TAKA Bunga Pasti

Term savings for future certainty in which customer can determine their own target funds

Flexibility Set Target & Time

Set your own funding target and time to save

Competitive Interest Rates

Fixed interest rate for 1 year

Life Insurance Benefits

Live comfortably protected until the age of 74

Other benefits


Savings in the Form of Rupiah

Saving with Rupiah


No Administration Fee

Save comfortably without being charged a monthly administration fee


Determine your Savings Period

Choose time periods according to the target, ranging from 1 to 3 years


Autodebit system

Transfer to savings with no hassle every month


Target funds as needed

Target funds start from IDR 10 Million with a minimum initial deposit of 10%

    Terms & Conditions

    Interest & Fees


    Other Informations

    Product Information Summary

Terms to Open Taka Bunga Pasti Account

  • ID Card/Driving License
  • KIMS/KITAS/KITAP for Foreigners
  • Already have an account at Bank OCBC NISP
  • Make a deposit of funds according to the target funds of choice

TAKA Interest Rate
Effective October 4nd, 2021

Product Branch Online
Target Funds ≥ IDR 10 Mio
Fixed 1 Year 3,25% p.a. 3,45% p.a.
Fixed 2 Years 3,25% p.a. 3,45% p.a.
Fixed 3 Years 3,25% p.a. 3,45% p.a.

Taka Bunga Pasti Facilities

  • ONe Mobile

What You Need to Know

  • To open TAKA Bunga Pasti products, customers need to make an initial deposit of at least 10% and a maximum of 90% of the target fund
  • The payment process is based on the auto debit system from the source account
  • If funds are not available on the debit date, a late monthly deposit fee will be charged, with the following conditions: Late monthly deposit fee: 0.025% x monthly deposit arrears x number of days in arrears Automatic close: 6 consecutive months there are arrears of monthly deposits
  • Customers cannot withdraw funds or close accounts before the end of the saving period. If funds are withdrawn or the account is closed, the customer will be charged an account closing fee
  • Insurance benefits: the amount guaranteed by the insurance company is the target amount of funds minus the monthly deposit amount that has calculated interest and taxes.
Taka Bunga Pasti (Cabang)
Taka Bunga Pasti (Cabang)

Taka Bunga Pasti (Cabang)

Taka Bunga Pasti (Online)
Taka Bunga Pasti (Online)

Taka Bunga Pasti (Online)

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Popular Questions About the TaKa Bunga Pasti

Suku bunga tetap (fixed) selama jangka waktu taka

Tidak, hanya tersedia mata uang IDR

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