OCBC NISP Voyage

Elevate Your Moments

The first metal card in Indonesia to let You
redeem Miles for flights on all airlines,
on any day

Made from Metal Duralumin

Card made from metal support a premium lifestyle

24/7 Personal Concierge

Personal service like a personal assistant 24/7

Unique Miles Each Transaction

Collect Miles without blackout & expiry date

Others benefit

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Travel Privileges

Airport Lounge & Travel Insurance Facilities up to IDR 10 Billion

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Voyage Miles

Get miles that are valid every time you trade

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Access Cash Worldwide

Cash withdrawals at more than 1 million ATMs worldwide at any time

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Pay Flexible Bills

Payment of credit card bills of at least 5% of the total bill

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Various Payment Methods

Pay credit cards easily anytime and anywhere

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24/7 Concierge Service

Help customers regarding OCBC NISP Voyage Credit Card information

    Facilities

    Credit Card General Terms and Conditions

    Interest and Fees

    Persyaratan Kartu Kredit OCBC NISP Voyage Premier

    Persyaratan Kartu Kredit OCBC NISP Voyage

    Your credit card

    Information in the Invoice Sheet

    Other Information

    Privileges for you

    Product Information Summary

Low Rate Installment

Installment Conversion is a term credit facility for your credit card spending transactions ranging from 3 to 36 months with easy installment. The interest rate in the Installment Conversion is determined by Bank OCBC NISP and may change at any time with prior notice. The period of installment is set by the Card Holder itself and cannot be changed again. The Card Holder can enroll the Installment Conversion by sending SMS from mobile phone number that registered on credit card system and later the Card Holder will get the confirmation.

SMS to 6477

The format of the SMS change transactions into installments as follows:
OCBCNISP[space]CICIL[space]The Last 16 Digits of Credit Card number#Total Transaction#Tenor
Example: OCBCNISP CICIL 5241690000001234#30000000#12


Accepted Worldwide

OCBC NISP Titanium is accepted worldwide with more than 29 Millions merchants and service partners that collaborate with Mastercard international.


Worldwide Access to your fund

Apart from being able to do fund withdrawal in all OCBC NISP Branches, OCBC NISP Titanium credit card can also be used for fund withdrawal in more than 1 Million ATMs worldwide, 24 hours a day and 7 days a week. You can withdraw up to 70% of your OCBC NISP Platinum credit card limit.


Bill Payment Facility

Your OCBC NISP Credit Card can be used to pay recurring utilities payment such as TELKOM, PLN, PAM, TV Subscription, IPL (building maintenance fee), and Insurance by:

  1. OCBC NISP ONe Bill
    Register your recurring bill for service providers in agreement with OCBC NISP by contacting Tanya OCBC NISP 1500999 or your Relationship Manager. More information, click here

  2. OCBC NISP ATM
    Visit the nearest OCBC NISP ATM and choose “Payment / Purchase / Cash Advance” menu using your credit card PIN. If you do not have your PIN yet, please create your PIN immediately. More info visit www.ocbcnisp.com/pin


Bill payment flexibility

Your OCBC NISP credit card payment can be done by paying the minimum 5% of the total bill or IDR 50,000 (whichever is higher).


Payment methods

You can pay your bill by various methods :

  • Via OCBC NISP ATMs all over Indonesia
  • Internet Banking and Mobile Banking OCBC NISP Bank
  • Cash deposit in all OCBC NISP branches
  • Direct Debit by signing standing instruction in all OCBC NISP Bank branches
  • Lalu Lintas Giro (LLG)/Clearing
  • Over booking from OCBC NISP savings account/Giro in all OCBC NISP branches
  • Transfer via ATM Bersama or ATM Prima

Call OCBC NISP

We are ready to serve you 24 hours a day 7 days a week to get information about OCBC NISP Platinum credit card at 1500-999.

General Terms & Condition OCBC NISP Credit Card
  1. Definitions

Definitions
In these Terms and Conditions, unless expressed otherwise in the context, the following terms shall have the following meaning:

"Automated Teller Machine" hereinafter referred to as "ATM" means a machine which can be used by the Cardholder to access banking services for 24 hours

"Bank" means PT Bank OCBC NISP Tbk, a banking company registered and supervised by the Financial Services Authority, domiciled in South Jakarta and having its address at OCBC NISP Tower, Jalan Prof. Dr. Satrio Kav. 25 Jakarta 12940 including all of the bank's branch offices in Indonesia.

"Cash Advance Limit" means the maximum limit for cash advance made at the Counter or ATM pursuant to the limit approved by the Bank, where such cash advance shall be subject to Administration Fee and Interest, calculated on a percentage basis of total cash advance or a certain minimum amount determined by the Bank.

"Stamp Duty" means the tax levied on documents under the provision of the applicable laws charged to the Cardholder for every payment made.

"Administration Fee" means fees charged by the Bank to the Cardholder with regards to the use of Credit Card.

"Late Charge" means fees charged to the Cardholder when he/she pays the bill after the Due Date

"Billing Statement" means a notification to the Primary Cardholder which, among others, inform about Current Month's Total Bill, total Minimum Payment and the Due Date for making payment within a particular Credit Card billing period.

"Interest" means the interest expense charged to the Cardholder if Current Month"s Billing Statement is not paid in full and/or if the payment is made after the Due Date

"Call OCBC NISP" means PT Bank OCBC NISP, Tbk banking call service, or OCBC NISP Call Center which can be contacted at 1500-999 or other numbers informed by the Bank from time to time.

More info

Interest and Fees

Annual fee

Main Card IDR 30,000,000 per year, Supplementary Card IDR 2,500,000 per year

 

First Year
Enjoy a bonus of 180,000 Voyage Miles and 1 (one) additional card at no charge with an annual fee of IDR 30,000,000. Additional cards for the 2nd and 3rd will be subject to an annual fee of IDR 2,500,000. Voyage Miles bonus will be transferred to 180,000 Garuda Miles or 145,000 Krisflyer (choose one).

 

Voyage Miles Bonus of 180,000 Garuda Miles or 145,000 Krisflyer (choose one) is equivalent to:
1 ticket Garuda Indonesia Business Class Jakarta - London PP for IDR 60 Million, or
2 Garuda Indonesia Business Class tickets Jakarta - Perth PP for IDR 55 Million, or
4 Garuda Indonesia Business Class tickets Jakarta - Singapore PP for IDR 55 Million, or
1 ticket Singapore Airlines Business Class Jakarta - Tokyo PP for IDR 48 Million, or
1 ticket Singapore Airlines Business Class PP Jakarta - Perth PP for IDR 45 Million

Note:
* Terms and Conditions apply.
* Check prices on 9 July 2019 for scheduled departures from 15 to 23 November 2019.
* Terms and conditions of each airline apply.
* Indication of miles exchange rates based on prices for roundtrips (PP), excluding airport taxes and surcharges, and may vary according to market fluctuations. The flight destinations above are limited to illustrations and apply when this information is uploaded.

 

Second Year
The main card will be subject to an annual fee of IDR 5,000,000 without a Voyage Miles bonus, and additional cards will be subject to an annual fee of IDR 2,500,000 per card.

You can enjoy complimentary second annual fees with a minimum transaction of IDR 300,000,000 * in a year.

* This provision is subject to change at any time according to bank policy

Retail Interest 1.75% per month, 21% per year
Cash Advance Interest 1.75% per month, 21% per year
Minimum Payment 5% of the bill or a minimum of IDR 50,000 (until 31 December 2021)
Cash Advance Fee 6% or a minimum of IDR 100,000 (whichever is greater)
Late Payment Fee (Late Charge) 1% of the total bill, minimum IDR 50,000 and maximum IDR 100,000 (until 30 June 2021)
Over-limit Fee 6% of the excess limit, a minimum of IDR 100.000 and a maximum of IDR 250.000
Lost/Damage Card Replacement Fee IDR 100 thousand
Billing Statement Delivery Charge IDR 12,500 per billing
Transaction Copy Request Fee Transaction Note IDR 50,000 , Monthly Bill IDR 30.000, and Declined Check / Giro Fee IDR 25.000
Duty Stamp Charged for Payments with Certain Amount

Payment amounted above IDR 5,000,000 will be charge Duty Stamp IDR 10,000

Credit Card Payment Costs through Teller at OCBC NISP Branch IDR 10 thousand
Installment Request Fee

Through ONe Mobile Application or other channels IDR 15,000 per transaction

Through Contact Center – Tanya OCBC NISP IDR 20,000 per transaction

Installment Payment Cancellation/Acceleration Fee IDR 200,000 per transaction
Transfer Fee IDR 10,000 to OCBC NISP account
IDR 25,000 to another bank account
Voyage Miles Redemption Fee IDR 10,000 for every request
Important Information
  • In accordance with Bank Indonesia Regulation, Customers are not permitted to use Credit Cards for cash withdrawal transactions at merchants.
  • Beware of fraud in the name of Bank OCBC NISP. We never ask for your confidential data, such as PIN, Password, Passcode / OTP and User ID.

Interest Calculation for Purchasing Transactions (Retail):
Interest will be charged if the Cardholder pays less than the total new bill, or pays after the Due Date. Interest for Shopping Transactions is calculated based on the Posting Date of the transactions made. The interest rates that apply to spending transactions are listed on the Billing Statement. Unpaid fees, penalties, or interest are not included in the interest calculation component. Interest will be charged on the next billing statement. For a complete interest calculation, see the illustration of credit card interest calculation.

Interest Calculation for Cash Advance Transactions:
Interest for Cash Advance is charged and calculated from the Cash Advance Date until the date of full payment of the Cash Advance transaction. The interest rates that apply to cash withdrawal transactions are listed on the Billing Sheet. Unpaid fees, penalties, or interest are not included in the interest calculation component. For complete interest calculation, please see the illustration of Credit Card Interest Calculation.

Illustration of Interest Calculation for Purchase Transactions (Retail)*

* This illustration uses the Platinum Credit Card due date

Note:
Illustration of interest calculation can give different results caused by:

  1. Rounding of calculations.
  2. The sequence of bill payment. For further information of bill payment sequence, reffering to the General Terms and Conditions of OCBC NISP Credit Cards.

Illustration of Cash Advance Transaction Interest Calculation**

The example of calculation of interest on Cash Advance transactions:
The Cash Advance transaction of IDR 1,000,000 is made and recorded on March 8, 2020. The Billing Statement print date is March 10, 2020. The Due Date is April 2, 2020.

The Cash Advance transaction interest that printed on the Billing Statement sheet for April 2020 is IDR 2,215 (*** see calculation method below).

Image of interest day calculation for Cash Advance transactions

** This illustration uses the calculation of the Titanium Credit Card due date
*** The interest calculation for the Cash Advance transaction was billed in April 2020 as follows:

Difference of days = (10 - 8) + 1 = 3, Interest = IDR 1,000,000 x 3 x (2,245% x 12 months) / 365 = IDR 2,215

 General Requirement:

  • Photocopy of ID Card (KTP)
  • Photocopy of Passport and KITAS (for foreign nationals)
  • Photocopy of Tax ID Number (NPWP)


Card Type Special Requirements Income Documents

  • Age 21 - 65 years old
  • Indonesian citizens and foreign nationals
  • Min. income is IDR 100 million/month or min. funds (savings and time deposit) in Bank OCBC NISP of IDR 1 billion
  • Checking account with average funds for the last 3 months (time deposit and savings) in Bank OCBC NISP with min. amount of IDR 1 billion

 General Requirement:

  • Photocopy of ID Card (KTP)
  • Photocopy of Passport and KITAS (for foreign nationals)
  • Photocopy of Tax ID Number (NPWP)


Card Type Special Requirements Income Documents

  • Age 21 - 75 years old
  • Indonesian citizens and foreign nationals
  • Min. income is IDR 100 million/month or min. funds (savings and time deposit) in Bank OCBC NISP of IDR 1 billion
  • Checking account with average funds for the last 3 months (time deposit and savings) in Bank OCBC NISP with min. amount of IDR 1 billion, or
  • Public Company financial statements, or
  • Original payroll slip, or
  • SPT
Your Credit Card
  1. Chip
    The chip stores your confidential data and offers greater security and convenience in making transactions.
  2. Your Name
    Only the person whose name is printed on the Credit Card shall be entitled to use it. Therefore, please check the name on your credit card and report immediately to OCBC NISP if it is incorrect.
  3. Expiry Date
    Your Card is effective as from the date you receive and activate your Credit Card in the month up to the last day of the month and year printed on this part.
  4. Credit Card Number
    This is a unique series of number for your credit card. Please indicate these numbers in every correspondence with OCBC NISP. Please clearly indicate these numbers for each payment or transaction of your Credit Card.
  5. Signature Sticker
    As soon as you receive OCBC NISP Credit Card, please immediately sign on this part. Make sure your signature matches to the one on your Identity Card.
  6. Magnet Stripe
    Please keep this part away from magnet and do not scratch this part since it stores your Credit Card data.
  7. Call OCBC NISP
    For any information you need concerning OCBC NISP Credit Card, you can call this number.

The billing statement is a summary of transaction details of your OCBC NISP Credit Card (from the previous month's billing date up until the subsequent billing date). Details of transactions printed are transactions made using the primary card and the supplementary card (if any). There is no separate billing statement for supplementary cards.

 

Primary Credit Card Number
This is OCBC NISP Primary Credit Card number.

 

Statement Date
This is the date of transactions and other outstanding balances billing. It will fall on the same date each month.

 

Payment Due Date
This is the payment deadline for the outstanding balances on which the payment shall have been received by PT. Bank OCBC NISP, Tbk, namely 16 days for Platinum Credit Card and 23 days for Titanium Credit Card as from the billing date. A minimum payment must be paid off each month on or before the due date even if you have not received the Billing Statement. Payment received after the due date shall be subject to late charge.

 

Current Month's Bill
This is the outstanding balance on the billing date which includes previous month's outstanding balance and transactions made up to the billing date, fees, interests and corrections deducting payments and credit.

 

Minimum Payment
The minimum payment is 10% of the outstanding balance or IDR 50,000 (whichever higher). If your outstanding balance exceeds your credit limit, such excess shall be added to the minimum payment which is about to become due. If you have not paid off the previous month's minimum payment, such amount shall also be added to your minimum payment which is about to become due. If there is any instalment transaction, it shall be billed in full.

 

Transaction Date
This is the date of the transactions of purchase, cash advance or other transactions made using OCBC NISP Credit Card.

 

Posting Date
This is the date on which your transaction is posted or charged to your OCBC NISP Credit Card account.

 

Transaction Description
This column contains information on the details of transaction made using your OCBC NISP Credit Card:

  • Previous month's statement which shows the ending balance of the previous month's bill prior to deduction of payment and added by new transactions and fees/penalties
  • Payment will deduct the balance of previous month's bill
  • Fees or penalties are the value of fees or penalties charged to your OCBC NISP Credit Card account. For example, the annual fee or late charge if you made the payment after the due date.
  • For transactions made in foreign currency, the foreign currency code will be indicated and the transaction value will be converted into Rupiah
  • If you have a supplementary card, the supplementary cardholder's name and card number, along with the transaction details of your supplementary card will be found in a separate section. If you do not have any supplementary card, there will only be the transaction details of the primary card
  • The current month's bill is the total of the previous month's bill deducting the payment and added by new transactions (primary and supplementary cards transactions, fees and interests)
  • Credit status is a classification of whether a credit payment is smooth or not.

Purchase
This is the total amount of purchase transactions of your OCBC NISP Credit Card in the current month.

 

Administration Interests & Fees
This is the amount of interest (only if there is an interest expense) and administration fees charged.

 

Payment
This is the amount of payment of the OCBC NISP Credit Card bill which you have made.

 

Total
This is the total amount of bill you have to pay in the current month.

 

Combined Limit
Total credit limit assigned to a cardholder through 1 or more credit card(s) owned. The total credit limit of your OCBC NISP Credit Card constitutes the combination of credit limit of all credit cards you own. If you only have 1 card, the combined limit is equal to your Primary Card limit.

 

Remaining Combined Credit
This is the remaining amount of credit limit up until the billing date and can be used for transactions.

 

Current Month's Points (Platinum Credit Card only)
This is the total Reward Points you have earned in the current month.

 

Previous Total Points (Platinum Credit Card only)
This is the information on the previous month's Reward Points.

 

Redeemed Points (Platinum Credit Card only)
This is the information on the amount of Reward Points you have redeemed up until the current month.

 

Expiry Date (Platinum Credit Card only)
This is the expiry date of your Reward Points.

 

Total Points (Platinum Credit Card only)
This is your effective Reward Points.

 

Interest Rate (% of Retail Interest)
This is the information on the interest rate to be applied due to the customer's failure in making full payment of a bill. The rate is determined by the bank.

 

Interest Rate (% Cash Advance)
This is the information on the interest rate to be applied for cash advance transactions, the rate is determined by the Bank.

 

Note:
You will be charged the interest for:

  • Payment made after the due date
  • Minimum payment or non-full payment
  • Payment less than the minimum payment
  • Non-payment
  • Cash advance transaction

 

Voyage Exchange
 Contact Voyage Exchange as your personal assistant for a variety of personal services 24 hours, 7 days a week
 
 -Voyage Miles Redemption.
 -Travel itinerary setting.
 -Recommended tourist spots.
 -Vehicle rental including Limousine facility.
 -Voyage Miles balance information.
 -Reserve your and your family's favorite restaurants, both at home and abroad.
 -Personal buyers of lifestyle needs ranging from gadgets, bags, jewelry to special wedding anniversary gifts for their beloved partners.
 -Purchase tickets to your favorite music concerts or shows around the world.
 
 To enjoy the various services above, please contact Voyage Exchange via
 voyage@voyageexchange.co.id or at + 6221-26506363
 Voyage Miles
 Unique miles that you will get when transacting using an OCBC NISP Voyage Credit Card.
 Earn:
 For every IDR 10,000 transaction, you will get 1 (one) Voyage Miles that is valid forever.
 
 Redeem:
 Exchange your Voyage Miles for:
 -Ticket all airlines, wherever their destination, anytime without knowing the blackout date & expiry date.
 -Reservation of hotels, restaurants and vehicle rentals for travel convenience.
 - Additional non-card holder tickets such as family members & colleagues.
 -Purchase dream items and lifestyle needs.
 -Every 2 Voyage Miles can be exchanged for 1 GarudaMiles / 1 Krisflyer / 2 AirAsia BIG Points without minimum exchange.
 
 Always use Voyage Miles to purchase any airline ticket, and get more Frequent Flyer Miles from that airline.
 
 Travel Privileges
 Get comfort on your every trip with the following exclusive facilities:
 - Domestic Airport Lounge
 Free access at executive airport lounges in major cities throughout Indonesia
 - International Airport Lounge
 Free access 2 (two) times per year in executive airport lounges at more than 850 airports worldwide.
 Travel Insurance
 Travel insurance protection up to IDR 10 billion for every flight ticket purchase.
 Valid for airplane ticket purchases using the OCBC NISP Voyage Credit Card, including exchanging airplane tickets using Voyage Miles.

Partner Merchants in Indonesia
Deal with special offers from Bank OCBC NISP partner merchants in Indonesia

VISA Partner Merchants
Trade with special offers from VISA merchants all over the world

Partner Merchants in Singapore and Malaysia
Trade with special offers from VISA merchants in Singapore and Malaysia

Detail information click here

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Popular Questions About OCBC NISP Voyage

Terms OCBC NISP Premier Voyage Credit Card OCBC NISP Voyage Credit Card
Age Main Cardholders aged 21 - 75 years Main Cardholders aged 21 - 65 years
Citizenship Indonesian citizen and foreign national Indonesian citizen and foreign national
Income Min Revenue: IDR 100 Million per month or Min AUM: Average IDR 1 Billion for the last 3 months.
Min Revenue: IDR 100 Million per month or Min AUM: Average IDR 1 Billion for the last 3 months.
Personal Identification Documents Photocopy of KTP or
Photocopy of Passport / KIMS / KITAS (For foreigners only) or
Photocopy of NPWP
Photocopy of KTP or
Photocopy of Passport / KIMS / KITAS (For foreigners only) or
Photocopy of NPWP
Income Document A checking account with an average AUM of the last 3 months at Bank OCBC NISP with a minimum of IDR 1 billion A checking account with an average AUM of the last 3 months at other banks ≥ Rp 1 billion or
Public Company Annual Report or Original Salary Slip or SPT.

For every transaction Rp 10,000 will get 1 (one) Voyage Miles without an expiry period

Exchange of Voyage Miles can be done through Voyage Exchange at voyage@voyageexchange.co.id or at + 6221-26506363

.

Exchange your Voyage Miles for:

  • Tickets for all airlines, wherever the destination is, at any time without knowing the blackout date & expiry date.
  • Hotel, restaurant and vehicle rental reservations for travel convenience.
  • Additional non-card holder tickets such as family members & colleagues.
  • Purchase dream items and lifestyle needs.
  • Every 2 Voyage Miles can be exchanged for 1 GarudaMiles / 1 Krisflyer / 2 AirAsia BIG Points without minimum exchange.

    Always use Voyage Miles to purchase any airline ticket, and get more Frequent Flyer Miles from that airline.

    Benefits of Voyage Exchange

    Contact Voyage Exchange as your personal assistant to get a variety of personal services 24 hours, 7 days a week

     

  • Exchange of Voyage Miles
  • Travel itinerary settings
  • Recommended tourist attractions
  • Vehicle rental including Limousine facilities
  • Voyage Miles balance information
  • Reserve your favorite restaurants and families, both at home and abroad
  • Personal buyer lifestyle needs ranging from gadgets, bags, jewelry to special wedding anniversary gifts for beloved couples
  • Purchase tickets for your favorite music concert or show worldwide

To enjoy a variety of services above, please contact Voyage Exchange viavoyage@voyageexchange.co.id or at + 6221-26506363 "

Get comfort on every trip with the following exclusive facilities:

  • Domestic Airport Lounge

    Free access at executive airport lounges in major cities throughout Indonesia. (For more information click here)

  • International Airport Lounge

    Free access 2 (two) times per year in executive airport lounges at more than 850 airports worldwide. (For more information, click here)

  • Travel Insurance
    Travel insurance protection up to IDR 10 billion for every flight ticket purchase.
    Valid for airplane ticket purchases using OCBC NISP Voyage Credit Cards, including flight ticket exchanges using Voyage Miles.
    1. Travel Insurance Information, click here
    2. Insurance Policy, click here

First year

Enjoy a bonus of 180,000 Voyage Miles and 1 (one) additional card at no charge with an annual fee of IDR 30,000,000. Additional cards for the 2nd and 3rd will be subject to an annual fee of Rp 2,500,000. Voyage Miles bonus will be transferred to 180,000 Garuda Miles or 145,000 Krisflyer (choose one).

 

Voyage Miles Bonus of 180,000 Garuda Miles or 145,000 Krisflyer (choose one) is equivalent to:

  1. 1 ticket Garuda Indonesia Business Class Jakarta - London PP for Rp. 60 million, or
  2. 2 Garuda Indonesia Business Class tickets Jakarta - Perth PP for Rp. 55 million, or
  3. 4 Garuda Indonesia Business Class tickets Jakarta - Singapore PP for Rp. 55 million, or
  4. 1 ticket Singapore Airlines Business Class Jakarta - Tokyo PP for Rp. 48 million, or
  5. 1 ticket Singapore Airlines Business Class PP Jakarta - Perth PP for Rp 45 million

Note:

* Terms and Conditions apply.

* Check prices on 9 July 2019 for scheduled departures from 15 to 23 November 2019.

* Terms and conditions of each airline apply.

* Indication of miles exchange rates based on prices for roundtrips (PP), excluding airport taxes and surcharges, and may vary according to market fluctuations. The flight destinations above are limited to illustrations and apply when this information is uploaded.

 

Second year

The main card will be subject to an annual fee of IDR 5,000,000 without a Voyage Miles bonus, and additional cards will be subject to an annual fee of IDR 2,500,000 per card.

You can enjoy complimentary second annual fees with a minimum transaction of IDR 300,000,000 * in a year.

* This provision is subject to change at any time according to bank policy

File an objection due to a transaction incompatibility, no later than 45 calendar days from the date the Billing Statement is sent. Please submit your objections to Call OCBC NISP 1500-999 or + 62-21-26506300 (from abroad)

ONe Mobile Application *

Download the latest version of the ONe Mobile Application and follow these steps:

  1. Enter with your USER ID and Password ONe Mobile
  2. Click ""Your Obligations""
  3. Select the Credit Card that you want to set the PIN for
  4. Click ""CREATE / CHANGE PIN""
  5. Set the PIN you want and reconfirm
  6. PIN successfully created

(* Create PIN via ONe Mobile only for Primary Card holders)"

Credit Cardholders can simply contact OCBC NISP Call 1500-999 or + 62-21-26506300 (from overseas) for the process of blocking a lost Credit Card and submit a credit card replacement at a cost of Rp 100,000 for OCBC NISP Titanium and Platinum, and costs IDR 2,500,000 for an OCBC NISP Voyage Credit Card.

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