Cashback Lagi

14 Apr 2020 - 31 Dec 2020

Cashback hingga Rp300 Ribu Pembayaran Tagihan Bulanan

Terms and Conditions

  1. Promo is applicable for payments with OCBC NISP Voyage, Platinum, and Titanium Credit Cards
  2. Definition:

    Monthly bill payment are all payment for bill (refer table 1) that made routinely every month through:

    • OCBC NISP ATM facility and or,
    • Auto debet facility that regitered via provider with OCBC NISP credit card

    Table 1: List of monthly bills product:

    Type of payment for Company / Provider Insurance services
    ATM OCBC NISP Auto Debet* (via provider)
    Electricity PLN  
    PLN (Token)
    Water PDAM AERTA Jakarta  
    PDAM AERTA Tangerang
    PDAM Kota Tangerang
    PDAM Kab Tangerang
    PDAM Palyja/TPJ
    PDAM Kab Bekasi
    PDAM Kota Bogor
    PDAM Kab Bandung
    PDAM Kota Semarang
    PDAM Kota Surabaya
    PDAM Kota Denpasar
    PDAM Kota Banjarmasin
    PDAM Kota Mataram
    Telecommunication and Pay TV Telkomsel Kartu Halo
    Indosat Ooredo
    Smart Fren
    Tranvision/Telkomvision pascabayar
    Indovision / Top TV
    First Media
    Orange TV  
    MNC Play
    Insurance Sinarmas
    MNC Life
    Sequis Life
    AXA Mandiri
    Great Eastern
    Housing developer Sinarmas Land (BSD City, Kota Wisata, Grand Wisata)
    *auto debet service depends on provider’s policy & for detil information should contact each provider.
  3. All credit cardholder who meet the requirement has to chance receive cashback with detail calculation as follow:

    Table 2: Accumulation minimum payment per month
    Total payment of product bill payment/month/customer Cashback maximum /month/customer
    IDR10,000,000 - IDR25,000,000 IDR100,000
    IDR25,000,000 - IDR100,000,000 IDR200,000
    More than IDR100,000,000 IDR300,000

    And customer is required to send SMS claim every time customer meet the criteria requested in table 2 by monthly, according to table below using the phone number that have registered in Bank system with the format as follow:

    SMS to SMS Format

    OCBCNISP(space)CASHBACKLAGI(space)date of birth ddmmyy#last 4 digit of credit car number

    Examole :


    The SMS fee will be based on each the telecommunication operator

    Credit cardholder need to send SMS claim for one of the active credit card number and cashback will credited to the credit number that registered at SMS claim.

    Table 3 : Detail period time of claim
    Bill payments monthly period Claim Cashback  period (via SMS) Cashback credited period
    1-31 March 2020 until April 5th 2020 until May 31th 2020
    1-30 April 2020 until May 5th 2020 until June 30th 2020
    1-31 May 2020 until June 5th 2020 until July 31th 2020
    1-30 June 2020 until July 5th 2020 until August 31th 2020
    1-31 July 2020 until August 5th 2020 until September 30th 2020
    1-31 August 2020 until September 5th 2020 until October 31th 2020
    1-30 September 2020 until October 5th 2020 until November 30th 2020
    1-31 October 2020 until November 5th 2020 until December 31th 2020
    1-30 November 2020 until December 5th 2020 until January 31th 2021
    1-31 December 2020 until January 5th 2021 until February 28th 2021
    When crediting the cashback, OCBC NISP Credit Card must be active, not closed or blocked
  4. The payment requirement to get cashback as follow:

    1. Payment transaction for bill payment product that are taken into account is:
      All payment transaction that must be through OCBC NISP’s ATM facility and or through credit card auto debit which register via provider as table 1 point 3.
    2. Payment transaction for bill payment that do not taken into account are:
      • Transaction excluding list product bill payment (table 1)
      • Cash Advance transaction
      • Transaction made via e-commerce
      • Credit card installment transaction, fee & charges of credit card.
      • Monthly transaction paid through 3rd parties service (e-commerce/market place)


  1. For further info, cardholders can Call OCBC NISP at 1500-999 or via website related to the promo.
  2. Bank OCBC NISP has the right and authority to change, reduce, and / or add to these Terms and Conditions from time to time by notifying the media that is considered proper by Bank OCBC NISP and taken into account the prevailing rules and regulations.
  3. These Terms and Conditions constitute an integral and inseparable part of the General Credit Card Terms and Conditions that apply to Bank OCBC NISP.
  4. Bank OCBC NISP is registered and supervised by the Financial Services Authority


Related Product

Voyage Credit Card

Voyage Credit Card

  • Credit Card with Metal Duralumin Material
  • Voyage Exchange 24/7 Personal Concierge
  • Unique Miles on Every Transaction
Platinum Credit Card

Platinum Credit Card

  • Reward Points for each transaction
  • Low Installment
  • Bidding at Partner Merchants
Titanium Credit Card

Titanium Credit Card

  • All can be repaid 0%
  • Duration up to 36 months
  • Best Offer at Partner Merchants