suku-bunga-dasar

Suku Bunga Deposito Berjangka (SBDB)

Indonesian Rupiah (IDR)

Period (Month)	Interest Rate
1 month	2.50%
> 1 - 3 months	2.75%
> 3 - 6 months	3.00%
> 6 - 12 months	3.25%

United States Dollar (USD)

Period (Month)	Interest Rate
	< USD 10 thousand	USD 10 - 50 thousand	USD 50 - 100 thousand	> USD 100 thousand
1 month	0.50%	0.75%	1.00%	1.25%
> 1 - 3 months	0.50%	0.75%	1.00%	1.25%
> 3 - 6 months	0.50%	0.75%	1.00%	1.25%
> 6 - 12 months	0.50%	0.75%	1.00%	1.25%

Prime Lending Rate (SBDK)

Bank OCBC NISP's Prime Lending Rate - as of January 26^th, 2023

	Credit Corporations	Credit Retail(*)	Consumer Credit
	Credit Corporations	Credit Retail(*)	KPR	Non KPR
SBDK	8.25%	8.75%	8.00%	9.25%
Changes	-	0.25%	-	-

*) Special for Bank OCBC NISP, exclude Micro Credit

Information :

Prime Lending Rate is used as the basis for determining credit interest rate that Bank will charge to customers. Prime Lending Rate does not take into account the risk premium estimation component, the amount of it depends on the Bank's assessment of the risk of each debtor or group of debtors, the amount of credit interest rate charged to debtors is not necessarily the same as the prime lending rate.
Non-KPR Consumption Credit does not include provision of funds through credit cards and unsecured loans.
The prime lending rate above is effective January 26^th, 2023 until there are changes and further information.

Interest & Fees

Currency	Tiering	Rate
IDR	<1 Mio 1 Mio s/d <30 Mio 30Mio sd <100 Mio 100 Mio sd <500 Mio 500 Mio sd <1 M ≥1 Bio	0.00 % p.a 0.10 % p.a 0.10 % p.a 0.20 % p.a 0.50 % p.a 1.00 % p.a
USD	<1,000 1,000 sd <10,000 10.000 sd <100.000 ≥100.000	0.00 % p.a 0.10 % p.a 0.15 % p.a 0.20 % p.a
SGD	<200 ≥200	0.00 % p.a 0.00 % p.a
JPY	<1 Mio ≥1 Mio	0.00 % p.a 0.00 % p.a
EUR	<10.000 10.000 sd <50.000 50.000 sd <250.000 ≥250.000	0.00 % p.a 0.00 % p.a 0.00 % p.a 0.00 % p.a
AUD	<1,000 1,000 sd <10.000 10.000 sd <50.000 ≥50.000	0.00 % p.a 0.00 % p.a 0.00 % p.a 0.00 % p.a
GBP	<50.000 ≥50.000	0.00 % p.a 0.00 % p.a
HKD	<500.000 ≥500.000	0.00 % p.a 0.00 % p.a
CHF	<50.000 ≥50.000	0.00 % p.a 0.00 % p.a
CAD	<50.000 ≥50.000	0.00 % p.a 0.00 % p.a
NZD	<1.000 1.000 sd <10.000 10.000 sd <50.000 ≥50.000	0.00 % p.a 0.00 % p.a
CNH	<50.000 ≥50.000	0.00 % p.a 0.10 % p.a

Note:

Tiering Interest Calculation Method (Tiering Interest Daily)
The interest rate is subject to change anytime

Interest rate

Tiering	Rate
< Rp10 Million	0.00% p.a
Rp10 Million < Rp100 Million	0.25% p.a
Rp100 Million < Rp500 Million	1.00% p.a
Rp500 Million < Rp1 Billion	1.50% p.a
Rp1 Billion < Rp2.5 Billion	2.00% p.a
≥ Rp2.5 Billion	2.25% p.a

Interest Rate Information

Level	Interest Rate
< SGD 100	0.00% p.a
SGD > 200	0.00% p.a

IDR
< IDR 10 mio	0,00%
IDR 10 mio s/d < IDR 100 mio	0,00%
IDR 100 mio s/d < IDR 500 mio	0,00%
IDR 500 mio s/d < IDR 1 bio	0,00%
IDR 1 bio s/d < IDR 2,5 bio	0,00%
> IDR. 2,5 bio	0,00%

Interest

IDR
0 < IDR 1 mio	0.00%
IDR 1 mio - < IDR 5 mio	0.75%
IDR 5 mio - < IDR 100 mio	1.00%
IDR 100 mio - < IDR 1 Bio	1.00%
≥ 1 Bio	1.50%

USD

USD
0 - < USD 100	0.00%
USD 100 - < USD 1,000	0.10%
USD 1.000 - < USD 100.000	0.15%
≥ USD 100.000	0.20%

SGD
< SGD 200	0.00%
≥ SGD 200	0.00%

IDR
< IDR 10 mio	0,00%
IDR 10 mio s/d < IDR 100 mio	0,15%
IDR 100 mio s/d < IDR 500 mio	0,15%
IDR 500 mio s/d < IDR 1 bio	0,25%
IDR 1 bio s/d < IDR 2,5 bio	0,50%
> IDR 2,5 bio	0,75%

Fee & Charges
Currency	IDR
Proof of Account Mutation	Statement / E-Statement
Initial Deposit	IDR 1,000,000
Monthly Average Minimum Balance	IDR 100 mio
Fee Belows the Averange Minimum Balance	IDR 0 s/d < IDR 200,000 = IDR 20,000 IDR 200,000 s/d < IDR 100 mio = IDR 10,000
Monthly Admin Fee	IDR 12.500
Closing fee	IDR 100,000
Dormant Fee	IDR 15.000/ Month

*For Information about product Tanda Harian, Tanda Reguler & Tanda USD does not apply to new customers. This information only valid for customers who already have the product.

Interest Rate
< IDR 10 mio	0,00%
IDR 10 mio s/d < IDR 50 mio	0,05%
IDR 50 mio s/d < IDR 1 bio	0,10%
≥ IDR 1 bio	0,50%

*For Information about product Tanda Harian, Tanda Reguler & Tanda USD does not apply to new customers. This information only valid for customers who already have the product.

Interest Rate
< IDR 10 mio	0,00%
IDR 10 mio s/d < IDR 50 mio	0,05%
IDR 50 mio s/d < IDR 1 bio	0,10%
≥ IDR 1 bio	0,50%

Fee & Charges
Currency	IDR
Proof of Account Mutation	Statement / E-Statement
Initial Deposit	IDR 200,000
Minimum Average Balance (monthly)	IDR 200,000
S/C for below minimum average balance (monthly)	IDR 10,000
Admin Fee (monthly)	IDR 12.500
Closing Fee	IDR 50,000
Dormant Fee	IDR 15.000/Month

*For Information about product Tanda Harian, Tanda Reguler & Tanda USD does not apply to new customers. This information only valid for customers who already have the product.

IDR
< USD 100	0,00%
USD 100 s/d < USD 1,000	0,05%
USD 1,000 s/d < USD 100,000	0,15%
≥= USD 100,000	0,2%

Fee & Charges
Currency	USD
Proof of Account Mutation	Statement / E-Statement
Minimum Average Balance (monthly)	USD 10
S/C for below minimum average balance (monthly)	USD 1
Admin Fee (monthly)	Free
Closing Fee	USD 10
Dormant Fee	USD 1/Bulan

*For Information about product Tanda Harian, Tanda Reguler & Tanda USD does not apply to new customers. This information only valid for customers who already have the product.

Total Savings : (IDR)

Tiering	Rate
< Rp5 million	0.15% p.a
> Rp5million	0.30% p.a

USD

Tiering	Rate
< USD 100	0.00% p.a
USD 100 - USD 1000	0.15% p.a
> USD 1000	0.15%p.a

SGD

Tiering	Rate
< SGD 500	0.00% p.a
> SGD 500	0.00% p.a

Interest rate

Tiering	Rate
< IDR 500 thousand	0% per year
IDR 500 thousand - IDR 1 million	0.25% per year
> IDR 1 Million.	1% per year

TAKA Interest Rate
Start from November 14^th 2022

Product	Interest Rate (p.a) until 13 Nov 2022	Interest Rate (p.a) Eff. 14 Nov 2022
Opening TAKA via Branch
TAKA Angsuran Tetap	2.50%	3.75%
Opening TAKA via ONe Mobile / Internet Banking
TAKA Angsuran Tetap	2.50%	3.75%

Tarif dan Biaya
Cabang	Online
Tutup rekening sebelum jatuh tempo : Rp100 ribu	Tutup rekening sebelum jatuh tempo : Rp100 ribu

Interest Rate TAKA
Start from November 14^th 2022

Product	Interest Rate (p.a) until 13 Nov 2022	Interest Rate (p.a) Eff. 14 Nov 2022
Opening TAKA from Branch
TAKA – IDR	2.75%	2.75%
TAKA – USD	0.25%	2.00%
TAKA – SGD	0.01%	0.01%
Opening TAKA from ONe Mobile / Internet Banking
TAKA – IDR	3.15%	3.15%

Tarif dan Biaya
Tutup rekening sebelum jatuh tempo : Rp 100 ribu

Interest Rate of Taka Hadiah

Applied from December 17th 2020

Program	Branch	Online
Taka Hadiah	0.50% per year	0.50% per year

Fees and Rates
Tutup rekening sebelum jatuh tempo : Rp 100 ribu+Pinalti Hadiah

TAKA Interest Rate
Start from November 14^th 2022

Product	Interest Rate (p.a) until 13 Nov 2022	Interest Rate (p.a) Eff. 14 Nov 2022
TAKA Bunga Pasti with Target Funds ≥ IDR 10 Juta
Opening TAKA via Branch
Fixed 1 year	2.75%	3.25%
Fixed 2 years	2.75%	3.75%
Fixed 3 years	2.75%	4.25%
Opening TAKA via ONe Mobile / Internet Banking
Fixed 1 year	3.25%	3.75%
Fixed 2 years	3.25%	4.25%
Fixed 3 years	3.25%	4.75%

Tarif dan Biaya
Cabang	Online
Tutup rekening sebelum jatuh tempo: Rp100 ribu	Tutup rekening sebelum jatuh tempo: Rp100 ribu

Regular Interest Rate

	Period of Time( Month )
Nominal placement	1	>1-3	>3-6	>6-12
Minimum IDR 8 Million	2,50%	2,75%	3,00%	3,25%

Mobile/ Internet Banking Interest Rate:

	Interest Rate (% p.a)
Nominal Placement	14 Days	1 Month	3 Months	6 Months	12 Months
≥ IDR 1 Million - < IDR 100 Million	2,00%	3.75%	4.00%	4.25%	4.25%
≥ IDR 100 Million - < IDR 500 Million	2,00%	3.75%	4.00%	4.25%	4.25%
≥ IDR 500 Million - < IDR 1 Billion	2,00%	3.75%	4.00%	4.25%	4.25%
≥ IDR 1 Billion - < IDR 2 Billion	2,00%	3.75%	4.00%	4.25%	4.25%
≥ IDR 2 Billion - ≤ IDR10 Billion	2,00%	3.75%	4.00%	4.25%	4.25%

^* The interest rate is subject to change anytime
^* Effective December 19, 2022

Interest Rates

Deposits USD Interest Rate

	Interest Rate (% p.a)
Nominal Placement	1 month	3 months	6 months	12 months
< USD 10 thousand	0.25%	0.50%	0.65%	0.75%
USD 10 thousand - < USD 50 thousand	0.25%	0.50%	0.65%	0.75%
USD 50 thousand - < USD 100 thousand	0.25%	0.50%	0.65%	0.75%
≥ USD 100 thousand	0.25%	0.50%	0.65%	0.75%

Deposits SGD Interest Rate

	Interest Rate (% p.a)
Nominal Placement	1	3	6	12
< SGD 10 thousand	0.00%	0.10%	0.10%	0.10%
SGD 10 thousand - < SGD 50 thousand	0.00%	0.10%	0.10%	0.10%
SGD 50 thousand - < SGD 100 thousand	0.00%	0.10%	0.10%	0.10%
≥ SGD 100 thousand	0.00%	0.10%	0.10%	0.10%

Deposits GBP Interest Rate

	Interest Rate (% p.a)
Nominal Placement	1	3	6	12
< GBP 10 thousand	0.00%	0.00%	0.00%	0.00%
GBP 10 thousand - < GBP 50 thousand	0.00%	0.00%	0.00%	0.00%
GBP 50 thousand - < GBP 100 thousand	0.00%	0.00%	0.00%	0.00%
≥ GBP 100 thousand	0.00%	0.00%	0.00%	0.00%

Deposits AUD Interest Rate

	Interest Rate (% p.a)
Nominal Placement	1	3	6	12
< AUD 10 thousand	0.00%	0.00%	0.00%	0.00%
AUD 10 thousand - < AUD 50 thousand	0.00%	0.00%	0.00%	0.00%
AUD 50 thousand - < AUD 100 thousand	0.00%	0.00%	0.00%	0.00%
≥ 100 thousand	0.00%	0.00%	0.00%	0.00%

Deposits CNH Interest Rate

	Interest Rate (% p.a)
Nominal Placement	1	3	6	12
< CNH 50 thousand	0,10%	0,40%	0,50%	0,50%
≥ CNH 50 thousand	0,10%	0,40%	0,75%	0,75%

Deposits EUR Interest Rate

	Interest Rate (% p.a)
Nominal Placement	1	3	6	12
< < EUR 10,000	0.00%	0.00%	0.00%	0.00%
EUR 10,000 s/d < EUR 50,000	0.00%	0.00%	0.00%	0.00%
EUR 50,000 s/d < EUR 100,000	0.00%	0.00%	0.00%	0.00%
> EUR 100,000	0.00%	0.00%	0.00%	0.00%

Deposits JPY Interest Rate

	Interest Rate (% p.a)
Nominal Placement	1	3	6	12
> JPY 1 Million	0.00%	0.00%	0.00%	0.00%
>=JPY 10 Million s/d < JPY 50 Million	0.00%	0.00%	0.00%	0.00%
>=JPY 50 Million s/d < JPY 100 Million	0.00%	0.00%	0.00%	0.00%
>= JPY 100 Million	0.00%	0.00%	0.00%	0.00%

Mobile/Internet Banking Deposits Interest Rate

USD

	Interest Rate (% p.a)
Nominal Placement	1 month	3 month	6 month	12 month
< USD 25,000	1.75%	2.00%	2.25%	2.50%
USD 25,000 - < USD 50,000	1.75%	2.00%	2.25%	2.50%
USD 50,000 - < USD 100,000	1.75%	2.00%	2.25%	2.50%
USD 100,000 - < USD 200,000	1.75%	2.00%	2.25%	2.50%
USD 200,000 - USD 1,000,000	1.75%	2.00%	2.25%	2.50%

SGD

	Interest Rate (% p.a)
Nominal Placement	1 month	3 month	6 month	12 month
< SGD 25,000	0.00%	0.15%	0.10%	0.10%
SGD 25,000 - < SGD 50,000	0.00%	0.15%	0.10%	0.10%
SGD 50,000 - </= SGD 100,000	0.00%	0.15%	0.10%	0.10%

AUD

	Interest Rate (% p.a)
Nominal Placement	1 month	3 month	6 month	12 month
< AUD 25,000	0.00%	0.00%	0.00%	0.00%
AUD 25,000 - < AUD 50,000	0.00%	0.00%	0.00%	0.00%
AUD 50,000 - </= AUD 100,000	0.00%	0.00%	0.00%	0.00%

CNH

	Interest Rate (% p.a)
Nominal Placement	1 month	3 month	6 month	12 month
< CNH 25,000	0.15%	0.45%	0.75%	0.75%
CNH 25,000 - < CNH 200,000	0.15%	0.45%	0.75%	0.75%
CNH 200,000 - CNH 500,000	0.20%	0.50%	1.00%	1.00%

Interest Rates

Information about Interest rates

Suku Bunga Deposito Berjangka

Suku Bunga Dasar Kredit

Simpanan - Tabungan

Tanda 360 Plus

Tanda Premium

Tanda Valas SGD

OCBC NISP Simpel

Rekening Dana Nasabah

Tanda Harian

Tanda Payroll

Tanda Reguler

Tanda Valas USD

Tanda Junior

TabunganKu

Savings - Saving Plan

Taka Angsuran Tetap

Taka Bunga

Taka Hadiah

Taka Bunga Pasti

Simpanan - Deposito

Deposito IDR

Deposito Valas

Suku Bunga Deposito Berjangka (SBDB)

Prime Lending Rate (SBDK)

Interest

Interest Rate of Taka Hadiah

Regular Interest Rate

Mobile/ Internet Banking Interest Rate: