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The freedom and flexibility to make things happen
Get approval with your national ID (KTP)
More flexibility for your cash flow
Low Interest Rates
Starting from 0,99% equivalent flat rate per month
Opt-In Life Insurance
Life insurance option available for ON Cash Loan customers
| No | Service | Fee | |
|---|---|---|---|
| 1 | Disbursement Fee | IDR 25.000 | |
| 2 | Provision Fee | Maximum 5% of the loan nominal, minimum IDR 150,000 | |
| 3 | Late Payment Fee | 5% from total installement (minimum IDR 150.000 and maksimum IDR 750.000) | |
| 4 | Early Paid Off Fee | 8% of the remaining principal bill (minimum IDR 150,000) | |
| 5 | Copies of Monthly Bills Fee | IDR 12.500/month | |
| 6 | Monthly Bill Fee | Mail/Courier | |
| no charge | IDR 12.500/month | ||
| 7 | Insurance Premium | 1.5% - 2% of the nominal loan amount (depending on tenor) | |
| 8 | Stamp Duty |
Disbursement IDR 10.000,-* Payment ≤ Rp5.000.000 = Rp0 Payment >Rp5.000.000 = Rp10.000 |
|
| Loan Amount (IDR) | Monthly Installment (IDR) | ||||
|---|---|---|---|---|---|
| Tenor | |||||
| 12 Months | 24 Months | 36 Months | 48 Months | ||
| 5.000.000 | 534.567 | 307.376 | 236.890 | 202.640 | |
| 10.000.000 | 1.069.133 | 614.752 | 473.779 | 405.280 | |
| 20.000.000 | 2.138.267 | 1.229.503 | 947.559 | 810.560 | |
| 30.000.000 | 3.052.105 | 1.783.355 | 1.360.438 | 1.215.840 | |
| 40.000.000 | 4.069.473 | 2.377.807 | 1.813.918 | 1.621.120 | |
| 50.000.000 | 5.086.842 | 2.972.258 | 2.267.397 | 2.026.400 | |
| 60.000.000 | 6.104.210 | 3.566.710 | 2.720.877 | 2.431.680 | |
| 70.000.000 | 7.121.578 | 4.161.162 | 3.174.356 | 2.836.960 | |
| 80.000.000 | 8.138.947 | 4.755.613 | 3.627.836 | 3.242.240 | |
| 90.000.000 | 9.156.315 | 5.350.065 | 4.081.315 | 3.647.520 | |
| 100.000.000 | 9.463.183 | 5.234.017 | 3.824.294 | 4.052.800 | |
| 150.000.000 | 14.194.775 | 7.851.025 | 5.736.442 | 6.079.200 | |
| 200.000.000 | 18.926.367 | 10.468.033 | 7.648.589 | 8.105.600 | |
* The table is only a simulation with insurance protection. The installment amount will be adjusted as recorded in OCBC NISP system. The Interest rate that applied and recorded in OCBC NISP system is flat annuity with fixed installments per month where the principal and interest portion can be different every month. Interest rates might change at any time based on OCBC NISP policy.
| Loan Amount | Faktor Rate | |||
|---|---|---|---|---|
| 12 Months | 24 Months | 36 Months | 48 Months | |
| ≤ IDR 25 Million | 0,10691 | 0,06148 | 0,04738 | 0,040528 |
| ≥ IDR 25 Million | 0,10174 | 0,05945 | 0,04535 | 0,040528 |
| ≥ IDR 100 Million | 0,09463 | 0,05234 | 0,03824 | 0,040528 |
90°N Credit Card, OCBC NISP Nyala Platinum, Platinum Credit Card, Titanium Credit Card, Voyage Credit Card
14 Aug 2023 - 28 Feb 2024
