TAKA Hadiah

Term savings that provide benefits with a variety of attractive rewards

Variety of Rewards

Plan the future + get rewards as you wish

Flexibility Choose Target Fund

Future plans are more certain with fixed interest

Life Insurance Benefits

Comfortable life protected until the age of 69

Other benefits

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Flexible Initial Deposit

Set your own target and initial deposit according to plan

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Autodebet system

Transfer to savings account every month with no hassle

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No Admin Fee

Save comfortably without being charged a monthly administration fee

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Flexible Time Period

Flexible to choose the period of saving according to need

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Competitive Interest Rates

Fixed interest rate for 1 year

    Terms & Conditions

    Interest & Fees

    Facility

    Other Informations

    TAKA Gift Catalog

    TAKA Gift Catalog Online

    Product Information Summary

Terms to Open Taka Hadiah Account

  • ID Card/Driving License
  • KIMS/KITAS/KITAP for Foreigners
  • Already have an account at Bank OCBC NISP
  • Make a deposit of funds according to the target funds of choice

Interest Rate of Taka Hadiah

Applied from December 17th 2020


Program Branch Online
Taka Hadiah 0.50% per year 0.50% per year

Taka Hadiah Facilities

  • ONe Mobile

What You Need to Know 

  • Fluctuations in interest rates can occur following market developments (floating interest rates) and accounts are reviewed annually
  • Payment process based on autodebit system from the source of funds account
  • If funds are not available on the debit date, a late monthly deposit fee will be charged, with the following conditions:
  1. Late monthly fee fee of 0.025% x arrears monthly deposit x number of days in arrears
  2. Automatic closing 6 months in a row there is a monthly deposit arrears
  3. Customers cannot withdraw funds or close accounts before the end of the saving period. If a fund withdrawal is made or an account is closed, the customer will be charged an account closing fee and a prize penalty fee.
    IDR 100,000 + Prize penalty fee.

Insurance Benefit: The amount guaranteed by the insurance company is the amount of the target fund minus the amount of the monthly deposit that has already calculated interest and taxes.

Open TAKA HADIAH, Full of Prize

Period March 3rd - June 30th, 2021

 

Cashback Rp500ribu Nett

Year Prepaid Deposit Target Of Fund (IDR) Monthly Deposit (IDR) The deposits required when opening an account are as follows:
(IDR)
1 1x 80,000,000 6,652,236 6,652,236
1.5 1x 60,000,000 3,322,791 3,322,791
2 1x 50,000,000 2,074,667 2,074,667
3 1x 35,000,000 966,241 966,241
Penalty Fee 718,750
 

 

Cashback IDR 1 Mio nett

Year Prepaid Deposit Target Of Fund (IDR) Monthly Deposit (IDR) The deposits required when opening an account are as follows:
(IDR)
1 1x 160,000,000 13,304,472 13,304,472
2 1x 90,000,000 3,734,400 3,734,400
3 1x 65,000,000 1,794,447 1,794,447
4 2x 50,000,000 1,033,185 2,066,370
5 3x 40,000,000 659,913 1,979,740
Penalty Fee 1,437,500  

 

Cashback IDR 2,5 Mio Nett

Year Prepaid Deposit Target Of Fund (IDR) Monthly Deposit (IDR) The deposits required when opening an account are as follows:
(IDR)
1 1x 400,000,000 33,261,179 33,261,179
2 1x 215,000,000 8,921,067 8,921,067
3 1x 150,000,000 4,141,031 4,141,031
4 2x 120,000,000 2,479,643 4,959,287
5 3x 100,000,000 1,649,783 4,949,350
Penalty Fee 3,593,750  

 

Cashback IDR 5 Mio Nett

Year Prepaid Deposit Target Of Fund (IDR) Monthly Deposit (IDR) The deposits required when opening an account are as follows:
(IDR)
1 1x 800,000,000 66,522,359 66,522,359
2 1x 430,000,000 17,842,134 17,842,134
3 1x 300,000,000 8,282,061 8,282,061
4 2x 240,000,000 4,959,287 9,918,574
5 3x 200,000,000
3,299,567 9,898,700
Penalty Fee 7,187,500

Cashback IDR 10 Mio Nett

Year Prepaid Deposit Target Of Fund (IDR) Monthly Deposit (IDR) The deposits required when opening an account are as follows:
(IDR)
1 1x 1,600,000,000 133,044,717 133,044,717
2 1x 865,000,000 35,891,735 35,891,735
3 2x 605,000,000 16,702,157 16,702,157
4 2x 480,000,000 9,918,574 19,837,147
5 3x 400,000,000
6,599,134 19,797,401
Penalty Fee 14,375,000

iPhone 12 256GB

Year Prepaid Deposit Target Of Fund (IDR) Monthly Deposit (IDR) The deposits required when opening an account are as follows:
(IDR)
1
1x
2,100,000,000 174,621,191
174,621,191
2 1x 1,120,000,000 46,472,535
46,472,535
3 2x 775,000,000 21,395,325
42,790,651
4 3x 600,000,000 12,398,217
37,194,651
5 4x 500,000,000
8,248,917
32,995,668
Biaya Penalty 27,700,000

iPhone 12 Pro 256GB

Year Prepaid Deposit Target Of Fund (IDR) Monthly Deposit (IDR) The deposits required when opening an account are as follows:
(IDR)
1
1x
2,400,000,000
199,567,076
199,567,076
2 1x 1,290,000,000 53,526,402
53,526,402
3 2x 900,000,000 24,846,184
49,692,369
4 3x 700,000,000 14,464,587
43,393,760
5 4x 575,000,000
9,486,245
37,945,018
Biaya Penalty 32,300,000

iPhone 12 Promax 256GB

Year Prepaid Deposit Target Of Fund (IDR) Monthly Deposit (IDR) The deposits required when opening an account are as follows:
(IDR)
1
1x
2,625,000,000
218,276,489
218,276,489
2 1x 1,415,000,000 58,713,069
58,713,069
3 2x 985,000,000 27,192,768
54,385,537
4 3x 765,000,000 15,807,727
47,423,180
5 4x 630,000,000
10,393,635
41,574,541
Biaya Penalty 35,200,000

 

iPhone 12 512GB*

Year Prepaid Deposit Target Of Fund (IDR) Monthly Deposit (IDR) The deposits required when opening an account are as follows:
(IDR)
1
1x
2,835,000,000 235,738,608
235,738,608
2 1x 1,520,000,000 63,069,869
63,069,869
3 2x 1,060,000,000 29,263,284
58,526,568
4 3x 825,000,000 17,047,549
51,142,646
5 3x 680,000,000
11,218,527
44,874,108
Biaya Penalty 38,200,000

iPhone 12 Promax 512GB*

Year Prepaid Deposit Target Of Fund (IDR) Monthly Deposit (IDR) The deposits required when opening an account are as follows:
(IDR)
1
1x
3,050,000,000
253,616,492
253,616,492
2 1x 1,650,000,000 68,464,003
68464,003
3 2x 1,150,000,000 31,747,902
63,495,804
4 3x 895,000,000 18,494,007
55,482,022
5 4x 740,000,000
12,208,387
48,833,588
Biaya Penalty 41,200,000

 

Logam Mulia 5 gram

Year Prepaid Deposit Target Of Fund (IDR) Monthly Deposit (IDR) The deposits required when opening an account are as follows:
(IDR)
1
1x
700,000,000 58,207,064
58,207,064
2 1x 375,000,000 15,560,001
15,560,001
3 2x 260,000,000 7,177,787
14,355,573
4 3x 205,000,000 4,236,058
12,708,173
5 4x 170,000,000
2,804,632
11,218,527
Biaya Penalty 8,000,000

 

Logam Mulia 10 gram

Year Prepaid Deposit Target Of Fund (IDR) Monthly Deposit (IDR) The deposits required when opening an account are as follows:
(IDR)
1
1x
1,310,000,000 108,930,362
108,930,362
2 1x 700,000,000 29,045,335
29,045,335
3 2x 490,000,000 13,527,367
27,054,734
4 3x 380,000,000 7,852,204
23,556,612
5 4x 315,000,000
5,196,828
20,787,271
Biaya Penalty 15,100,000

 

Logam Mulia 15 gram

Year Prepaid Deposit Target Of Fund (IDR) Monthly Deposit (IDR) The deposits required when opening an account are as follows:
(IDR)
1
1x
1,950,000,000 162,148,249
162,148,249
2 1x 1,050,000,000 43,568,002
43,568,002
3 2x 730,000,000 20,153,016
40,306,032
4 3x 565,000,000 11,674,988
35,024,963
5 4x 470,000,000
7,753,983
31,015,928
Biaya Penalty 22,500,000

 

 

Terms & Conditions:

  • Valid for opening Taka Hadiah account in IDR Currency
  • Account opening is done through Branch Office.
  • Target funds are funds obtained by the customer at the end of the saving period.
  • Monthly deposit with an indication of interest rate of 0.5%p.a*
  • Direct gift program with upfront deposit scheme means that the first month deposit is a monthly deposit amount multiplied by the amount of upfront deposit according to the program. The next monthly deposit is after the upfront deposit period is completed. An example of a 4x upfront deposit means a first month deposit of 4x the monthly deposit. The 2nd, 3rd and 4th months there is no debiting of monthly deposit (leave period), from the 5th month there is debiting the monthly deposit until completion.
  • If the customer closes the account before maturity, a reward penalty and an account closing penalty are imposed.
  • In case of delay in monthly deposit, a late fee will be charged in accordance with applicable regulations.
  • If there is a delay in monthly deposit of more than 6 (six) months, taka account will be closed automatically and the monthly deposit that has been paid by the customer will be credited to the relation account after deducting the existing penalty.
  • The Customer is not allowed to return or cancel the selected prize and is not allowed to choose the color of the gift, the color follows the inventory.
  • SLA delivery of goods prize maximum 21 (twenty one) working days and for cashback prize maximum 5 working days starting from account opening.
  • If the Prize is discontinued then the bank has the right to replace it with another prize of equal value (can be different types and brands).
  • Other terms and conditions follow the general provisions of Taka products.

Note
- * Following the applicable interest rate at Bank OCBC NISP and subject to change without -notice
- Program schemes are subject to change without notice.

 

  • TAKA Hadiah Logam Mulia program is valid for all OCBC NISP branches except branches domiciled in the city:
    1. DELISERDANG-TANJUNG MORAWA
    2. GRESIK
    3. KENDARI
    4. PONOROGO
    5. PURWOKERTO
    6. SUKOHARJO
    7. TEMANGGUNG

 

Note :
Delivery to the city above cannot be accommodated by the expedition partner

 

 

Start Periode 24 Sept'20

Cashback IDR 2,5 Mio nett

Year Innitial Placement Target Fund (IDR) Monthly Placement (IDR) "Required Deposit to Open an Account (IDR)"
3 3,593,750 105,000,000 2,789,077 6,382,827
4 3,593,750 90,000,000 1,776,380 5,370,130
5 3,593,750 70,000,000 1,088,188 4,681,938
Penalty Fee 3,593,750  

 

Cashback Rp 5 juta nett

Year Innitial Placement Target Fund (IDR) Monthly Placement (IDR) "Required Deposit to Open an Account (IDR)"
3 7,187,500 210,000,000 5,578,155 12,765,655
4 7,187,500 170,000,000 3,346,967 10,534,467
Penalty Fee 7,187,500  

 

Cashback Rp 10 juta

Year Innitial Placement Target Fund (IDR) Monthly Placement (IDR) "Required Deposit to Open an Account (IDR)"
3 14,375,000 420,000,000 11,156,310 25,531,310
4 14,375,000 335,000,000 6,591,039 20,966,039
5 14,375,000 272,000,000 4,221,441 18,596,441
Penalty Fee 14,375,000  

 

Terms & Condition

  • Program period September 24th - November 20th, 2020
  • Account opening through ONe Mobile app
  • Cashback will be credited to the account maximum in 5 workdays
  • The Interest rates and program schemes may change at any time without prior notice
  • If the customer closes the account before maturity then it is subject to penalty of reward in accordance with OCBC NISP Bank regulations
  • Further information contact Call Center of OCBC NISP on 1500999
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Popular Questions About the TaKa Hadiah

Taka Hadiah adalah produk tabungan berjangka dimana selain nasabah bebas memilih target dana yang diinginkan nasabah juga bisa mendapatkan hadiah sesuai dengan pilihan nasabah

Tidak bisa, Taka Hadiah hanya tersedia dalam mata uang IDR

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