suku-bunga-dasar

Suku Bunga Deposito Berjangka (SBDB)

Indonesian Rupiah (IDR)

Tenor	Interest Rate
≥ 1 month	2.75%
3 months	2.75%
> 3 - < 12 months	2.75%
12 months	2.75%

United States Dollar (USD)

Tenor	Interest Rate
	< USD 10 thousand	USD 10 - 50 thousand	USD 50 - 100 thousand	> USD 100 thousand
1 month	0.20%	0.20%	0.20%	0.25%
3 months	0.20%	0.20%	0.20%	0.25%
6 months	0.20%	0.20%	0.20%	0.25%
12 months	0.20%	0.20%	0.20%	0.25%

Prime Lending Rate (SBDK)

Bank OCBC NISP's Prime Lending Rate - as of December 26^th, 2021

Based on the Credit Segment
Credit	Credit	Consumer Credit
Corporations	Retail(*)	KPR	Non KPR
8.75%	9.25%	8.25%	9.80%

*) Special for Bank OCBC NISP, exclude Micro Credit

Information :

Prime Lending Rate is used as the basis for determining credit interest rate that Bank will charge to customers. Prime Lending Rate does not take into account the risk premium estimation component, the amount of it depends on the Bank's assessment of the risk of each debtor or group of debtors, the amount of credit interest rate charged to debtors is not necessarily the same as the prime lending rate.
Non-KPR Consumption Credit does not include provision of funds through credit cards and unsecured loans.
The prime lending rate above is effective December 26^th, 2021 until there are changes and further information.

Interest & Fees

Currency	Tiering	Rate
IDR	<1 Mio 1 Mio s/d <30 Mio 30Mio sd <100 Mio 100 Mio sd <500 Mio 500 Mio sd <1 M ≥1 Bio	0.00 % p.a 0.10 % p.a 0.10 % p.a 0.20 % p.a 0.50 % p.a 1.00 % p.a
USD	<1,000 1,000 sd <10,000 10.000 sd <100.000 ≥100.000	0.00 % p.a 0.10 % p.a 0.15 % p.a 0.20 % p.a
SGD	<200 ≥200	0.00 % p.a 0.00 % p.a
JPY	<1 Mio ≥1 Mio	0.00 % p.a 0.00 % p.a
EUR	<10.000 10.000 sd <50.000 50.000 sd <250.000 ≥250.000	0.00 % p.a 0.00 % p.a 0.00 % p.a 0.00 % p.a
AUD	<1,000 1,000 sd <10.000 10.000 sd <50.000 ≥50.000	0.00 % p.a 0.00 % p.a 0.00 % p.a 0.00 % p.a
GBP	<50.000 ≥50.000	0.00 % p.a 0.00 % p.a
HKD	<500.000 ≥500.000	0.00 % p.a 0.00 % p.a
CHF	<50.000 ≥50.000	0.00 % p.a 0.00 % p.a
CAD	<50.000 ≥50.000	0.00 % p.a 0.00 % p.a
NZD	<1.000 1.000 sd <10.000 10.000 sd <50.000 ≥50.000	0.00 % p.a 0.00 % p.a
CNH	<50.000 ≥50.000	0.00 % p.a 0.10 % p.a

Note:

Tiering Interest Calculation Method (Tiering Interest Daily)
The interest rate is subject to change anytime

Interest rate

Tiering	Rate
< Rp10 Million	0.00% p.a
Rp10 Million < Rp100 Million	0.25% p.a
Rp100 Million < Rp500 Million	1.00% p.a
Rp500 Million < Rp1 Billion	1.50% p.a
Rp1 Billion < Rp2.5 Billion	2.00% p.a
≥ Rp2.5 Billion	2.25% p.a

Interest Rate Information

Level	Interest Rate
< SGD 100	0.00% p.a
SGD > 200	0.00% p.a

Interest

IDR
0 < IDR 1 mio	0.00%
IDR 1 mio - < IDR 5 mio	0.75%
IDR 5 mio - < IDR 100 mio	1.00%
IDR 100 mio - < IDR 1 Bio	1.00%
≥ 1 Bio	1.50%

USD

USD
0 - < USD 100	0.00%
USD 100 - < USD 1,000	0.10%
USD 1.000 - < USD 100.000	0.15%
≥ USD 100.000	0.20%

SGD
< SGD 200	0.00%
≥ SGD 200	0.00%

IDR
< Rp10 Juta	0,00%
Rp 10 juta s/d < Rp 100 juta	0,15%
Rp 100 juta s/d < Rp 500 juta	0,15%
Rp 500 Juta s/d < Rp 1 M	0,25%
Rp 1 M s/d < Rp 2,5 M	0,50%
>Rp. 2,5 M	0,75%

Tarif Biaya
Mata Uang	IDR
Bukti Mutasi Rekening	Statement / E-Statement
Setoran Awal	IDR 1,000,000
Saldo Minimum Rata-rata Perbulan	IDR 200,001
Biaya Dibawah Saldo Minimum Rata-rata	IDR 20,001
Biaya Admin Bulanan	Free
Biaya Penutupan	IDR 100,000
Biaya Dormant	IDR 15.000/ Bulan

*Untuk informasi mengenai produk Tanda Harian, Tanda Reguler & Tanda USD tidak berlaku bagi Nasabah baru. Informasi ini hanya berlaku bagi Nasabah yang sudah memiliki produk tersebut.

Suku Bunga
< Rp1 Juta	0,00%
Rp1 juta s/d < Rp20 juta	0,10%
Rp20 juta s/d < Rp250 juta	0,15%
Rp. 250 Juta s/d < Rp. 1 M	0,25%
Rp1 M s/d < Rp15 M	0,50%
>Rp15 M	0,75%

*Untuk informasi mengenai produk Tanda Harian, Tanda Reguler & Tanda USD tidak berlaku bagi Nasabah baru. Informasi ini hanya berlaku bagi Nasabah yang sudah memiliki produk tersebut.

IDR
< Rp1 Juta	0,00%
Rp 1 juta s/d < Rp 20 juta	0,05%
Rp 20 juta s/d < Rp 250 juta	0,10%
Rp 250 Juta s/d < Rp 1 M	0,20%
Rp 1 M s/d < Rp 15 M	0,30%
>Rp. 15 M	0,60%

Tarif Biaya
Mata Uang	IDR
Bukti Mutasi Rekening	Statement / E-Statement
Setoran Awal	IDR 200,000
Saldo Minimum Rata-rata Perbulan	IDR 200,000
Biaya Dibawah Saldo Minimum Rata-rata	IDR 10,000
Biaya Admin Bulanan	Free
Biaya Penutupan	IDR 50,000
Biaya Dormant	IDR 15.000/ Bulan

*Untuk informasi mengenai produk Tanda Harian, Tanda Reguler & Tanda USD tidak berlaku bagi Nasabah baru. Informasi ini hanya berlaku bagi Nasabah yang sudah memiliki produk tersebut.

IDR
< USD 100	0,00%
USD 100 s/d < USD 1000	0,05%
USD 1000 s/d < USD 100 Ribu	0,15%
≥= USD 100 ribu	0,2%

Tarif Biaya
Mata Uang	USD
Bukti Mutasi Rekening	Statement / E-Statement
Setoran Awal	USD 200
Saldo Minimum Rata-rata Perbulan	USD 100
Biaya Dibawah Saldo Minimum Rata-rata	USD 10
Biaya Admin Bulanan	Free
Biaya Penutupan	USD 10
Biaya Dormant	USD 2/ Month

*Untuk informasi mengenai produk Tanda Harian, Tanda Reguler & Tanda USD tidak berlaku bagi Nasabah baru. Informasi ini hanya berlaku bagi Nasabah yang sudah memiliki produk tersebut.

Total Savings : (IDR)

Tiering	Rate
< Rp5 million	0.15% p.a
> Rp5million	0.30% p.a

USD

Tiering	Rate
< USD 100	0.00% p.a
USD 100 - USD 1000	0.15% p.a
> USD 1000	0.15%p.a

SGD

Tiering	Rate
< SGD 500	0.00% p.a
> SGD 500	0.00% p.a

Interest rate

Tiering	Rate
< IDR 500 thousand	0% per year
IDR 500 thousand - IDR 1 million	0.25% per year
> IDR 1 Million.	1% per year

Suku Bunga Taka
Berlaku mulai 8 Maret 2021

Produk	Cabang	Online
TAKA Angsuran Tetap	2.50% per tahun	2.50% per tahun

Tarif dan Biaya
Cabang	Online
Tutup rekening sebelum jatuh tempo : Rp100 ribu	Tutup rekening sebelum jatuh tempo : Rp100 ribu

TAKA Interest Rate
Effective October 4^th, 2021

Product	Branch	Online
TAKA IDR	2.75% p.a.	3.15% p.a.
TAKA USD	0.25% p.a.	3.15% p.a
TAKA SGD	0.01% p.a.	3.15% p.a

Tarif dan Biaya
Tutup rekening sebelum jatuh tempo : Rp 100 ribu

Interest Rate of Taka Hadiah

Applied from December 17th 2020

Program	Branch	Online
Taka Hadiah	0.50% per year	0.50% per year

Fees and Rates
Tutup rekening sebelum jatuh tempo : Rp 100 ribu+Pinalti Hadiah

TAKA IDR

Fund Target < IDR 10 Million
Fund target < 3 years : 4.00% p.a.
Fund target ≥ 3 years : 4.00% p.a.
Fund Target more than IDR 10 Million
Fund target < 3 years: 4.00% p.a.
Fund target ≥ 3 years : 4.00% p.a.

TAKA USD

0.50% p.a.

TAKA SGD

0.01% p.a.

Suku Bunga Taka
Berlaku mulai 3 Januari 2022

Suku Bunga
Produk	Cabang	Online
TAKA BUNGA PASTI Target Dana ≥ Rp10 juta
Fixed 1 tahun	2.75% per tahun	3.25% per tahun
Fixed 2 tahun	2.75% per tahun	3.25% per tahun
Fixed 3 tahun	2.75% per tahun	3.25% per tahun

Tarif dan Biaya
Cabang	Online
Tutup rekening sebelum jatuh tempo: Rp100 ribu	Tutup rekening sebelum jatuh tempo: Rp100 ribu

Regular Interest Rate

	Period of Time( Month )
Nominal placement	≥1	3	>3-<12	12
Minimum IDR 8 Million	2,25%	2,25%	2,25%	2,25%

Mobile/ Internet Banking Interest Rate:

	Interest Rate (% p.a)
Nominal Placement	14 Days	1 Month	3 Months	6 Months	12 Months
≥ IDR 1 Million - < IDR 100 Million	2.00%	3.00%	3.00%	3.10%	3.25%
≥ IDR 100 Million - < IDR 500 Million	2.00%	3.00%	3.00%	3.10%	3.25%
≥ IDR 500 Million - < IDR 1 Billion	2.00%	3.00%	3.00%	3.10%	3.25%
≥ IDR 1 Billion - < IDR 2 Billion	2.00%	3.00%	3.00%	3.10%	3.25%
≥ IDR 2 Billion - ≤ IDR10 Billion	2.00%	3,00%	3,00%	3,10%	3,25%

*The interest rate is subject to change anytime
*Effective per October 5^th, 2021

Interest Rates

Deposits USD Interest Rate

	Interest Rate (% p.a)
Nominal Placement	1 month	3 months	6 months	12 months
< USD 10 thousand	0.15%	0.15%	0.15%	0.15%
USD 10 thousand - < USD 50 thousand	0.15%	0.15%	0.15%	0.15%
USD 50 thousand - < USD 100 thousand	0.15%	0.15%	0.15%	0.20%
≥ USD 100 thousand	0.20%	0.20%	0.20%	0.25%

Deposits SGD Interest Rate

	Interest Rate (% p.a)
Nominal Placement	1	3	6	12
< SGD 10 thousand	0.00%	0.10%	0.00%	0.10%
SGD 10 thousand - < SGD 50 thousand	0.00%	0.10%	0.00%	0.10%
SGD 50 thousand - < SGD 100 thousand	0.00%	0.10%	0.00%	0.10%
≥ SGD 100 thousand	0.00%	0.10%	0.00%	0.10%

Deposits GBP Interest Rate

	Interest Rate (% p.a)
Nominal Placement	1	3	6	12
< GBP 10 thousand	0.00%	0.00%	0.00%	0.00%
GBP 10 thousand - < GBP 50 thousand	0.00%	0.00%	0.00%	0.00%
GBP 50 thousand - < GBP 100 thousand	0.00%	0.00%	0.00%	0.00%
≥ GBP 100 thousand	0.00%	0.00%	0.00%	0.00%

Deposits AUD Interest Rate

	Interest Rate (% p.a)
Nominal Placement	1	3	6	12
< AUD 10 thousand	0,00%	0,00%	0,00%	0,00%
AUD 10 thousand - < AUD 50 thousand	0,00%	0,00%	0,00%	0,00%
AUD 50 thousand - < AUD 100 thousand	0,00%	0,00%	0,00%	0,00%
≥ 100 thousand	0,00%	0,00%	0,00%	0,00%

Deposits CNH Interest Rate

	Interest Rate (% p.a)
Nominal Placement	1	3	6	12
< CNH 50 thousand	0,10%	0,40%	0,50%	0,50%
≥ 50 thousand	0,10%	0,40%	0,75%	0,75%

Deposits EUR Interest Rate

	Interest Rate (% p.a)
Nominal Placement	1	3	6	12
< < EUR 10,000	0,00%	0,00%	0,00%	0,00%
EUR 10,000 s/d < EUR 50,000	0,00%	0,00%	0,00%	0,00%
EUR 50,000 s/d < EUR 100,000	0,00%	0,00%	0,00%	0,00%
> EUR 100,000	0,00%	0,00%	0,00%	0,00%

Deposits JPY Interest Rate

	Interest Rate (% p.a)
Nominal Placement	1	3	6	12
> JPY 1 Million	0,00%	0,00%	0,00%	0,00%
>=JPY 10 Million s/d < JPY 50 Million	0,00%	0,00%	0,00%	0,00%
>=JPY 50 Million s/d < JPY 100 Million	0,00%	0,00%	0,00%	0,00%
>= JPY 100 Million	0,00%	0,00%	0,00%	0,00%

Mobile/Internet Banking Deposits Interest Rate

USD

	Interest Rate (% p.a)
Nominal Placement	1 month	3 months	6 months	12 months
< USD 25,000	0.25%	0.25%	0.25%	0.25%
USD 25,000 - < USD 50,000	0.25%	0.25%	0.25%	0.25%
USD 50,000 - < USD 100,000	0.25%	0.25%	0.25%	0.25%
USD 100,000 - < USD 200,000	0.30%	0.30%	0.30%	0.30%
USD 200,000 - USD 1,000,000	0.30%	0.30%	0.40%	0.40%

SGD

	Interest Rate (% p.a)
Nominal Placement	1	3	6	12
< SGD 25,000	0.00%	0.15%	0.00%	0.20%
SGD 25,000 - < SGD 50,000	0.00%	0.15%	0.00%	0.20%
SGD 50,000 - </= SGD 100,000	0.00%	0.15%	0.00%	0.20%
> SGD 100,000	0.00%	0.15%	0.00%	0.10%

AUD

	Interest Rate (% p.a)
Nominal Placement	1	3	6	12
< AUD 25,000	0.00%	0.00%	0.00%	0.00%
AUD 25,000 - < AUD 50,000	0.00%	0.00%	0.00%	0.00%
AUD 50,000 - </= AUD 100,000	0.00%	0.00%	0.00%	0.00%
> AUD 100,000	0.00%	0.00%	0.00%	0.00%

CNH

	Interest Rate (% p.a)
Nominal Penempatan	1	3	6	12
< CNH 25,000	0.15%	0.45%	0.75%	0.75%
CNH 25,000 - < CNH 200,000	0.15%	0.45%	0.75%	0.75%
CNH 200,000 - CNH 500,000	0.20%	0.50%	1.00%	1.00%

Interest Rates

Information about Interest rates

Suku Bunga Deposito Berjangka

Suku Bunga Dasar Kredit

Simpanan - Tabungan

Tanda 360 Plus

Tanda Premium

Tanda Valas SGD

Rekening Dana Nasabah

Tanda Harian

Tanda Payroll

Tanda Reguler

Tanda Valas USD

Tanda Junior

TabunganKu

Simpanan - Giro

Taka Angsuran Tetap

Taka Bunga

Taka Hadiah

Tabungan Berjangka

Taka Bunga Pasti

Simpanan - Deposito

Deposito IDR

Deposito Valas

Suku Bunga Deposito Berjangka (SBDB)

Prime Lending Rate (SBDK)

Interest

Interest Rate of Taka Hadiah