Interest Rates

Information about Interest rates

    Suku Bunga Deposito Berjangka

    Suku Bunga Dasar Kredit

    Simpanan - Tabungan

    Tanda 360 Plus

    Tanda Premium

    Tanda Valas SGD

    Rekening Dana Nasabah

    Tanda Harian

    Tanda Payroll

    Tanda Reguler

    Tanda Valas USD

    Tanda Junior

    TabunganKu

    Simpanan - Giro

    Taka Angsuran Tetap

    Taka Bunga

    Taka Hadiah

    Tabungan Berjangka

    Taka Bunga Pasti

    Simpanan - Deposito

    Deposito IDR

    Deposito Valas

Suku Bunga Deposito Berjangka (SBDB)

Indonesian Rupiah (IDR)

Tenor Interest Rate
≥ 1 month
2.75%
3 months
2.75%
> 3 - < 12 months 2.75%
12 months
2.75%

 

United States Dollar (USD)

Tenor Interest Rate

< USD 10 thousand
USD 10 - 50 thousand
USD 50 - 100 thousand
> USD 100 thousand
1 month
0.20% 0.20% 0.20% 0.25%
3 months
0.20% 0.20% 0.20% 0.25%
6 months
0.20% 0.20% 0.20% 0.25%
12 months
0.20% 0.20% 0.20% 0.25%

Prime Lending Rate (SBDK)

Bank OCBC NISP's Prime Lending Rate - as of December 26th, 2021

Based on the Credit Segment
Credit Credit Consumer Credit
Corporations Retail(*) KPR Non KPR
8.75% 9.25% 8.25% 9.80%

*) Special for Bank OCBC NISP, exclude Micro Credit

Information :

  1. Prime Lending Rate is used as the basis for determining credit interest rate that Bank will charge to customers. Prime Lending Rate does not take into account the risk premium estimation component, the amount of it depends on the Bank's assessment of the risk of each debtor or group of debtors, the amount of credit interest rate charged to debtors is not necessarily the same as the prime lending rate.
  2. Non-KPR Consumption Credit does not include provision of funds through credit cards and unsecured loans.
  3. The prime lending rate above is effective December 26th, 2021 until there are changes and further information.

Interest & Fees

Currency Tiering Rate
IDR  <1 Mio
1 Mio s/d <30 Mio
30Mio sd <100 Mio
100 Mio sd <500 Mio
500 Mio sd <1 M
≥1 Bio
0.00 % p.a
0.10 % p.a
0.10 % p.a
0.20 % p.a
0.50 % p.a
1.00 % p.a
USD  <1,000
1,000 sd <10,000
10.000 sd <100.000
≥100.000
0.00 % p.a
0.10 % p.a
0.15 % p.a
0.20 % p.a
 SGD <200
≥200
0.00 % p.a
0.00 % p.a
 JPY <1 Mio
≥1 Mio
0.00 % p.a
0.00 % p.a
EUR  <10.000
10.000 sd <50.000
50.000 sd <250.000
≥250.000
 0.00 % p.a
0.00 % p.a
0.00 % p.a
0.00 % p.a
 AUD <1,000
1,000 sd <10.000
10.000 sd <50.000
≥50.000
0.00 % p.a
0.00 % p.a
0.00 % p.a
0.00 % p.a
GBP  <50.000
≥50.000 
 0.00 % p.a
0.00 % p.a
HKD   <500.000
≥500.000
0.00 % p.a
0.00 % p.a 
CHF  <50.000
≥50.000 
 0.00 % p.a
0.00 % p.a
CAD   <50.000
≥50.000
 0.00 % p.a
0.00 % p.a
NZD  <1.000
1.000 sd <10.000
10.000 sd <50.000
≥50.000 
 0.00 % p.a
0.00 % p.a
 CNH <50.000
≥50.000 
 0.00 % p.a
0.10 % p.a

 

Note:
  • Tiering Interest Calculation Method (Tiering Interest Daily)
  • The interest rate is subject to change anytime

Interest rate

Tiering Rate
 < Rp10 Million 0.00% p.a
Rp10 Million < Rp100 Million 0.25% p.a
Rp100 Million < Rp500 Million 1.00% p.a
 Rp500 Million < Rp1 Billion  1.50% p.a
 Rp1 Billion < Rp2.5 Billion  2.00% p.a
 ≥ Rp2.5 Billion 2.25% p.a

 

Interest Rate Information

Level Interest Rate
< SGD 100 0.00% p.a
SGD > 200 0.00% p.a
Interest
IDR
0 < IDR 1 mio 0.00%
IDR 1 mio - < IDR 5 mio 0.75%
IDR 5 mio - < IDR 100 mio 1.00%
IDR 100 mio - < IDR 1 Bio 1.00%
≥ 1 Bio 1.50%
USD
USD
0 - < USD 100 0.00%
USD 100 - < USD 1,000 0.10%
USD 1.000 - < USD 100.000 0.15%
≥ USD 100.000 0.20%
SGD
< SGD 200 0.00%
≥ SGD 200 0.00%
IDR
< Rp10 Juta 0,00%
Rp 10 juta s/d < Rp 100 juta 0,15%
Rp 100 juta s/d < Rp 500 juta 0,15%
Rp 500 Juta s/d < Rp 1 M 0,25%
Rp 1 M s/d < Rp 2,5 M 0,50%
>Rp. 2,5 M 0,75%

 

Tarif Biaya
Mata Uang IDR
Bukti Mutasi Rekening Statement / E-Statement
Setoran Awal IDR 1,000,000
Saldo Minimum Rata-rata Perbulan IDR 200,001
Biaya Dibawah Saldo Minimum Rata-rata IDR 20,001
Biaya Admin Bulanan Free
Biaya Penutupan IDR 100,000
Biaya Dormant IDR 15.000/ Bulan

*Untuk informasi mengenai produk Tanda Harian, Tanda Reguler & Tanda USD tidak berlaku bagi Nasabah baru. Informasi ini hanya berlaku bagi Nasabah yang sudah memiliki produk tersebut.

Suku Bunga
< Rp1 Juta 0,00%
Rp1 juta s/d < Rp20 juta 0,10%
Rp20 juta s/d < Rp250 juta 0,15%
Rp. 250 Juta s/d < Rp. 1 M 0,25%
Rp1 M s/d < Rp15 M 0,50%
>Rp15 M 0,75%

*Untuk informasi mengenai produk Tanda Harian, Tanda Reguler & Tanda USD tidak berlaku bagi Nasabah baru. Informasi ini hanya berlaku bagi Nasabah yang sudah memiliki produk tersebut.

IDR
< Rp1 Juta 0,00%
Rp 1 juta s/d < Rp 20 juta 0,05%
Rp 20 juta s/d < Rp 250 juta 0,10%
Rp 250 Juta s/d < Rp 1 M 0,20%
Rp 1 M s/d < Rp 15 M 0,30%
>Rp. 15 M 0,60%

 

Tarif Biaya
Mata Uang IDR
Bukti Mutasi Rekening Statement / E-Statement
Setoran Awal IDR 200,000
Saldo Minimum Rata-rata Perbulan IDR 200,000
Biaya Dibawah Saldo Minimum Rata-rata IDR 10,000
Biaya Admin Bulanan Free
Biaya Penutupan IDR 50,000
Biaya Dormant IDR 15.000/ Bulan

*Untuk informasi mengenai produk Tanda Harian, Tanda Reguler & Tanda USD tidak berlaku bagi Nasabah baru. Informasi ini hanya berlaku bagi Nasabah yang sudah memiliki produk tersebut.

IDR
< USD 100 0,00%
USD 100 s/d < USD 1000 0,05%
USD 1000 s/d < USD 100 Ribu 0,15%
≥= USD 100 ribu 0,2%

 

Tarif Biaya
Mata Uang USD
Bukti Mutasi Rekening Statement / E-Statement
Setoran Awal USD 200
Saldo Minimum Rata-rata Perbulan USD 100
Biaya Dibawah Saldo Minimum Rata-rata USD 10
Biaya Admin Bulanan Free
Biaya Penutupan USD 10
Biaya Dormant USD 2/ Month

*Untuk informasi mengenai produk Tanda Harian, Tanda Reguler & Tanda USD tidak berlaku bagi Nasabah baru. Informasi ini hanya berlaku bagi Nasabah yang sudah memiliki produk tersebut.

Total Savings : (IDR)

Tiering Rate
< Rp5 million  0.15% p.a
> Rp5million 0.30% p.a

USD

Tiering Rate
< USD 100 0.00% p.a
USD 100 - USD 1000 0.15% p.a
 > USD 1000  0.15%p.a

SGD

Tiering Rate
< SGD 500 0.00% p.a
> SGD 500 0.00% p.a

 

Interest rate

Tiering Rate
< IDR 500 thousand 0% per year
IDR 500 thousand - IDR 1 million  0.25% per year
> IDR 1 Million.  1% per year 


Suku Bunga Taka
Berlaku mulai 8 Maret 2021

Produk Cabang Online
TAKA Angsuran Tetap 2.50% per tahun 2.50% per tahun


Tarif dan Biaya
Cabang Online
Tutup rekening sebelum jatuh tempo : Rp100 ribu Tutup rekening sebelum jatuh tempo : Rp100 ribu

TAKA Interest Rate
Effective October 4th, 2021

Product Branch Online
TAKA IDR 2.75% p.a. 3.15% p.a.
TAKA USD 0.25% p.a. 3.15% p.a
TAKA SGD 0.01% p.a. 3.15% p.a


Tarif dan Biaya
Tutup rekening sebelum jatuh tempo : Rp 100 ribu

Interest Rate of Taka Hadiah

Applied from December 17th 2020


Program Branch Online
Taka Hadiah 0.50% per year 0.50% per year


Fees and Rates
Tutup rekening sebelum jatuh tempo : Rp 100 ribu+Pinalti Hadiah

TAKA IDR

  • Fund Target < IDR 10 Million
  • Fund target < 3 years : 4.00% p.a.
  • Fund target ≥ 3 years : 4.00% p.a.
  • Fund Target more than IDR 10 Million
  • Fund target < 3 years: 4.00%  p.a.
  • Fund target ≥ 3 years  : 4.00% p.a.

TAKA USD

  • 0.50% p.a.

TAKA SGD

  • 0.01% p.a.

Suku Bunga Taka
Berlaku mulai 3 Januari 2022

Suku Bunga
Produk Cabang Online
TAKA BUNGA PASTI
Target Dana ≥ Rp10 juta
Fixed 1 tahun 2.75% per tahun 3.25% per tahun
Fixed 2 tahun 2.75% per tahun 3.25% per tahun
Fixed 3 tahun 2.75% per tahun 3.25% per tahun


Tarif dan Biaya
Cabang Online
Tutup rekening sebelum jatuh tempo: Rp100 ribu Tutup rekening sebelum jatuh tempo: Rp100 ribu

Regular Interest Rate


Period of Time( Month )
Nominal placement ≥1 3 >3-<12 12
Minimum IDR 8 Million  2,25%  2,25%  2,25%  2,25%

Mobile/ Internet Banking Interest Rate:


Interest Rate (% p.a)
Nominal Placement 14 Days 1 Month 3 Months 6 Months 12 Months
≥ IDR 1 Million - < IDR 100 Million 2.00% 3.00% 3.00% 3.10% 3.25%
≥ IDR 100 Million - < IDR 500 Million 2.00% 3.00% 3.00% 3.10% 3.25%
≥ IDR 500 Million - < IDR 1 Billion 2.00% 3.00% 3.00% 3.10% 3.25%
≥ IDR 1 Billion  - < IDR 2 Billion 2.00% 3.00% 3.00% 3.10% 3.25%
≥ IDR 2 Billion  - ≤ IDR10 Billion 2.00% 3,00% 3,00% 3,10% 3,25%

*The interest rate is subject to change anytime
*Effective per October 5th, 2021

Interest Rates

Deposits USD Interest Rate


Interest Rate (% p.a)
Nominal Placement 1
month
3
months
6
months
12
months
< USD 10 thousand 0.15% 0.15% 0.15% 0.15%
USD 10 thousand - < USD 50 thousand     0.15% 0.15% 0.15% 0.15%
USD 50 thousand - < USD 100 thousand     0.15% 0.15% 0.15% 0.20%
≥ USD 100 thousand     0.20% 0.20% 0.20% 0.25%

 

Deposits SGD Interest Rate


Interest Rate (% p.a)
Nominal Placement 1
3
6
12
< SGD 10 thousand 0.00%  0.10% 0.00% 0.10%
SGD 10 thousand - < SGD 50 thousand 0.00%  0.10% 0.00% 0.10%
SGD 50 thousand - < SGD 100 thousand     0.00%   0.10% 0.00% 0.10%
≥ SGD 100 thousand 0.00%  0.10% 0.00% 0.10%

 

Deposits GBP Interest Rate


Interest Rate (% p.a)
Nominal Placement 1
3
6
12
< GBP 10 thousand 0.00%  0.00% 0.00% 0.00%
GBP 10 thousand -  < GBP 50 thousand     0.00%  0.00% 0.00% 0.00%
GBP 50 thousand - < GBP 100 thousand 0.00%  0.00% 0.00% 0.00%
 ≥ GBP 100 thousand     0.00%  0.00% 0.00% 0.00%

 

Deposits AUD Interest Rate


Interest Rate (% p.a)
Nominal Placement 1
3
6
12
< AUD 10 thousand 0,00% 0,00% 0,00% 0,00%
AUD 10 thousand - < AUD 50 thousand     0,00% 0,00% 0,00% 0,00%
AUD 50 thousand - < AUD 100 thousand     0,00% 0,00% 0,00% 0,00%
≥ 100 thousand 0,00% 0,00% 0,00% 0,00%

 

Deposits CNH Interest Rate


Interest Rate (% p.a)
Nominal Placement 1 3 6 12
< CNH 50 thousand 0,10% 0,40% 0,50% 0,50%
≥ 50 thousand   0,10% 0,40% 0,75% 0,75%

 

Deposits EUR Interest Rate


Interest Rate (% p.a)
Nominal Placement 1 3 6 12
< < EUR 10,000 0,00% 0,00% 0,00% 0,00%
EUR 10,000 s/d < EUR 50,000 0,00% 0,00% 0,00% 0,00%
EUR 50,000 s/d < EUR 100,000 0,00% 0,00% 0,00% 0,00%
> EUR 100,000 0,00% 0,00% 0,00% 0,00%

 

Deposits JPY Interest Rate


Interest Rate (% p.a)
Nominal Placement 1 3 6 12
> JPY 1 Million 0,00% 0,00% 0,00% 0,00%
>=JPY 10 Million s/d < JPY 50 Million 0,00% 0,00% 0,00% 0,00%
>=JPY 50 Million s/d < JPY 100 Million 0,00% 0,00% 0,00% 0,00%
>= JPY 100 Million 0,00% 0,00% 0,00% 0,00%

 

Mobile/Internet Banking Deposits Interest Rate

USD


Interest Rate (% p.a)
Nominal Placement 1
month
3
months
6
months
12
months
< USD 25,000 0.25% 0.25% 0.25% 0.25%
USD 25,000 - < USD 50,000 0.25% 0.25% 0.25% 0.25%
USD 50,000 - < USD 100,000  0.25% 0.25% 0.25% 0.25%
USD 100,000 - < USD 200,000     0.30% 0.30% 0.30% 0.30%
USD 200,000 - USD 1,000,000     0.30% 0.30% 0.40% 0.40%

SGD


 Interest Rate (% p.a)
Nominal Placement 1 3 6 12
< SGD 25,000  0.00% 0.15% 0.00% 0.20%
SGD 25,000 - < SGD 50,000     0.00% 0.15% 0.00% 0.20%
SGD 50,000 - </= SGD 100,000     0.00% 0.15% 0.00% 0.20%
> SGD 100,000 0.00% 0.15% 0.00% 0.10%

AUD


Interest Rate (% p.a)
Nominal Placement 1 3 6 12
< AUD 25,000     0.00% 0.00% 0.00% 0.00%
AUD 25,000 - < AUD 50,000  0.00% 0.00% 0.00% 0.00%
AUD 50,000 - </= AUD 100,000     0.00% 0.00% 0.00% 0.00%
> AUD 100,000 0.00% 0.00% 0.00% 0.00%

CNH


Interest Rate (% p.a)
Nominal Penempatan 1 3 6 12
< CNH 25,000 0.15% 0.45% 0.75% 0.75%
 CNH 25,000 - < CNH 200,000 0.15% 0.45% 0.75% 0.75%
CNH 200,000 - CNH 500,000 0.20% 0.50% 1.00% 1.00%