TAKA Hadiah

Term savings that provide benefits with a variety of attractive rewards

Variety of Rewards

Plan the future + get rewards as you wish

Flexibility Choose Target Fund

Future plans are more certain with fixed interest

Life Insurance Benefits

Comfortable life protected until the age of 69

Other benefits

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Flexible Initial Deposit

Set your own target and initial deposit according to plan

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Autodebet system

Transfer to savings account every month with no hassle

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No Admin Fee

Save comfortably without being charged a monthly administration fee

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Flexible Time Period

Flexible to choose the period of saving according to need

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Competitive Interest Rates

Fixed interest rate for 1 year

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Achieve Life Goals with TAKA

Make your dreams come true with the discipline of saving in a planned way with Life Goals feature on ONe Mobile.

    Terms & Conditions

    Interest & Fees

    Facility

    Other Informations

    TAKA Gift Catalog

    TAKA Gift Catalog Online

    Product Information Summary

Terms to Open Taka Hadiah Account

  • ID Card/Driving License
  • KIMS/KITAS/KITAP for Foreigners
  • Already have an account at Bank OCBC NISP
  • Make a deposit of funds according to the target funds of choice

Interest Rate of Taka Hadiah

Applied from December 17th 2020


Program Branch Online
Taka Hadiah 0.50% per year 0.50% per year


Fees and Rates
Tutup rekening sebelum jatuh tempo : Rp 100 ribu+Pinalti Hadiah

Taka Hadiah Facilities

  • ONe Mobile

What You Need to Know 

  • Fluctuations in interest rates can occur following market developments (floating interest rates) and accounts are reviewed annually
  • Payment process based on autodebit system from the source of funds account
  • If funds are not available on the debit date, a late monthly deposit fee will be charged, with the following conditions:
  1. Late monthly fee fee of 0.025% x arrears monthly deposit x number of days in arrears
  2. Automatic closing 6 months in a row there is a monthly deposit arrears
  3. Customers cannot withdraw funds or close accounts before the end of the saving period. If a fund withdrawal is made or an account is closed, the customer will be charged an account closing fee and a prize penalty fee.
    IDR 100,000 + Prize penalty fee.

Insurance Benefit: The amount guaranteed by the insurance company is the amount of the target fund minus the amount of the monthly deposit that has already calculated interest and taxes.

Open TAKA HADIAH, full of prizes

Program Period: 11-26 January 2022

 

Cashback IDR 500.000 nett

Years Prepaid Deposit Target of Fund (IDR) Monthly Deposit (IDR) The Deposits Required When Opening an account (IDR)
1 1x 75.000.000 6.236.471 6.236.471
2 1x 41.000.000 1.701.227 1.075.227
3 1x 30.000.000 828.206 828.206
Penalty fee 718.750  

Cashback IDR 1 Mio nett

Years Prepaid Deposit Target of Fund (IDR) Monthly Deposit (IDR) The Deposits Required When Opening an account (IDR)
1 1x 150.000.000 12.472.942 12.472.942
2 1x 81.000.000 3.360.960 3.360.960
3 1x 57.000.000 1.573.592 1.573.592
Penalty fee 1.437.500  

Cashback IDR 2.5 Mio nett

Years Prepaid Deposit Target of Fund (IDR) Monthly Deposit (IDR) The Deposits Required When Opening an account (IDR)
1 1x 374.000.000 31.099.203 31.099.203
2 1x 202.000.000 8.381.654 8.381.654
3 1x 141.000.000 3.892.569 3.892.569
Penalty fee 3.593.750  

Cashback IDR 5 Mio nett

Years Prepaid Deposit Target of Fund (IDR) Monthly Deposit (IDR) The Deposits Required When Opening an account (IDR)
1 1x 748.000.000 62.198.405 62.198.405
2 1x 403.000.000 16.721.814 16.721.814
3 1x 282.000.000 7.785.138 7.785.138
Penalty fee 7.187.500  

Iphone13 128GB

Years Prepaid Deposit Target of Fund (IDR) Monthly Deposit (IDR) The Deposits Required When Opening an account (IDR)
1 1x 2.212.000.000 183.934.321 183.934.321
2 1x 1.192.000.000 49.460.055 49.460.055
3 1x 842.000.000 23.244.986 23.244.986
Penalty fee 23.125.000  

Iphone13 256GB

Years Prepaid Deposit Target of Fund (IDR) Monthly Deposit (IDR) The Deposits Required When Opening an account (IDR)
1 1x 2.540.000.000 211.208.488 211.208.488
2 1x 1.368.000.000 56.762.822 56.762.822
3 1x 968.000.000 26.723.452 26.723.452
Penalty fee 26.600.000  

Iphone 13 Pro 128GB

Years Prepaid Deposit Target of Fund (IDR) Monthly Deposit (IDR) The Deposits Required When Opening an account (IDR)
1 1x 2.765.000.000 229.917.902 229.917.902
2 1x 1.490.000.000 61.825.065 61.825.065
3 1x 1.053.000.000 29.070.036 29.070.036
Penalty fee 28.950.000  

Iphone 13 Pro 256GB

Years Prepaid Deposit Target of Fund (IDR) Monthly Deposit (IDR) The Deposits Required When Opening an account (IDR)
2 1x 1.674.000.000 69.459.843 69.459.843
3 1x 1.182.000.000 32.631.322 32.631.322
Penalty fee 32.500.000  

Iphone 13 Promax 128GB

Years Prepaid Deposit Target of Fund (IDR) Monthly Deposit (IDR) The Deposits Required When Opening an account (IDR)
2 1x 1.593.000.000 66.098.883 66.098.883
3 1x 1.125.000.000 31.057.730 31.057.730
Penalty fee 30.950.000  

Iphone 13 Promax 256 GB

Years Prepaid Deposit Target of Fund (IDR) Monthly Deposit (IDR) The Deposits Required When Opening an account (IDR)
2 1x 1.823.000.000 75.642.350 75.642.350
3 1x 1.286.000.000 35.502.437 35.502.437
Penalty fee 35.400.000  

Logam Mulia 5 Gram

Years Prepaid Deposit Target of Fund (IDR) Monthly Deposit (IDR) The Deposits Required When Opening an account (IDR)
1 1x 763.000.000 63.445.699 63.445.699
2 1x 411.000.000 17.053.761 17.053.761
3 1x 288.000.000 7.950.799 7.950.779
Biaya Penalti 7.350.000  

Logam Mulia 10 Gram

Years Prepaid Deposit Target of Fund (IDR) Monthly Deposit (IDR) The Deposits Required When Opening an account (IDR)
1 1x 1.495.000.000 124.313.658 124.313.658
2 1x 805.000.000 33.402.135 33.402.135
3 1x 564.000.000 15.570.276 15.570.276
Biaya Penalti 14.400.000  

Logam Mulia 25 Gram

Years Prepaid Deposit Target of Fund (IDR) Monthly Deposit (IDR) The Deposits Required When Opening an account (IDR)
2 1x 1.867.000.000 77.468.057 77.468.057
3 1x 1.307.000.000 36.082.181 36.082.181
Biaya Penalti 35.350.000  

TERM & CONDITIONS:

  1. Account opening is done through Branch Office.
  2. Opening TAKA Hadiah account through a branch office has a choice of products with insurance protection
  3. Target funds are funds obtained by the customer at the end of the saving period.
  4. Years is a period time
  5. Prepaid deposit 1x means the first month’s deposit and so on according to the monthly deposit.
  6. Monthly deposit with an indication of interest rate of 0.5%p.a*
  7. If the customer closes the account before maturity, a reward penalty and an account closing penalty are imposed.
  8. In case of delay in monthly deposit, a late fee will be charged in accordance with applicable regulations.
  9. If there is a delay in monthly deposit of more than 6 (six) months, taka account will be closed automatically and the monthly deposit that has been paid by the customer will be credited to the relation account after deducting the existing penalty.
  10. Customers can’t choose the color of the gift, color according to existing item.
  11. SLA delivery of item prize maximum 21 (twenty one) workdays and for cashback will be credited to the account maximum in 5 workdays
  12. If the Prize is discontinued then the bank has the right to replace it with another prize of equal value (can be different types and brands).
  13. The general conditions of Taka Hadiah list on the TAKA accont opening form TAKA Hadiah/TAKA Fix Installment available on the website intranet.ocbcnisp.co.id
  14. TAKA Hadiah Logam Mulia program is valid for all OCBC NISP branches except branches domiciled in the city **:
    1. DELISERDANG-TANJUNG MORAWA
    2. GRESIK
    3. KENDARI
    4. PONOROGO
    5. PURWOKERTO
    6. SUKOHARJO
    7. TEMANGGUNG
Notes:
*)the interest rates and program chemes can change at anytime without prior notice
**)Delivery to the city above cannot be accommodated by the expedition partner

Program Periode: 11-26 January 2022

Cashback IDR 500.000 nett

Years Initial Placement Target Fund (IDR ) Monthly Placement (IDR ) Required Deposit to Open an Account (IDR )
3 718.750 23.000.000 614.876 1.333.626
4 718.750 18.000.000 356.855 1.075.605
Penalty fees 718.750  

Cashback IDR 1 mio nett

Years Initial Placement Target Fund (IDR ) Monthly Placement (IDR ) Required Deposit to Open an Account (IDR )
3 1.437.500 46.000.000 1.229.752 2.667.252
4 1.437.500 36.000.000 713.710 2.151.210
Penalty fees 1.437.500  

Cashback IDR 2,5 juta nett

Years Initial Placement Target Fund (IDR ) Monthly Placement (IDR ) Required Deposit to Open an Account (IDR )
3 3.593.750 115.000.000 3.074.381 6.668.131
4 3.593.750 90.000.000 1.784.275 5.378.025
Penalty fees 3.593.750  

Cashback IDR 5 juta nett

Years Initial Placement Target Fund (IDR ) Monthly Placement (IDR ) Required Deposit to Open an Account (IDR )
3 7.187.500
230.000.000 6.148.761
13.336.261
4 7.187.500 178.000.000 3.527.222
10.714.722
Penalty fees 7.187.500
 

Term & Condition:

  1. Program Period 6-26 January 2022
  2. Account opening through ONe Mobile app
  3. Monthly deposit with an indication of interest rate of 0.5%p.a *(IDR).
  4. TAKA products that are opened via ONe Mobile have no insurance protection.
  5. Cashback will be credited to the account maximum in 5 workdays
  6. If the customer closes the account before maturity, a reward penalty and an account closing penalty are imposed.
  7. In case of delay in monthly deposit, a late fee will be charged in accordance with applicable regulations.
  8. If there is a delay in monthly deposit of more than 6 (six) months, taka account will be closed automatically and the monthly deposit that has been paid by the customer will be credited to the relation account after deducting the existing penalty.
  9. Interest rates and TAKA schemes can change at anytime in accordance with the applicable provisions at OCBC NISP Bank without any notification.
  10. Further information contact Call Center of OCBC NISP on 1500999
*the interest rates and program chemes can change at anytime without prior notice
Taka Hadiah (Cabang)
Taka Hadiah (Cabang)

Taka Hadiah (Cabang)

Taka Hadiah (Online)
Taka Hadiah (Online)

Taka Hadiah (Online)

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Popular Questions About the TaKa Hadiah

Taka Hadiah adalah produk tabungan berjangka dimana selain nasabah bebas memilih target dana yang diinginkan nasabah juga bisa mendapatkan hadiah sesuai dengan pilihan nasabah

Tidak bisa, Taka Hadiah hanya tersedia dalam mata uang IDR

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Apply Taka Hadiah on ONe Mobile

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