Bunga & Biaya Digital Channel

Detailed information on interest and transaction fees for OCBC NISP Digital Channel products

  • Digital Channel

    ONe Mobile

    Limit Transaksi

    Transaction Fee

    Internet Banking

    Limit Transaksi

    Transaction Fee

    ATM - EDC

    Transaction Fee

    Transaksi Melalui ATM

    Velocity@ocbcnisp

Transaction Limit Online Banking OCBC NISP

TYPES OF TRANSACTION CURRENCY
IDR Valas
OCBC NISP Intrabank Transfer

To own account
IDR 2,000,000,000 USD 25,000 (equivalent)*
To other OCBC NISP account IDR 1,000,000,000 USD 25,000 (equivalent)*
Interbank Transfer



Online IDR 200,000,000/hari
50,000,000/transaksi


LLG IDR 1,000,000,000 N/A
RTGS IDR 10,000,000,000

Telegraphic Transfer

USD 25,000 (equivalent)*





Payment IDR 500.000.000 N/A





Purchase IDR 5.000.000 N/A

 

* Monthly transaction limit


Types of Funds Transfer to Other Banks :

  • Online is an inter-bank transfer in real time, so it goes directly to the recipient's account
  • LLG (Lalu Lintas Giro) is an inter-bank transfer mechanism by using clearing facility
  • RTGS or Real Time Gross Settlement is a real time inter-bank transfer mechanism, so it goes directly into the recipient's account
  • TT or Telegraphic Transfer is transfer activity mechanism for overseas


Transaction Fee

Transaction Fee
Fund Transfer
   
Interbank Transfer (Online) IDR 6,500
Interbank Transfer (LLG / SKN) – IB / MB only IDR 2,000
Interbank Transfer (RTGS) – IB / MB only IDR 25,000
Telegraphic Transfer    
> Telex Fee
IDR 75,000
> Provision Fee
  Free of Charge
> Full Amount Fee
   
    - USD USD 25
    - EUR EUR 20
    - AUD AUD 30
    - GBP GBP 15
    - HKD HKD 300
    - SGD SGD 25
    - CNY CNY 200
    - CAD CAD 25
    - CHF CHF 15
    - NZD NZD 45
    - JPY JPY 4,500
Bill Payment
   
PLN Postpaid
IDR 2,000
Telkom / Indihome
IDR 2,500
Rumah Zakat
IDR 2,500
Credit Card (Excluding ANZ, Citibank, Danamon, Permata)
IDR 2,500
DKI Tax
IDR 5,000
PDAM
IDR 2,500
PDAM Kota Tangerang
IDR 3,000
Top Up Go-Pay
IDR 2,000
OVO
IDR 1,500
Credit Top Up Purchase
   
PLN Prepaid
IDR 2,000
Telkomsel
IDR 1,500
XL
IDR 1,500
Indosat
IDR

1,500

*if not stated in the Table of Fees above, other payments & purchases are free of charge

Transaction Limit Online Banking OCBC NISP

TYPES OF TRANSACTION CURRENCY
IDR Valas
OCBC NISP Intrabank Transfer

To own account
IDR 2,000,000,000 USD 25,000 (equivalent)*
To other OCBC NISP account IDR 1,000,000,000 USD 25,000 (equivalent)*
Interbank Transfer



Online IDR 200,000,000/hari
50,000,000/transaksi


LLG IDR 500,000,000 N/A
RTGS IDR 10,000,000,000

Telegraphic Transfer

USD 25,000 (equivalent)*





Payment IDR 500.000.000 N/A





Purchase IDR 5.000.000 N/A

 

* Monthly transaction limit


Types of Funds Transfer to Other Banks :

  • Online is an inter-bank transfer in real time, so it goes directly to the recipient's account
  • LLG (Lalu Lintas Giro) is an inter-bank transfer mechanism by using clearing facility
  • RTGS or Real Time Gross Settlement is a real time inter-bank transfer mechanism, so it goes directly into the recipient's account
  • TT or Telegraphic Transfer is transfer activity mechanism for overseas


Jenis Transaksi Biaya Tarif Normal Biaya Nasabah Premier Biaya Nyala Biaya Nyala Individu Biaya Nyala Bisnis
Transfer Rupiah LLG/SKN melalui IB / MB 2.000 Free Free 10X per bulan Free 50X per bulan Free 50X per bulan
RTGS melalui IB / MB 25.000 Free 10x Per bulan gabungan transaksi melalui IBMB / Cabang 25.000 25.000 Free 50X per bulan
Online melalui ATM / IB / MB 6.500 Free Free 10X per bulan Free 50X per bulan Free 50X per bulan
Transfer Valas Telex melalui IB / MB 75.000 Free 1x per bulan 75.000 75.000 75.000
Provisi melalui IB / MB Free Free Free Free Free
Biaya Full Amount USD 25, EUR 20, AUD 30, GBP 15, HKD 300, SGD 25, CNY 200, CAD 25, CHF 15, NZD 45, dan JPY: Nominal ≤ JPY 40 juta : JPY 4.500. Nominal > JPY 40 juta : JPY 4.500 + 0.05% dari kelebihannya USD 25, EUR 20, AUD 30, GBP 15, HKD 300, SGD 25, CNY 200, CAD 25, CHF 15, NZD 45, dan JPY: Nominal ≤ JPY 40 juta : JPY 4.500. Nominal > JPY 40 juta : JPY 4.500 + 0.05% dari kelebihannya
* Bebas biaya hanya berlaku untuk transaksi melalui One Mobile, 1x per bulan.
USD 25, EUR 20, AUD 30, GBP 15, HKD 300, SGD 25, CNY 200, CAD 25, CHF 15, NZD 45, dan JPY: Nominal ≤ JPY 40 juta : JPY 4.500. Nominal > JPY 40 juta : JPY 4.500 + 0.05% dari kelebihannya USD 25, EUR 20, AUD 30, GBP 15, HKD 300, SGD 25, CNY 200, CAD 25, CHF 15, NZD 45, dan JPY: Nominal ≤ JPY 40 juta : JPY 4.500. Nominal > JPY 40 juta : JPY 4.500 + 0.05% dari kelebihannya USD 25, EUR 20, AUD 30, GBP 15, HKD 300, SGD 25, CNY 200, CAD 25, CHF 15, NZD 45, dan JPY: Nominal ≤ JPY 40 juta : JPY 4.500. Nominal > JPY 40 juta : JPY 4.500 + 0.05% dari kelebihannya
Debit Prima/BCA
Free
Free Free Free Free
Pembayaran Tagihan PLN Pascabayar IDR 2,000 Free 2.000 Free 50X per bulan 2.000
Telkom / Indihome IDR 2,500 2.500 2.500
Rumah Zakat IDR 2,500 2.500 2.500
Credit Card (kecuali DBS ex-ANZ, Citibank, Danamon, Permata) IDR 2,500 2.500 2.500
Pajak DKI IDR 5,000 5.000 5.000
PDAM IDR 2,500 2.500 2.500
PDAM Kota Tangerang IDR 3,000 3.000 3.000
Top Up Go-Pay IDR 2,000 2,000 2,000
OVO IDR 1,500 1,500 1,500
Pembelian Pulsa Isi Ulang PLN Prabayar (Token) IDR 2,000 Free 2,000 2,000
Telkomsel IDR 1,500 1,500 1,500
XL IDR 1,500 1,500 1,500
Indosat IDR

1,500

1,500

1,500

Note:

* Ketentuan Biaya penarikan mata uang rupiah di counter teller Tidak berlaku untuk Tabunganku, Tanda Junior, Multicurrency, GIRO, Business Smart, Business Signature, Tanda Payroll, Simpel , Tabungan syariah dan apabila mesin ATM OCBC NISP Off-line. Biaya Tarik Tunai diberlakukan untuk transaksi penarikan tunai lebih kecil atau sama dengan Rp5.000.000

Transaction Fee

Transaction Normal Fee Premier Fee Nyala Fee Nyala Individu Fee/th> Nyala Bisnis Fee
Bill Payment            
PLN Pascabayar
IDR 2,000 Free 2.000 Free 50X per month 2.000
Telkom / Indihome
IDR 2,500 2.500 2.500
Rumah Zakat
IDR 2,500 2.500 2.500
Credit Card (kecuali DBS ex-ANZ, Citibank, Danamon, Permata)
IDR 2,500 2.500 2.500
Pajak DKI
IDR 5,000 5.000 5.000
PDAM
IDR 2,500 2.500 2.500
PDAM Kota Tangerang
IDR 3,000 3.000 3.000
Top Up Go-Pay
IDR 2,000 2,000 2,000
OVO
IDR 1,500 1,500 1,500
Credit Top Up Purchase        
PLN Prabayar (Token)
IDR 2,000 Free 2,000 2,000
Telkomsel
IDR 1,500 1,500 1,500
XL
IDR 1,500 1,500 1,500
Indosat
IDR

1,500

1,500

1,500

*if not stated in the Table of Fees above, other payments & purchases are free of charge

Jenis Transaksi Biaya Tarif Normal Biaya Nasabah Premier Biaya Nyala Biaya Nyala Individu Biaya Nyala Bisnis
Cek Saldo ATM Bersama/Prima
4.500 Free 4.500 4.500 4.500
Penarikan Tunai Rupiah ATM OCBC NISP
Free Free Free Free Free
ATM Bersama/Prima 8.000 Free Free 10X per bulan Free 50X per bulan Free 50X per bulan
Penarikan Tunai Valas ATM OCBC Bank Singapura 10.000 Free Free 10X per bulan Free 50X per bulan Free 50X per bulan
ATM BankCard Malaysia / MEPS 15.000 Free 15.000 15.000 15.000
ATM Visa / Mastercard 30.000 Free 30.000 30.000 30.000
Gagal Transaksi ATM Bersama / Prima 4.000 4.000 4.000 4.000 4.000
Transfer Rupiah Online melalui ATM 6.500 Free Free 10X per bulan Free 50X per bulan Free 50X per bulan
Transfer Valas Biaya Full Amount USD 25, EUR 20, AUD 30, GBP 15, HKD 300, SGD 25, CNY 200, CAD 25, CHF 15, NZD 45, dan JPY: Nominal ≤ JPY 40 juta : JPY 4.500. Nominal > JPY 40 juta : JPY 4.500 + 0.05% dari kelebihannya USD 25, EUR 20, AUD 30, GBP 15, HKD 300, SGD 25, CNY 200, CAD 25, CHF 15, NZD 45, dan JPY: Nominal ≤ JPY 40 juta : JPY 4.500. Nominal > JPY 40 juta : JPY 4.500 + 0.05% dari kelebihannya USD 25, EUR 20, AUD 30, GBP 15, HKD 300, SGD 25, CNY 200, CAD 25, CHF 15, NZD 45, dan JPY: Nominal ≤ JPY 40 juta : JPY 4.500. Nominal > JPY 40 juta : JPY 4.500 + 0.05% dari kelebihannya USD 25, EUR 20, AUD 30, GBP 15, HKD 300, SGD 25, CNY 200, CAD 25, CHF 15, NZD 45, dan JPY: Nominal ≤ JPY 40 juta : JPY 4.500. Nominal > JPY 40 juta : JPY 4.500 + 0.05% dari kelebihannya USD 25, EUR 20, AUD 30, GBP 15, HKD 300, SGD 25, CNY 200, CAD 25, CHF 15, NZD 45, dan JPY: Nominal ≤ JPY 40 juta : JPY 4.500. Nominal > JPY 40 juta : JPY 4.500 + 0.05% dari kelebihannya
Debit Prima/BCA
Free Free Free Free Free

Note:

* Ketentuan Biaya penarikan mata uang rupiah di counter teller Tidak berlaku untuk Tabunganku, Tanda Junior, Multicurrency, GIRO, Business Smart, Business Signature, Tanda Payroll, Simpel , Tabungan syariah dan apabila mesin ATM OCBC NISP Off-line. Biaya Tarik Tunai diberlakukan untuk transaksi penarikan tunai lebih kecil atau sama dengan Rp5.000.000

Jenis Transaksi Biaya Tarif Normal Biaya Nasabah Premier Biaya Nyala
Transaksi melalui Velocity@ocbcnisp (web & mobile version)
Giro Umum/Multicurrency Giro Business Smart Giro Business Signature
Cek Saldo
Free
Gagal Transaksi
Free
Transfer Rupiah LLG/SKN 2.000 2.000 2.000
RTGS - < jam 14.00 = 25,000
- > jam 14.00 = 30,000
- < jam 14.00 = 22,500
- > jam 14.00 = 28,000
Online 6.500 6.500 6.500
Transfer Valas Telex melalui IB / MB Giro Umum : 50,000
Multicurrency : 100,000
100.000 75.000
Provisi melalui IB / MB Giro Umum : 0.125% dari nominal (min ekuiv USD 10, max USD 150)
Giro Multicurrency : Free
Free Free
Biaya Full Amount USD 25, EUR 20, AUD 30, GBP 15, HKD 300, SGD 25, CNY 200, CAD 25, CHF 15, NZD 45, dan JPY:
Nominal ≤ JPY 40 juta : JPY 4.500.
Nominal > JPY 40 juta : JPY 4.500 + 0.05% dari kelebihannya
Pembelian pulsa isi ulang PLN Prepaid 2.000 2.000 2.000
Pembayaran tagihan PLN Postpaid 2.000 2.000 2.000
Telkom/Indihome 2.500 2.500 2.500
PDAM 2.500 2.500 2.500
Pajak DKI 5.000 5.000 5.000

Note:

* Ketentuan Biaya penarikan mata uang rupiah di counter teller Tidak berlaku untuk Tabunganku, Tanda Junior, Multicurrency, GIRO, Business Smart, Business Signature, Tanda Payroll, Simpel , Tabungan syariah dan apabila mesin ATM OCBC NISP Off-line. Biaya Tarik Tunai diberlakukan untuk transaksi penarikan tunai lebih kecil atau sama dengan Rp5.000.000