Interest Rates

Information about Interest rates

    Suku Bunga Deposito Berjangka

    Suku Bunga Dasar Kredit

    Simpanan - Tabungan

    Tanda 360 Plus

    Tanda Premium

    Tanda Valas SGD

    Tanda Junior

    TabunganKu

    Simpanan - Giro

    Taka Hadiah

    Tabungan Berjangka

    Taka Bunga Pasti

    Simpanan - Deposito

    Deposito IDR

    Deposito Valas

Suku Bunga Deposito Berjangka (SBDB)

Indonesian Rupiah (IDR)

Tenor Interest Rate
≥ 1 month
2.75%
3 months
2.75%
> 3 - < 12 months 2.75%
12 months
2.75%

 

United States Dollar (USD)

Tenor Interest Rate

< USD 10 thousand
USD 10 - 50 thousand
USD 50 - 100 thousand
> USD 100 thousand
1 month
0.20% 0.20% 0.20% 0.25%
3 months
0.20% 0.20% 0.20% 0.25%
6 months
0.20% 0.20% 0.20% 0.25%
12 months
0.20% 0.20% 0.20% 0.25%

Prime Lending Rate (SBDK)

Bank OCBC NISP's Prime Lending Rate - as of August 25th, 2021

Based on the Credit Segment
Credit Credit Consumer Credit
Corporations Retail(*) KPR Non KPR
9.00% 9.25% 8.80% 9.80%

*) Special for Bank OCBC NISP, exclude Micro Credit

Information :

  1. Prime Lending Rate is used as the basis for determining credit interest rate that Bank will charge to customers. Prime Lending Rate does not take into account the risk premium estimation component, the amount of it depends on the Bank's assessment of the risk of each debtor or group of debtors, the amount of credit interest rate charged to debtors is not necessarily the same as the prime lending rate.
  2. Non-KPR Consumption Credit does not include provision of funds through credit cards and unsecured loans.
  3. The prime lending rate above is effective August 25th, 2021 until there are changes and further information.

Interest & Fees

Currency Tiering Rate
IDR  <1 Mio
1 Mio s/d <30 Mio
30Mio sd <100 Mio
100 Mio sd <500 Mio
500 Mio sd <1 M
≥1 Bio
0.00 % p.a
0.10 % p.a
0.10 % p.a
0.20 % p.a
0.50 % p.a
1.00 % p.a
USD  <1,000
1,000 sd <10,000
10.000 sd <100.000
≥100.000
0.00 % p.a
0.10 % p.a
0.15 % p.a
0.25 % p.a
 SGD <200
≥200
0.00 % p.a
0.00 % p.a
 JPY <1 Mio
≥1 Mio
0.00 % p.a
0.00 % p.a
EUR  <10.000
10.000 sd <50.000
50.000 sd <250.000
≥250.000
 0.00 % p.a
0.00 % p.a
0.00 % p.a
0.00 % p.a
 AUD <1,000
1,000 sd <10.000
10.000 sd <50.000
≥50.000
0.00 % p.a
0.00 % p.a
0.00 % p.a
0.00 % p.a
GBP  <50.000
≥50.000 
 0.00 % p.a
0.00 % p.a
HKD   <500.000
≥500.000
0.00 % p.a
0.00 % p.a 
CHF  <50.000
≥50.000 
 0.00 % p.a
0.00 % p.a
CAD   <50.000
≥50.000
 0.00 % p.a
0.00 % p.a
NZD  <1.000
1.000 sd <10.000
10.000 sd <50.000
≥50.000 
 0.00 % p.a
0.00 % p.a
 CNH <50.000
≥50.000 
 0.00 % p.a
0.10 % p.a

 

Note:
  • Tiering Interest Calculation Method (Tiering Interest Daily)
  • The interest rate is subject to change anytime

Interest rate

Tiering Rate
 < Rp10 Million 0.00% p.a
Rp10 Million < Rp100 Million 0.25% p.a
Rp100 Million < Rp500 Million 1.00% p.a
 Rp500 Million < Rp1 Billion  1.50% p.a
 Rp1 Billion < Rp2.5 Billion  2.00% p.a
 ≥ Rp2.5 Billion 2.50% p.a

 

Interest Rate Information

Level Interest Rate
< SGD 100 0.00% p.a
SGD > 200 0.00% p.a

Total Savings : (IDR)

Tiering Rate
< Rp5 million  0.15% p.a
> Rp5million 0.30% p.a

USD

Tiering Rate
< USD 100 0.00% p.a
USD 100 - USD 1000 0.15% p.a
 > USD 1000  0.15%p.a

SGD

Tiering Rate
< SGD 500 0.00% p.a
> SGD 500 0.00% p.a

 

Interest rate

Tiering Rate
< IDR 500 thousand 0% per year
IDR 500 thousand - IDR 1 million  0.25% per year
> IDR 1 Million.  1% per year 


Interest rate

0.75% p.a.

Note:

Interest rates are subject to change without notice

 

TAKA IDR

  • Fund Target < IDR 10 Million
  • Fund target < 3 years : 4.00% p.a.
  • Fund target ≥ 3 years : 4.00% p.a.
  • Fund Target more than IDR 10 Million
  • Fund target < 3 years: 4.00%  p.a.
  • Fund target ≥ 3 years  : 4.00% p.a.

TAKA USD

  • 0.50% p.a.

TAKA SGD

  • 0.01% p.a.

Interest rate

Targeted Funds of IDR 10 Million - <IDR 100 Million

Fixed 1 Year: 5.00% per year

Fixed 2 Years: 5.00% per year

Fixed 3 Years: 5.00% per year

Targeted Funds ≥ IDR 100 Million

Fixed 1 Year: 5.25% per year

Fixed 2 Years: 5.25% per year

Fixed 3 Years: 5.25% per year

Counter Rate


Period of Time( Month )
Nominal placement ≥1 3 >3-<12 12
Minimum IDR 8 Million  2,75%  2,75%  2,75%  2,75%

Online Interest Rate:


Interest Rate (% p.a)
Nominal Placement 14 Days 1 Month 3 Months 6 Months 12 Months
≥ IDR 5 Million - < IDR 100 Million 2.00% 3.00% 3.00% 3.10% 3.25%
≥ IDR 100 Million - < IDR 500 Million 2.00% 3.00% 3.00% 3.10% 3.25%
≥ IDR 500 Million - < IDR 1 Billion 2.00% 3.00% 3.00% 3.10% 3.25%
≥ IDR 1 Billion  - < IDR 2 Billion 2.00% 3.00% 3.00% 3.10% 3.25%
≥ IDR 2 Billion  - ≤ IDR10 Billion 2.00% 3,00% 3,00% 3,10% 3,25%

*The interest rate is subject to change anytime
*Effective per July 1st, 2021

Counter Rate

Deposits USD Interest Rate


Interest Rate (% p.a)
Nominal Placement 1
month
3
months
6
months
12
months
< USD 10 thousand 0.20% 0.20% 0.20% 0.20%
USD 10 thousand - < USD 50 thousand     0.20% 0.20% 0.20% 0.20%
USD 50 thousand - < USD 100 thousand     0.20% 0.20% 0.20% 0.20%
≥ USD 100 thousand     0.25% 0.25% 0.25% 0.25%

 

Deposits SGD Interest Rate


Interest Rate (% p.a)
Nominal Placement 1
3
6
12
< SGD 10 thousand 0.00%  0.10% 0.00% 0.20%
SGD 10 thousand - < SGD 50 thousand
0.00%  0.10% 0.00% 0.20%
SGD 50 thousand - < SGD 100 thousand    
0.00%   0.10% 0.00% 0.20%
≥ SGD 100 thousand 0.00%  0.10% 0.00% 0.20%

 

Deposits GBP Interest Rate


Interest Rate (% p.a)
Nominal Placement 1
3
6
12
< GBP 10 thousand 0.00%  0.00% 0.00% 0.00%
GBP 10 thousand -  < GBP 50 thousand    
0.00%  0.00% 0.00% 0.00%
GBP 50 thousand - < GBP 100 thousand
0.00%  0.00% 0.00% 0.00%
 ≥ GBP 100 thousand    
0.00%  0.00% 0.00% 0.00%

 

Deposits AUD Interest Rate


Interest Rate (% p.a)
Nominal Placement 1
3
6
12
< AUD 10 thousand 0,00% 0,00% 0,00% 0,00%
AUD 10 thousand - < AUD 50 thousand    
0,00% 0,00% 0,00% 0,00%
AUD 50 thousand - < AUD 100 thousand    
0,00% 0,00% 0,00% 0,00%
≥ AUD 100 thousand 0,00% 0,00% 0,00% 0,00%

 

Deposits CNH Interest Rate


Interest Rate (% p.a)
Nominal Placement 1
3
6
12
< CNH 50 thousand 0,10% 0,40% 0,50% 0,50%
≥ 50 thousand  
0,10% 0,40% 0,75% 0,75%

 

Online Interest Rate

USD


Interest Rate (% p.a)
Nominal Placement 1
month
3
months
6
months
12
months
< USD 25,000 0.35% 0.35% 0.35% 0.35%
USD 25,000 - < USD 50,000 0.40% 0.40% 0.40% 0.40%
USD 50,000 - < USD 100,000  0.40% 0.40% 0.40% 0.40%
USD 100,000 - < USD 200,000     0.40% 0.40% 0.40% 0.40%
USD 200,000 - USD 1,000,000     0.40% 0.40% 0.40% 0.40%

SGD


 Interest Rate (% p.a)
Nominal Placement 1
3
6
12
< SGD 25,000 
0.00%
0.15%
0.00%
0.20%
SGD 25,000 - < SGD 50,000    
0.00% 0.15% 0.00% 0.20%
SGD 50,000 - </= SGD 100,000    
0.00% 0.15% 0.00% 0.20%

AUD


Interest Rate (% p.a)
Nominal Placement 1
3
6
12
< AUD 25,000    
0.00%
0.00%
0.00%
0.00%
AUD 25,000 - < AUD 50,000 
0.00% 0.00% 0.00% 0.00%
AUD 50,000 - </= AUD 100,000    
0.00% 0.00% 0.00% 0.00%

CNH


Interest Rate (% p.a)
Nominal Penempatan 1
3
6
12
< CNH 25,000 0.15%
0.45%
0.75%
0.75%
 CNH 25,000 - < CNH 200,000
0.15% 0.45% 0.75% 0.75%
CNH 200,000 - CNH 500,000
0.25% 0.50% 1.00% 1.00%