Cash Collateral Loan | OCBC NISP

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Cash Collateral Loan

Fasilities

Applicant's Terms and Conditions

Interest & Fees

Document Requirements

Apply for cash loans up to 100% of the deposit value, starting from IDR 50 million to IDR 25 billion.
Apply directly through ONe Mobile for loan limit up to IDR 2 billion and maximum loan tenure up to 24 months.
For loan applications above IDR 2 billion for a period of more than 24 months, please visit your nearest OCBC NISP branch.

Individual customers.
Indonesian citizen.
Minimum 21 years old or married.
Maximum 75 years upon loan maturity.
Work Experience:
- For employees (permanent/contractual) with at least 2 years of experience.
- For entrepreneurs/professionals with at least 2 years of experience in the same field.
Valid for OCBC NISP time deposits placed with auto-rollover method.

Fees	Description
Interest	Equivalent to Time Deposit Rate + 2.5%
Credit Argument Fees	• Loan Limit IDR 50 Million to 500 Million = Rp 500,000 • Loan Limit > IDR 500 Million to 2 Billion = Rp 750,000 • Loan Limit > IDR 2 Billion onwards = Rp 1,500,000

Documents	Employee	Entrepreneur	Professional
Credit Application Form signed by Prospective Applicant
Photocopy of Applicant's ID Card (KTP) + Husband / Wife (if married)
Photocopy of Family Card (KK)
Photocopy of Marriage Certificate/Divorce/Separation of Property (If any)
Photocopy of Taxpayer Identification Number (NPWP)
Savings Account / Current Account at least 1 month to the last 3 months in the name of the Applicant or Applicant’s Spouse
Photocopy of Work Certificate from the Company or other alternative documents		-	-
Photocopy of Business Existence Document (Company Deed, SIUP / TDP / NIB or similar documents)	-		-
Photocopy of Supporting Documents such as Practice License / Appointment Decree from Related Agencies	-	-
Print out proof of cash collateral from Bank OCBC NISP

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