LiveSMART Protector

Affordable insurance solutions for you and your family

Life Insurance Benefits

Life protection for 20 years

Affordable Premium

Starting from IDR 100 thousand to IDR 300 thousand per month

Quick Premium Payment

The premium payment period is 5 years

Other Advantages


Easy Submission

Get protection easier without health checks


100% Return Guarantee

If there is no claim during the protection period


Great Eastern Life Indonesia

Great Eastern Life Indonesia's partner insurance company




    Product Information Summary

    Terms and Condition


Requirements to Apply LiveSMART Protector

  • Currency: Rupiah
  • Entry age Insured: 18 - 45 year
  • Entry age Policy Holder: 18 - 99 year
  • Premium payment period : 5 years
  • Insurance Coverage Period: 20 years or until the Insured is 65 years old or while the Policy is still active
Livesmart Protector
Livesmart Protector

Livesmart Protector

Insurance product is provided by the Insurance Company, It is not a product of PT Bank OCBC NISP Tbk. (“Bank OCBC NISP”) and Bank OCBC NISP is not an insurance agent or insurance broker of the Insurance Company.

The Insurance Company will take full responsibility over the insurance product and the content of the insurance policy published for such insurance product, so therefore Bank OCBC NISP will not be liable in any form for the insurance product and the content of insurance policy published for such insurance product.

The insurance product is not a saving product of the bank, thus is not included in the government guarantee program or Lembaga Penjamin Simpanan.

Premium paid by the Policyholder are including cost of insurance, supplementary, fund management, bank commission and marketing staff commission.

The information in this document should be read and subject to the policy provisions and other provisions that are related to the insurance product as per current as well as their changes afterward.

Daftar LiveSMART Protector sekarang!

Frequently asked question about LiveSMART Protector

Only 5 years of protection for 20 years

A medical examination is not required in accordance with the applicable terms and conditions

Starting from IDR 100,000

Protection purchases can be done by ONe Mobile, with following steps:

  1. Click 'Wealth Management' menu
  2. Click 'Insurance' menu
  3. Select the desired insurance products
  4. Read product information, then click 'Buy'
  5. Select the account that will be used
  6. Fill in the required data, then click 'next'
  7. Check the premium detail and confirm
  8. Fill in the Health Statement/Customer Statement, then click 'next'
  9. Check the transaction detail, then click 'next'
  10. Click 'Terms and Conditions', then click 'Confirm'
  11. Enter your transaction PIN or SMS Token, then click 'next'

The insurance premium payments will be done in autodebet periodically through OCBC NISP account according to the seleccted product.

For claims, the customer or the heirs can complete the documents as stated in the policy, then:

  • Give it to the Relationship Manager or OCBC NISP branch, to be forwarded to the Insurance Company, or
  • Send directly to Insurance Company

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