OCBC NISP 90°N

Elevate Your Journey

Find inspiration in every journey with OCBC NISP 90°N Credit Card
#TimeTo90

Earn Travel Miles Faster

Travel Miles for your every traveling needs

Travel Miles Bonus

With activation and monthly transaction accumulation

Airport Lounge Access

Access to International Airport Lounges in 140+ countries

Other Benefits

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Contactless Feature

Equipped with contactless features for convenience, security & faster transaction

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Travel Miles

Travel miles for every your retail transaction

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Double Travel Miles

Double Travel Miles for overseas certain transactions

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Bill Payment Facility

Paying various monthly bills easily and more practically

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Accepted Worldwide

Shopping at more than 29 million merchants and International VISA partners

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Access Cash Worldwide

Easiness cash withdrawals at more than 1 million ATMs worldwide anytime

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Pay Flexible Bills

Payment credit card bills minimum 5% of the total bill

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Payment Methods Vary

Pay credit cards easily anytime and anywhere

    Requirements

    Facility

    Credit Card General Terms and Conditions

    Interest and Fees

    Other Information

    Credit Card PIN

    Your Credit Card

    Information on the Billing Statement

    Privileges for you

    Product Information Summary

Conditions for Submitting OCBC NISP 90°N

  • Minimum 21 years for major cardholders
  • Minimum 17 years for additional card holders
  • Minimum annual income of Rp120 Million
  • citizen or foreigner

Contactless Feature
Easier payments with contactless features and accepted Worldwide. OCBC NISP 90°N Credit Card is equipped with contactless features for convenience, security and faster transaction.

 

Accepted Worldwide
OCBC NISP 90°N is accepted worldwide with more than 29 million merchants and service partners that collaborate with VISA international.

 

Worldwide Access to your Fund
Apart from being able to do fund withdrawal in all OCBC NISP Branches, OCBC NISP 90°N Credit Card can also be used for fund withdrawal in more than 1 Million ATMs worldwide, 24 hours a day and 7 days a week. You can withdraw up to 60% of your OCBC NISP 90°N Credit Card limit by visiting the nearest ATM and selecting the cash withdrawal menu using your Credit Card PIN.

 

Bill Payment Facility
Your OCBC NISP Credit Card can be used to pay recurring utilities payment such as TELKOM, PLN, PAM, TV Subscription, IPL (building maintenance fee) and Insurance by:

  1. OCBC NISP ONe Bill
    Register your recurring bill for service providers in agreement with OCBC NISP by contacting Tanya OCBC NISP 1500-999 or your Relationship Manager. More information, click here
  2. OCBC NISP ATM
    Visit the nearest OCBC NISP ATM and choose “Payment / Purchase” menu using your credit card PIN. If you do not have your PIN yet, please create your PIN immediately. More info www.ocbcnisp.com/pin

 

Bill payment flexibility
Your OCBC NISP credit card payment can be done by paying the minimum 5% of the total bill or IDR 50,000 (whichever is higher).

Payment methods

You can pay your OCBC NISP 90°N bill by various methods:

  • Via OCBC NISP ATMs all over Indonesia
  • Internet Banking and Mobile Banking OCBC NISP Bank
  • Cash deposit in all OCBC NISP branches
  • Direct Debit by signing standing instruction in all OCBC NISP Bank branches
  • Lalu Lintas Giro (LLG)/Clearing
  • Over booking from OCBC NISP savings account/Giro in all OCBC NISP branches
  • Transfer via ATM Bersama or ATM Prima

 

Tanya OCBC NISP (Contact Centre)
We are ready to serve you 24 hours a day 7 days a week to get information about OCBC NISP 90°N credit card with contact Tanya 1500-999/+62-21-26506300 (from overseas) or e-mail tanya@ocbcnisp.com.

General Terms & Condition OCBC NISP Credit Card
  1. Definitions

Definitions
In these Terms and Conditions, unless expressed otherwise in the context, the following terms shall have the following meaning:

"Automated Teller Machine" hereinafter referred to as "ATM" means a machine which can be used by the Cardholder to access banking services for 24 hours

"Bank" means PT Bank OCBC NISP Tbk, a banking company registered and supervised by the Financial Services Authority, domiciled in South Jakarta and having its address at OCBC NISP Tower, Jalan Prof. Dr. Satrio Kav. 25 Jakarta 12940 including all of the bank's branch offices in Indonesia.

"Cash Advance Limit" means the maximum limit for cash advance made at the Counter or ATM pursuant to the limit approved by the Bank, where such cash advance shall be subject to Administration Fee and Interest, calculated on a percentage basis of total cash advance or a certain minimum amount determined by the Bank.

"Stamp Duty" means the tax levied on documents under the provision of the applicable laws charged to the Cardholder for every payment made.

"Administration Fee" means fees charged by the Bank to the Cardholder with regards to the use of Credit Card.

"Late Charge" means fees charged to the Cardholder when he/she pays the bill after the Due Date

"Billing Statement" means a notification to the Primary Cardholder which, among others, inform about Current Month's Total Bill, total Minimum Payment and the Due Date for making payment within a particular Credit Card billing period.

"Interest" means the interest expense charged to the Cardholder if Current Month"s Billing Statement is not paid in full and/or if the payment is made after the Due Date

"Call OCBC NISP" means PT Bank OCBC NISP, Tbk banking call service, or OCBC NISP Call Center which can be contacted at 1500-999 or other numbers informed by the Bank from time to time.

More Info

Interest and Fees

Annual fee (free of the first year fee) Primary Card IDR 1,000,000 per year, Supplementary Card: IDR 500,000 per year
Retail Interest 1.75% per month, 21% per year
Cash Advance Interest 1.75% per month, 21% per year
Minimum Payment 5% of the bill or a minimum of IDR 50,000 (until 31 December 2021)
Cash Advance Fee 6% or a minimum of IDR 100,000 (whichever is greater)
Late Payment Fee (Late Charge) 1% of the total bill, minimum IDR 50,000 and maximum IDR 100,000 (until 31 December 2021)
Over-limit Fee 6% of the excess limit, a minimum of IDR 100,000 and a maximum of IDR 250,000
Lost/Damage Card Replacement Fee IDR 100,000
Billing Statement Delivery Charge IDR 12,500 per billing
Transaction Copy Request Fee Transaction Note IDR 50,000 , Monthly Bill IDR 30,000, and Declined Check / Giro Fee IDR 25,000
Duty Stamp Charged for Payments with Certain Amount Payment amounted above IDR 5,000,000 will be charge Duty Stamp IDR 10,000
Credit Card Payment Costs through Teller at OCBC NISP Branch IDR 10,000
Installment Request Fee

Through ONe Mobile Application or other channels IDR 15,000 per transaction

Through Contact Center – Tanya OCBC NISP IDR 20,000 per transaction

Installment Payment Cancellation/Acceleration Fee IDR 200,000 per transaction
Transfer fee - IDR 10,000 to OCBC NISP account
- IDR 25,000 to another bank account
Notification Service Fee IDR 5,000 per billing per month
Important Information
  • - In accordance with Bank Indonesia Regulation, Customers are not permitted to use Credit Cards for cash withdrawal transactions at merchants.
  • - Beware of fraud in the name of Bank OCBC NISP. We never ask for your confidential data, such as PIN, Password, Passcode / OTP and User ID.

Interest Calculation for Shopping Transactions (Retail):
Interest will be charged if the Cardholder pays less than the total of the new bills, or pays after the Due Date. Interest on Purchase Transactions is calculated based on the Posting Date of the transaction made. The interest rates that apply to purchase transactions are listed on the billing statement. Unpaid fees, penalties, or interest are not included into the interest calculation component. Interest will be charged on the next billing statement. For a complete interest calculation can be seen in the credit card interest calculations illustration.

Interest Calculation for Cash Advance Transactions:
Interest for Cash Advance is charged and calculated from the Cash Advance Date until the full payment date of the Cash Advance transaction. The interest rates that apply to Cash Advance transactions are listed on the Billing Sheet. Unpaid fees, penalties, or interest are not included in the interest calculation component. For a complete interest calculation can be seen in the illustration of the Credit Card Interest Calculation.

Illustration of Interest Calculation for Purchase Transactions (Retail)*

* This illustration uses the Platinum Credit Card due date

Note:
Illustration of interest calculation can give different results caused by:

  1. Rounding of calculations.
  2. The sequence of bill payment. For further information of bill payment sequence, reffering to the General Terms and Conditions of OCBC NISP Credit Cards.

Illustration of Cash Advance Transaction Interest Calculation**

The example of calculation of interest on Cash Advance transactions:
The Cash Advance transaction of IDR 1,000,000 is made and recorded on March 8, 2020. The Billing Statement print date is March 10, 2020. The Due Date is April 2, 2020.

The Cash Advance transaction interest that printed on the Billing Statement sheet for April 2020 is IDR 1,726 (*** see calculation method below).

Image of interest day calculation for Cash Advance transactions

** This illustration uses the calculation of the Titanium Credit Card due date
*** The interest calculation for the Cash Advance transaction was billed in April 2020 as follows:

Interest = IDR 1,000,000 x 3 x (1,75% x 12 months) / 365 = IDR 1,726

How to Get Travel Miles
- Every domestic transaction IDR 10,000 and overseas IDR 8,000 = 1 Travel Miles
- Double Travel Miles for overseas transactions at Restaurant, Transportation, Hotel and Flight (maximum 500 Travel Miles per bill)

Travel Miles Bonus
- Activation Bonus of 3,000 Travel Miles*
- Monthly bonus 1,000 Travel Miles**
- Travel Miles bonus for opening Tanda 360 Plus Saving accounts program

 

*Enjoy an Activation Bonus of 3,000 (Three Thousand) Travel Miles

  • Activate your OCBC NISP 90°N Credit Card
  • Make a retail transaction accumulation of at least IDR 5,000,000 (five million Rupiah) in the 3 months since your OCBC NISP 90°N Credit Card is approved
  • Shopping transactions that are calculated are the total purchase transactions of the main Credit Cards and additional Credit Cards that have been booked in the Bank system no later than 3 (three) months from the date your OCBC NISP 90°N Credit Card is approved
  • Not valid for installment transactions, cash withdrawals, Loans on Phone and canceled transactions
  • Activation bonus will be seen on the billing statement a maximum of 2 months after the number of transactions is eligible
  • Activation bonus will only be given to the main credit card
  • An activation bonus will be given to customers with current payment status and no blocking
  • The bank has the right to cancel the awarding of miles if an indication of fraud is found.
   

** Enjoy 1,000 (one thousand) Travel Miles monthly Bonus

  • Perform a retail transaction accumulation of at least IDR 60,000,000 (sixty million Rupiah) in the current month
  • The bank has the right to cancel the awarding of miles if an indication of fraud is found
 

Travel Miles Redemption
Redeem your Travel Miles through Tanya OCBC NISP 1500-999 with:

  • Every 1 Travel Miles can be exchanged for 1 GarudaMiles / 1 KrisFlyer / 1 AA BIG Point
  • Travel Miles for free annual fee
    - Redeem 25,000 Travel Miles for one year free annual fee (Basic Card Holder)
    - Redeem 12,500 Travel Miles for one year free annual fee (Supplement Card)
  • Travel Miles for any rebates for your transaction
    - Merchandise/Voucher
    - Travel Rebate for all travel transactions or all your transaction 2,500 Travel Miles = IDR 100,000

 

Collect Travel Miles Faster

  • Get Fly Free to Singapore

    • 3,000 Travel Miles Activation Bonus Program
      Perform an activation bonus program IDR 5 million transactions in the first 3 months
    • 12,000 Travel Miles Tanda 360 Plus Saving Program
      Open Tanda 360 Plus saving account for certain period = hold IDR 220 million for 6 months or hold IDR 110 million for 12 months (until 31 Desember 2021)
      (This terms of the Tanda 360 Plus placement program saving may change at any time in accordance with the Bank's policy. Contact Tanya OCBC NISP 1500-999 for the latest information and programs for the OCBC NISP 90°N Credit Card)

    Total earned 15,000 Travel Miles

     

    Example: Flight CGK-SIN-CGK with Singapore Airlines requires 15,000 KrisFlyer (Illustration of prices in June 2021)

  • Collect Miles from Favorite Airlines or Exchange Whatever Your Travel Needs with OCBC NISP 90°N Credit Card
  • Get 1 (one) Travel Miles for every IDR 8,000 (eight thousand Rupiah) overseas retail transaction and every IDR 10,000 (ten thousand Rupiah) domestic retail transaction
  • Double Travel Miles for overseas transactions at Restaurant, Transportation, Hotel, and Flight (maximum 500 Travel Miles per bill)
  • Airline Miles will be provided in the form of Travel Miles which can be seen in the Miles balance column on the billing statement
  • Conversion of 1 (one) Travel Miles is 1 KrisFlyer (Singapore Airlines) / 1 GarudaMiles (Garuda Indonesia) / 1 AA BIG Points (Air Asia)
  • Travel Miles can also be redeemed for other options through Tanya OCBC NISP 1500-999
  • Shopping transactions that get Travel Miles are retail shopping transactions from major Credit Cards and additional Credit Cards that have been recorded in the Bank system and do not include all installment transactions, cash withdrawals, Loans on Phone and canceled transactions
  • Foreign transactions are transactions that are recorded in foreign currencies other than Rupiah (IDR)
  • Travel Miles will be credited a maximum of 1 month after the transaction is posted to the Bank system
  • Travel Miles are only given on your main credit card with payment status smoothly and not blocked.

 

Airport Lounge Complimentary Access
Complimentary access to 2 (two) times per year in executive Airport Lounge at more than 1.100 airport lounge in 136 countries with DragonPass. For more information, click here  

Allowance for Payment Time
If the Credit Card bill due date coincides on Saturdays / Sundays or National Holidays or Joint Leave Days that have been officially declared by the Government of the Republic of Indonesia, Bank OCBC NISP provides allowance for payment to Cardholders until the nearest official Business Day thereafter.

 

Error on Bill Sheet
If you doubt or do not acknowledge the transaction printed on the billing statement, immediately contact Call OCBC NISP no later than 45 calendar days from the date of printing the Billing Sheet and submit by mail by informing the following data:

  • Your card name and number
  • Transaction details and amount to be refuted
  • Transaction date
  • Reasons for rebuttal
  • your signature
  • Disclaimer please send to:

    OCBC NISP Card Center
    PT. Bank OCBC NISP Tbk.
    Unsecured Loan Division
    Jl. Gunung Sahari 7 No. 36 (Gedung Gunsa 3) Central Jakarta 10720


 

Transactions Overseas
Every transaction made using a foreign currency will be converted into Rupiah on the accounting date based on the exchange rate determined by Bank OCBC NISP and VISA or MasterCard International. Differences in exchange rates are possible due to fluctuations in exchange rate changes.

 

Lost or Stolen Card
Immediately report the loss of your Credit Card to Tanya OCBC NISP. Every transaction that takes place prior to reporting to the Bank will be your full responsibility. Please Contact Tanya OCBC NISP 1500-999.

 

Transfer of Outstanding Balance
Bank OCBC NISP has the right to move the outstanding balance to a third party.

 

Exchange rate difference for transactions other than IDR
All transactions in foreign currency/foreign currency will be converted into Rupiah in accordance with the prevailing exchange rates at the Bank starting from the posting date of the transaction. The Cardholder acknowledges and agrees that all invoices and payments are made in Rupiah. The Cardholder also agrees that for purchases and/or Cash Withdrawals in foreign currencies, the exchange rate imposed on the Cardholder is the exchange rate determined by International Visa and the exchange rate prevailing at the Bank.

 

Termination of services due to failure of recurring payments

  1. The Bank is not responsible for the disconnection of telephone/electricity/mobile phone/credit card/insurance, etc. or other risks as a result of not being able to pay this automatic monthly bill(s), because the Bank has not received the bill value to be paid and/or or other consequences beyond the control of the Bank.
  2. For each automatic bill payment transaction based on this article, the Cardholder will be charged a fee in accordance with the provisions applicable at the Bank.
  3. If the Cardholder intends to terminate this automatic monthly bill(s) payment facility, the Cardholder is required to notify the Bank in writing regarding the commencement of termination and submitted no later than 7 (seven) working days prior to the commencement of the bill(s) payment period concerned.

 

Card Closing and Cancellation
Your credit card will be automatically renewed. If you want to cancel your membership, you must notify us at the latest 1 (one) month before your credit card has expired.
With certain considerations, Bank OCBC NISP has the right not to extend the validity period of your credit card. Bank OCBC NISP also has the right to cancel your credit card at any time if your card account records are not good or for other reasons.

 

Ties to Terms and Conditions
By signing and using your credit card, you are bound by OCBC NISP Product Information Summary and OCBC NISP Terms and Conditions set by Bank OCBC NISP. It is recommended that you understand the information contained at www.ocbcnisp.com/welcomepack. If it is not clear with the information in it, you can contact the 24-hour Tanya OCBC NISP 1500-999 service.

All Credit Card transaction in Indonesia required to using PIN.

Get your 6 digit OCBC NISP Credit Card PIN by following:

  1. ONe Mobile Application*
    Download the latest version of ONe Mobile OCBC NISP and follow the steps below:
    • Log in with your User ID and Password
    • Click “Settings”
    • Click “Card Management”
    • Click “Credit Card” menu and choose card
    • Click “Change PIN”
    • Set your PIN and reconfirm
    • PIN successfully set
  2. Sending SMS to 6477**

    SMS Format:
    OCBCNISP[space]SETPINCC[space]Last 4 Digit Credit Card#Date of Birth DDMMYYYY#Your 6 Digit PIN

    For Example: OCBCNISP SETPINCC 1234#14121990#180825

    (*Create PIN through ONe Mobile only for Basic Card Holder)
    (**Create PIN through SMS for Basic and Supplement Card Holder using the registered telephone number on the Bank)


For further information, please contact Tanya OCBC NISP 1500-999.

Your Credit Card
  1. Chip
    The chip stores your confidential data and offers greater security and convenience in making transactions.
  2. Your Name
    Only the person whose name is printed on the Credit Card shall be entitled to use it. Therefore, please check the name on your credit card and report immediately to OCBC NISP if it is incorrect.
  3. Expiry Date
    Your Card is effective as from the date you receive and activate your Credit Card in the month up to the last day of the month and year printed on this part.
  4. Credit Card Number
    This is a unique series of number for your credit card. Please indicate these numbers in every correspondence with OCBC NISP. Please clearly indicate these numbers for each payment or transaction of your Credit Card.
  5. Signature Sticker
    As soon as you receive OCBC NISP Credit Card, please immediately sign on this part. Make sure your signature matches to the one on your Identity Card.
  6. Magnet Stripe
    Please keep this part away from magnet and do not scratch this part since it stores your Credit Card data.
  7. Call OCBC NISP
    For any information you need concerning OCBC NISP Credit Card, you can call this number.
  8. Contactless Technology
    OCBC NISP 90°N Credit Card is equipped with contactless features for convenience, security and faster transaction.

Information on The Billing Statement
The billing statement is a summary of transaction details of your OCBC NISP Credit Card (from the previous month's billing date up until the subsequent billing date). Details of transactions printed are transactions made using the primary card and the supplementary card (if any). There is no separate billing statement for supplementary cards.

 

Primary Credit Card Number
This is OCBC NISP Primary Credit Card number.

 

Statement Date
This is the date of transactions and other outstanding balances billing. It will fall on the same date each month.

 

Payment Due Date
This is the payment deadline for the outstanding balances on which the payment shall have been received by PT. Bank OCBC NISP, Tbk, namely 16 days for Platinum, 90°N, Voyage Credit Card and 23 days for Titanium Credit Card as from the billing date. A minimum payment must be paid off each month on or before the due date even if you have not received the Billing Statement. Payment received after the due date shall be subject to late charge.

 

Current Month's Bill
This is the outstanding balance on the billing date which includes previous month's outstanding balance and transactions made up to the billing date, fees, interests and corrections deducting payments and credit.

 

Minimum Payment
The minimum payment is 5% of the outstanding balance or IDR 50,000 (whichever higher). If your outstanding balance exceeds your credit limit, such excess shall be added to the minimum payment which is about to become due. If you have not paid off the previous month's minimum payment, such amount shall also be added to your minimum payment which is about to become due. If there is any instalment transaction, it shall be billed in full.

 

Transaction Date
This is the date of the transactions of purchase, cash advance or other transactions made using OCBC NISP Credit Card.

 

Posting Date
This is the date on which your transaction is posted or charged to your OCBC NISP Credit Card account.

 

Transaction Description
This column contains information on the details of transaction made using your OCBC NISP Credit Card:

  • Previous month's statement which shows the ending balance of the previous month's bill prior to deduction of payment and added by new transactions and fees/penalties
  • Payment will deduct the balance of previous month's bill
  • Fees or penalties are the value of fees or penalties charged to your OCBC NISP Credit Card account. For example, the annual fee or late charge if you made the payment after the due date.
  • For transactions made in foreign currency, the foreign currency code will be indicated and the transaction value will be converted into Rupiah
  • If you have a supplementary card, the supplementary cardholder's name and card number, along with the transaction details of your supplementary card will be found in a separate section. If you do not have any supplementary card, there will only be the transaction details of the primary card
  • The current month's bill is the total of the previous month's bill deducting the payment and added by new transactions (primary and supplementary cards transactions, fees and interests)
  • Credit status is a classification of whether a credit payment is smooth or not.

Purchase
This is the total amount of purchase transactions of your OCBC NISP Credit Card in the current month.

 

Administration Interests & Fees
This is the amount of interest (only if there is an interest expense) and administration fees charged.

 

Payment
This is the amount of payment of the OCBC NISP Credit Card bill which you have made.

 

Total
This is the total amount of bill you have to pay in the current month.

 

Combined Limit
Total credit limit assigned to a cardholder through 1 or more credit card(s) owned. The total credit limit of your OCBC NISP Credit Card constitutes the combination of credit limit of all credit cards you own. If you only have 1 card, the combined limit is equal to your Primary Card limit.

 

Remaining Combined Credit
This is the remaining amount of credit limit up until the billing date and can be used for transactions.

 

Current Month's Points (Platinum Credit Card only)
This is the total Reward Points you have earned in the current month.

 

Previous Total Points (Platinum Credit Card only)
This is the information on the previous month's Reward Points.

 

Redeemed Points (Platinum Credit Card only)
This is the information on the amount of Reward Points you have redeemed up until the current month.

 

Expiry Date (Platinum Credit Card only)
This is the expiry date of your Reward Points.

 

Total Points (Platinum Credit Card only)
This is your effective Reward Points.

 

Interest Rate (% of Retail Interest)
This is the information on the interest rate to be applied due to the customer's failure in making full payment of a bill. The rate is determined by the bank.

 

Interest Rate (% Cash Advance)
This is the information on the interest rate to be applied for cash advance transactions, the rate is determined by the Bank.

 

Note:
You will be charged the interest for:

  • Payment made after the due date
  • Minimum payment or non-full payment
  • Payment less than the minimum payment
  • Non-payment
  • Cash advance transaction

 

Partner Merchants in Indonesia
Deal with special offers from Bank OCBC NISP partner merchants in Indonesia

VISA Partner Merchants
Trade with special offers from VISA merchants all over the world

Partner Merchants in Singapore and Malaysia
Trade with special offers from VISA merchants in Singapore and Malaysia

Detail information click here.

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Popular Questions About Kartu Kredit OCBC NISP 90°N

Terms OCBC NISP 90°N Credit Card
Age Main Card Holders aged 21 - 65 years
Additional Card Holders for a minimum of 17 years (Maximum 3 people
Citizenship Indonesian citizen and foreign national
Income Min Income: IDR 120,000,000 per year.
Personal Identification Documents Photocopy of KTP or
Photocopy of Passport / KIMS / KITAS (For foreigners only) or
Photocopy of Other Bank Credit Cards (For Other Bank Customers)
Income Document Original month's latest salary slip / Statement of Income (Especially Employees and Foreigners) or
Photocopy of SIUP / Company Establishment Deed
Current account / savings account for the last 3 months (only for entrepreneurs) or
Current Account / Savings Account for the last 3 months, Photocopy of Practice Permit and Photocopy of SPT (Professional Only) or
Photocopy NPWP.

  • Every domestic transaction IDR 10,000 and overseas IDR 8,000 = 1 Travel Miles
  • Double Travel Miles for overseas transactions at Restaurant, Transportation, Hotel and Flight (maximum 500 Travel Miles per bill)

Redeem your Travel Miles through Tanya OCBC NISP 1500-999 with:

  1. Every 1 Travel Miles can be exchanged for 1 GarudaMiles / 1 KrisFlyer / 1 AA BIG Point
  2. Travel Miles for free annual fee
    • Redeem 25,000 Travel Miles for one year free annual fee (Basic Card Holder)
    • Redeem 12,500 Travel Miles for one year free annual fee (Supplement Card)
  3. Travel Miles for any rebates for your transaction
    • Merchandise/Voucher
    • Travel Rebate for all travel transactions or all your transaction 2,500 Travel Miles = IDR 100,000

Collect Miles from Favorite Airlines or Exchange Whatever Your Travel Needs with OCBC NISP 90°N Credit Card

  • Get 1 (one) Travel Miles for every IDR 8,000 (eight thousand Rupiah) overseas retail transaction and every IDR 10,000 (ten thousand Rupiah) domestic retail transaction
  • Double Travel Miles for overseas transactions at Restaurant, Transportation, Hotel, and Flight (maximum 500 Travel Miles per bill)
  • Airline Miles will be provided in the form of Travel Miles which can be seen in the Miles balance column on the billing statement
  • Conversion of 1 (one) Travel Miles is 1 KrisFlyer (Singapore Airlines) / 1 GarudaMiles (Garuda Indonesia) / 1 AA BIG Points (Air Asia)
  • Travel Miles can also be redeemed for other options through Tanya OCBC NISP 1500-999
  • Shopping transactions that get Travel Miles are retail shopping transactions from major Credit Cards and additional Credit Cards that have been recorded in the Bank system and do not include all installment transactions, cash withdrawals, Loans on Phone and canceled transactions
  • Foreign transactions are transactions that are recorded in foreign currencies other than Rupiah (IDR)
  • Travel Miles will be credited a maximum of 1 month after the transaction is posted to the Bank system
  • Travel Miles are only given on your main credit card with payment status smoothly and not blocked.

Main Card IDR 1,000,000 per year, Supplementary Card: IDR 500,000 per year (Free of first year tuition fees)

Travel Miles Bonus

  • Activation Bonus of 3,000 Travel Miles*
  • Monthly bonus 1,000 Travel Miles**
  • Travel Miles bonus for opening Tanda 360 Plus Saving accounts program

*Enjoy an Activation Bonus of 3,000 (Three Thousand) Travel Miles

  • Activate your OCBC NISP 90°N Credit Card
  • Make a retail transaction accumulation of at least IDR 5,000,000 (five million Rupiah) in the 3 months since your OCBC NISP 90°N Credit Card is approved
  • Shopping transactions that are calculated are the total purchase transactions of the main Credit Cards and additional Credit Cards that have been booked in the Bank system no later than 3 (three) months from the date your OCBC NISP 90°N Credit Card is approved
  • Not valid for installment transactions, cash withdrawals, Loans on Phone and canceled transactions
  • Activation bonus will be seen on the billing statement a maximum of 2 months after the number of transactions is eligible
  • Activation bonus will only be given to the main credit card
  • An activation bonus will be given to customers with current payment status and no blocking
  • The bank has the right to cancel the awarding of miles if an indication of fraud is found.

** Enjoy 1,000 (one thousand) Travel Miles monthly Bonus

  • Perform a retail transaction accumulation of at least IDR 60,000,000 (sixty million Rupiah) in the current month
  • The bank has the right to cancel the awarding of miles if an indication of fraud is found

Collect Travel Miles Faster

  • Get Fly Free to Singapore
  • 3,000 Travel Miles Activation Bonus Program
    Perform an activation bonus program IDR 5 million transactions in the first 3 months
  • 12,000 Travel Miles Tanda 360 Plus Saving Program
    Open Tanda 360 Plus saving account for certain period = hold IDR 220 million for 6 months or hold IDR 110 million for 12 months (until 31 Desember 2021)
    (This terms of the Tanda 360 Plus placement program saving may change at any time in accordance with the Bank's policy. Contact Tanya OCBC NISP 1500-999 for the latest information and programs for the OCBC NISP 90°N Credit Card)

Total earned 15,000 Travel Miles

Example: Flight CGK-SIN-CGK with Singapore Airlines requires 15,000 KrisFlyer (Illustration of prices in June 2021)

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