suku-bunga-dasar

Suku Bunga Deposito Berjangka (SBDB)

Indonesian Rupiah (IDR)

Tenor	Interest Rate
≥ 1 month	2.75%
3 months	2.75%
> 3 - < 12 months	2.75%
12 months	2.75%

United States Dollar (USD)

Tenor	Interest Rate
	< USD 10 thousand	USD 10 - 50 thousand	USD 50 - 100 thousand	> USD 100 thousand
1 month	0.20%	0.20%	0.20%	0.25%
3 months	0.20%	0.20%	0.20%	0.25%
6 months	0.20%	0.20%	0.20%	0.25%
12 months	0.20%	0.20%	0.20%	0.25%

Prime Lending Rate (SBDK)

Bank OCBC NISP's Prime Lending Rate - as of August 25^th, 2021

Based on the Credit Segment
Credit	Credit	Consumer Credit
Corporations	Retail(*)	KPR	Non KPR
9.00%	9.25%	8.80%	9.80%

*) Special for Bank OCBC NISP, exclude Micro Credit

Information :

Prime Lending Rate is used as the basis for determining credit interest rate that Bank will charge to customers. Prime Lending Rate does not take into account the risk premium estimation component, the amount of it depends on the Bank's assessment of the risk of each debtor or group of debtors, the amount of credit interest rate charged to debtors is not necessarily the same as the prime lending rate.
Non-KPR Consumption Credit does not include provision of funds through credit cards and unsecured loans.
The prime lending rate above is effective August 25^th, 2021 until there are changes and further information.

Interest & Fees

Currency	Tiering	Rate
IDR	<1 Mio 1 Mio s/d <30 Mio 30Mio sd <100 Mio 100 Mio sd <500 Mio 500 Mio sd <1 M ≥1 Bio	0.00 % p.a 0.10 % p.a 0.10 % p.a 0.20 % p.a 0.50 % p.a 1.00 % p.a
USD	<1,000 1,000 sd <10,000 10.000 sd <100.000 ≥100.000	0.00 % p.a 0.10 % p.a 0.15 % p.a 0.25 % p.a
SGD	<200 ≥200	0.00 % p.a 0.00 % p.a
JPY	<1 Mio ≥1 Mio	0.00 % p.a 0.00 % p.a
EUR	<10.000 10.000 sd <50.000 50.000 sd <250.000 ≥250.000	0.00 % p.a 0.00 % p.a 0.00 % p.a 0.00 % p.a
AUD	<1,000 1,000 sd <10.000 10.000 sd <50.000 ≥50.000	0.00 % p.a 0.00 % p.a 0.00 % p.a 0.00 % p.a
GBP	<50.000 ≥50.000	0.00 % p.a 0.00 % p.a
HKD	<500.000 ≥500.000	0.00 % p.a 0.00 % p.a
CHF	<50.000 ≥50.000	0.00 % p.a 0.00 % p.a
CAD	<50.000 ≥50.000	0.00 % p.a 0.00 % p.a
NZD	<1.000 1.000 sd <10.000 10.000 sd <50.000 ≥50.000	0.00 % p.a 0.00 % p.a
CNH	<50.000 ≥50.000	0.00 % p.a 0.10 % p.a

Note:

Tiering Interest Calculation Method (Tiering Interest Daily)
The interest rate is subject to change anytime

Interest rate

Tiering	Rate
< Rp10 Million	0.00% p.a
Rp10 Million < Rp100 Million	0.25% p.a
Rp100 Million < Rp500 Million	1.00% p.a
Rp500 Million < Rp1 Billion	1.50% p.a
Rp1 Billion < Rp2.5 Billion	2.00% p.a
≥ Rp2.5 Billion	2.50% p.a

Interest Rate Information

Level	Interest Rate
< SGD 100	0.00% p.a
SGD > 200	0.00% p.a

Total Savings : (IDR)

Tiering	Rate
< Rp5 million	0.15% p.a
> Rp5million	0.30% p.a

USD

Tiering	Rate
< USD 100	0.00% p.a
USD 100 - USD 1000	0.15% p.a
> USD 1000	0.15%p.a

SGD

Tiering	Rate
< SGD 500	0.00% p.a
> SGD 500	0.00% p.a

Interest rate

Tiering	Rate
< IDR 500 thousand	0% per year
IDR 500 thousand - IDR 1 million	0.25% per year
> IDR 1 Million.	1% per year

Interest rate

0.75% p.a.

Note:

Interest rates are subject to change without notice

TAKA IDR

Fund Target < IDR 10 Million
Fund target < 3 years : 4.00% p.a.
Fund target ≥ 3 years : 4.00% p.a.
Fund Target more than IDR 10 Million
Fund target < 3 years: 4.00% p.a.
Fund target ≥ 3 years : 4.00% p.a.

TAKA USD

0.50% p.a.

TAKA SGD

0.01% p.a.

Interest rate

Targeted Funds of IDR 10 Million - <IDR 100 Million

Fixed 1 Year: 5.00% per year

Fixed 2 Years: 5.00% per year

Fixed 3 Years: 5.00% per year

Targeted Funds ≥ IDR 100 Million

Fixed 1 Year: 5.25% per year

Fixed 2 Years: 5.25% per year

Fixed 3 Years: 5.25% per year

Counter Rate

	Period of Time( Month )
Nominal placement	≥1	3	>3-<12	12
Minimum IDR 8 Million	2,75%	2,75%	2,75%	2,75%

Online Interest Rate:

	Interest Rate (% p.a)
Nominal Placement	14 Days	1 Month	3 Months	6 Months	12 Months
≥ IDR 5 Million - < IDR 100 Million	2.00%	3.00%	3.00%	3.10%	3.25%
≥ IDR 100 Million - < IDR 500 Million	2.00%	3.00%	3.00%	3.10%	3.25%
≥ IDR 500 Million - < IDR 1 Billion	2.00%	3.00%	3.00%	3.10%	3.25%
≥ IDR 1 Billion - < IDR 2 Billion	2.00%	3.00%	3.00%	3.10%	3.25%
≥ IDR 2 Billion - ≤ IDR10 Billion	2.00%	3,00%	3,00%	3,10%	3,25%

*The interest rate is subject to change anytime
*Effective per July 1^st, 2021

Counter Rate

Deposits USD Interest Rate

	Interest Rate (% p.a)
Nominal Placement	1 month	3 months	6 months	12 months
< USD 10 thousand	0.20%	0.20%	0.20%	0.20%
USD 10 thousand - < USD 50 thousand	0.20%	0.20%	0.20%	0.20%
USD 50 thousand - < USD 100 thousand	0.20%	0.20%	0.20%	0.20%
≥ USD 100 thousand	0.25%	0.25%	0.25%	0.25%

Deposits SGD Interest Rate

	Interest Rate (% p.a)
Nominal Placement	1	3	6	12
< SGD 10 thousand	0.00%	0.10%	0.00%	0.20%
SGD 10 thousand - < SGD 50 thousand	0.00%	0.10%	0.00%	0.20%
SGD 50 thousand - < SGD 100 thousand	0.00%	0.10%	0.00%	0.20%
≥ SGD 100 thousand	0.00%	0.10%	0.00%	0.20%

Deposits GBP Interest Rate

	Interest Rate (% p.a)
Nominal Placement	1	3	6	12
< GBP 10 thousand	0.00%	0.00%	0.00%	0.00%
GBP 10 thousand - < GBP 50 thousand	0.00%	0.00%	0.00%	0.00%
GBP 50 thousand - < GBP 100 thousand	0.00%	0.00%	0.00%	0.00%
≥ GBP 100 thousand	0.00%	0.00%	0.00%	0.00%

Deposits AUD Interest Rate

	Interest Rate (% p.a)
Nominal Placement	1	3	6	12
< AUD 10 thousand	0,00%	0,00%	0,00%	0,00%
AUD 10 thousand - < AUD 50 thousand	0,00%	0,00%	0,00%	0,00%
AUD 50 thousand - < AUD 100 thousand	0,00%	0,00%	0,00%	0,00%
≥ AUD 100 thousand	0,00%	0,00%	0,00%	0,00%

Deposits CNH Interest Rate

	Interest Rate (% p.a)
Nominal Placement	1	3	6	12
< CNH 50 thousand	0,10%	0,40%	0,50%	0,50%
≥ 50 thousand	0,10%	0,40%	0,75%	0,75%

Online Interest Rate

USD

	Interest Rate (% p.a)
Nominal Placement	1 month	3 months	6 months	12 months
< USD 25,000	0.35%	0.35%	0.35%	0.35%
USD 25,000 - < USD 50,000	0.40%	0.40%	0.40%	0.40%
USD 50,000 - < USD 100,000	0.40%	0.40%	0.40%	0.40%
USD 100,000 - < USD 200,000	0.40%	0.40%	0.40%	0.40%
USD 200,000 - USD 1,000,000	0.40%	0.40%	0.40%	0.40%

SGD

	Interest Rate (% p.a)
Nominal Placement	1	3	6	12
< SGD 25,000	0.00%	0.15%	0.00%	0.20%
SGD 25,000 - < SGD 50,000	0.00%	0.15%	0.00%	0.20%
SGD 50,000 - </= SGD 100,000	0.00%	0.15%	0.00%	0.20%

AUD

	Interest Rate (% p.a)
Nominal Placement	1	3	6	12
< AUD 25,000	0.00%	0.00%	0.00%	0.00%
AUD 25,000 - < AUD 50,000	0.00%	0.00%	0.00%	0.00%
AUD 50,000 - </= AUD 100,000	0.00%	0.00%	0.00%	0.00%

CNH

	Interest Rate (% p.a)
Nominal Penempatan	1	3	6	12
< CNH 25,000	0.15%	0.45%	0.75%	0.75%
CNH 25,000 - < CNH 200,000	0.15%	0.45%	0.75%	0.75%
CNH 200,000 - CNH 500,000	0.25%	0.50%	1.00%	1.00%

Interest Rates

Information about Interest rates

Suku Bunga Deposito Berjangka

Suku Bunga Dasar Kredit

Simpanan - Tabungan

Tanda 360 Plus

Tanda Premium

Tanda Valas SGD

Tanda Junior

TabunganKu

Simpanan - Giro

Taka Hadiah

Tabungan Berjangka

Taka Bunga Pasti

Simpanan - Deposito

Deposito IDR

Deposito Valas

Suku Bunga Deposito Berjangka (SBDB)

Prime Lending Rate (SBDK)