortgages referred from April - December 2023.
  2. The Referring Customer is entitled to a reward for each facility that is referred and successfully disbursed with the following conditions:
    • The Referrer provides a reference to business credit facilities (CPL, TL, DL, KRK) with a minimum loan of IDR 1 billion and KPR (KPR, KPA, KII, KMG) with a minimum loan of IDR 500 million.
    • The Referrer must be an active Individual Customer at Bank OCBC NISP or must open a Bank OCBC NISP account if not yet a Customer.
    • The Referral is a Customer who does not yet have a business credit facility or mortgage at Bank OCBC NISP.
    • The Referral has successfully bound and disbursed loan during the Program period.
    • The program Is not valid for Bank OCBC NISP employee.
  3. The referral will follow the credit process in accordance to regulations at Bank OCBC NISP, with a minimum provision fee of 0.5%.
  4. Reward will be obtained after referral credit disbursement:
    Notary 50% gross commission (cash) of the provision paid by the debtor (if the referenced facility is KRK & DL, the commission is 25% of the provision fee)
    Strategic Partnership & Ecosystem
  5. Rewards will be given in the form of commissions and will be deducted from Income Tax (PPh) according to applicable tax provisions.
  6. By the time of referral data are submitted to Bank OCBC NISP, the data automatically belong to Bank OCBC NISP and can be use by the Bank OCBC NISP in accordance with the legal provisions and laws in Indonesia.
  7. Bank OCBC NISP has the right to mention the referrer name to the referral party.
  8. The referrer Customer hereby releases OCBC NISP from the claim and/or lawsuit in any form and any party regarding to data and information submitted by the referrer Customer through the Program form.
  9. Bank OCBC NISP has the right and authority to change, add, and/or reduce the terms and conditions of this Program with written statement at Bank OCBC NISP branches or other media appointed by OCBC NISP, subject to the applicable laws and regulations.
  10. The terms and conditions of this Program have been adjusted to the provisions of laws and regulations including the Financial Services Authority Regulations (OJK).

Customer/Referrer Statement