Investor Relation

The list of crucial and latest information about investor relation

  • Share Ownership
  • Financial Informations
  • Annual Report
  • Credit Ratings

    Structure of Group Shareholders

    Share Ownership Composition

    Shareholders

Structure of Group Shareholders

 

Share Ownership Composition

Shareholders December 31, 2023 December 31, 2022

Number of Shares % Number of Shares %
OCBC Overseas Investments Pte. Ltd. 
(Controlling Shareholder)
19,521,391,224 85.08% 19,521,391,224 85.08%
Board of Commissioners:
Pramukti Surjaudaja 451,942 0.00% 451,942 0.00%
Board of Directors:
Parwati Surjaudaja 3,208,420 0.01% 3,166,420 0.01%
Emilya Tjahjadi 216,000 0.00% 180,000 0.00%
Hartati 216,000 0.00% 180,000 0.00%
Martin Widjaja 216,000 0.00% 180,000 0.00%
Andrae Krishnawan W 216,000 0.00% 180,000 0.00%
Johannes Husin 216,000 0.00% 180,000 0.00%
Joseph Chan Fook Onn 216,000 0.00% 180,000 0.00%
Ka Jit 108,000 0.00% 72,000 0.00%
Lili S, Budiana 108,000 0.00% 72,000 0.00%
Other Shareholders (Ownership below 5%) 3,418,733,386 14.91% 3,419,063,386 14.91%
Total 22,945,296,972 100.00% 22,945,296,972 100.00%

Top 20 Shareholders

As of 29 February 2024

No. Shareholders Number of Shares %
1 OCBC OVERSEAS INVESTMENTS PTE,LTD 19,521,391,224 85.08
2 PT UDAYAWIRA UTAMA 497,950,936 2.17
3 PT SURYASONO SENTOSA 494,512,602 2.16
4 BP2S LONDON S/A ABERDEEN STANDARD ASIA FOCUS PLC 343,531,866 1.50
5 THE NT TST CO S/A CAM-GTF VCC 166,869,284 0.73
6 JPMCB NA RE-PACIFIC ASSETS TRUST PLC 150,252,000 0.65
7 PT AMB FINANSIAL INDONESIA 130,000,000 0.57
8 DRS, LO KHENG HONG 122,079,700 0.53
9 JOHAN SUNDJOTO 101,323,000 0.44
10 THE NT TST CO S/A RAIC VCC 87,858,852 0.38
11 JPMCB NA AIF CLT RE-THE SCOTTISH ORIENTAL SMALLER COMPANIES TRUST PLC 86,000,700 0.37
12 PANIN SEKURITAS. PT 74,292,508 0.32
13 MANOJ PITAMBER NANWANI 44,283,200 0.19
14 PT SURYA ANUGRAH MULYA 35,000,000 0.15
15 DRS SURONO SUBEKTI 19,200,000 0.08
16 ANDY TANUJAYA 19,116,800 0.08
17 UBS AG LONDON-2140724000 18,601,254 0.08
18 TEKARDJO ANGKASA 16,921,500 0.07
19 PURYANTO 15,360,600 0.07
20 MUSKAAN ANIL BAHIRWANI 15,000,000 0.07

    Quarterly Published Report

    Quarterly Financial Reports

    Monthly Financial Reports

    Performance Presentation

    Leverage Ratio

    Basel III Disclosure

    LCR (Liquidity Coverage Ratio)

    NSFR (Net Stable Funding Ratio)

    Quantitative Information of Risk Exposure

    Key Financial Highlights

    Merger Information

    Financial Statements of Parent Entity (OCBC Bank)

Quarterly Published Report

Quarterly Published Report 2023

Quarterly Published Report 2023

Quarterly Published Report 2022

Quarterly Published Report 2022

Quarterly Published Report 2021

Quarterly Published Report 2021

Quarterly Published Report 2020

Quarterly Published Report 2020

Quarterly Published Report 2019

Quarterly Published Report 2019

Quarterly Published Report 2018

Quarterly Published Report 2018

Quarterly Published Report 2017

Quarterly Published Report 2017

Quarterly Published Report 2016

Quarterly Published Report 2016

Quarterly Financial Reports

Quarterly Financial Report  2023

Quarterly Financial Report 2023

Quarterly Financial Report 2022

Quarterly Financial Report 2022

Quarterly Financial Report 2021

Quarterly Financial Report 2021

Quarterly Financial Report 2020

Quarterly Financial Report 2020

Quarterly Financial Report 2019

Quarterly Financial Report 2019

Quarterly Financial Report 2018

Quarterly Financial Report 2018

Quarterly Financial Report 2017

Quarterly Financial Report 2017

Quarterly Financial Report 2016

Quarterly Financial Report 2016

Quarterly Financial Report 2015

Quarterly Financial Report 2015

Monthly Financial Reports

Monthly Financial Report 2024

Monthly Financial Report 2024

Monthly Financial Report 2023

Monthly Financial Report 2023

Monthly Financial Report 2022

Monthly Financial Report 2022

Monthly Financial Report 2021

Monthly Financial Report 2021

Monthly Financial Report 2020

Monthly Financial Report 2020

Monthly Financial Report 2019

Monthly Financial Report 2019

Monthly Financial Report 2018

Monthly Financial Report 2018

Monthly Financial Report 2017

Monthly Financial Report 2017

Performance Presentation

Performance Presentation 2023

Performance Presentation 2023

Performance Presentation 2022

Performance Presentation 2022

Performance Presentation 2021

Performance Presentation 2021

Performance Presentation 2020

Performance Presentation 2020

Performance Presentation 2019

Performance Presentation 2019

Performance Presentation 2018

Performance Presentation 2018

Performance Presentation 2017

Performance Presentation 2017

Leverage Ratio

Leverage Ratio 2023

Leverage Ratio 2023

Leverage Ratio 2022

Leverage Ratio 2022

Leverage Ratio 2021

Leverage Ratio 2021

Leverage Ratio 2020

Leverage Ratio 2020

Leverage Ratio 2019

Leverage Ratio 2019

Leverage Ratio 2018

Leverage Ratio 2018

Leverage Ratio 2017

Leverage Ratio 2017

Leverage Ratio 2016

Leverage Ratio 2016

Basel III Disclosure

Basel III Disclosure 2023

Basel III Disclosure 2023

Basel III Disclosure 2022

Basel III Disclosure 2022

Basel III Disclosure 2021

Basel III Disclosure 2021

Basel III Disclosure 2020

Basel III Disclosure 2020

Basel III Disclosure 2019

Basel III Disclosure 2019

Basel III Disclosure 2018

Basel III Disclosure 2018

Basel III Disclosure 2017

Basel III Disclosure 2017

Basel III Disclosure 2016

Basel III Disclosure 2016

LCR (Liquidity Coverage Ratio)

Liquidity Coverage Ratio (LCR) 2023

Liquidity Coverage Ratio (LCR) 2023

Liquidity Coverage Ratio (LCR) 2022

Liquidity Coverage Ratio (LCR) 2022

Liquidity Coverage Ratio (LCR) 2021

Liquidity Coverage Ratio (LCR) 2021

Liquidity Coverage Ratio (LCR) 2020

Liquidity Coverage Ratio (LCR) 2020

Liquidity Coverage Ratio (LCR) 2019

Liquidity Coverage Ratio (LCR) 2019

Liquidity Coverage Ratio (LCR) 2018

Liquidity Coverage Ratio (LCR) 2018

Liquidity Coverage Ratio (LCR) 2017

Liquidity Coverage Ratio (LCR) 2017

Liquidity Coverage Ratio (LCR) 2016

Liquidity Coverage Ratio (LCR) 2016

NSFR (Net Stable Funding Ratio)

NSFR (Net Stable Funding Ratio) 2023

NSFR (Net Stable Funding Ratio) 2023

NSFR (Net Stable Funding Ratio) 2022

NSFR (Net Stable Funding Ratio) 2022

NSFR (Net Stable Funding Ratio) 2021

NSFR (Net Stable Funding Ratio) 2021

NSFR (Net Stable Funding Ratio) 2020

NSFR (Net Stable Funding Ratio) 2020

NSFR (Net Stable Funding Ratio) 2019

NSFR (Net Stable Funding Ratio) 2019

NSFR (Net Stable Funding Ratio) 2018

NSFR (Net Stable Funding Ratio) 2018

Quantitative Exposure Risk

Quantitative Information of Risk Exposure 2023

Quantitative Information of Risk Exposure 2023

Quantitative Information of Risk Exposure 2022

Quantitative Information of Risk Exposure 2022

Quantitative Information of Risk Exposure  2021

Quantitative Information of Risk Exposure 2021

Quantitative Information of Risk Exposure  2020

Quantitative Information of Risk Exposure 2020

Quantitative Information of Risk Exposure  2019

Quantitative Information of Risk Exposure 2019

Quantitative Information of Risk Exposure 2018

Quantitative Information of Risk Exposure 2018

Quantitative Information of Risk Exposure  2017

Quantitative Information of Risk Exposure 2017

Key Financial Highlights

In million Rupiah, unless otherwise stated

Description 2023 2022 2021 2020 2019
Statements of Financial Position
Total Assets 249,757,139 238,498,560 214,395,608 206,297,200 180,706,987
Total Earning Assets 238,828,247 229,850,198 206,098,916 200,361,914 168,616,528
Loans - Gross 154,093,917 137,621,383 120,775,015 114,903,280 119,046,393
Loans - Net 146,007,794 130,258,491 113,228,691 109,737,912 114,436,825
Deposits from Customers 181,755,225 176,084,993 168,050,732 159,036,404 126,121,499
Current Accounts 55,254,840 55,895,693 52,090,261 36,771,711 25,160,744
Savings Accounts 46,116,548 40,253,434 33,025,441 30,328,552 25,737,207
Time Deposits 80,383,837 79,935,866 82,935,030 91,936,141 75,223,548
Borrowings 2,737,985 4,728,401 4,718,556 4,709,294 1,982,588
Subordinated Debts 153,970 155,675 142,525 140,500 138,825
Total Liabilities 212,436,871 204,287,525 182,068,037 176,467,884 153,042,184
Total Equity 37,320,268 34,211,035 32,327,571 29,829,316 27,664,803
Statements of Profit or Loss and Other Comprehensive Income
Net Interest Income 9,911,536 8,740,701 7,643,485 7,112,768 6,438,932
Other Operating Income 1,401,618 1,863,469 2,059,246 2,249,317 1,912,576
Total Operating Income 11,313,154 10,604,170 9,702,731 9,362,085 8,351,508
Allowance for Impairment Losses on Financial Assets and Others 1,133,120 1,722,470 2,285,045 2,455,852 694,849
Other Operating Expenses 5,011,095 4,667,523 4,214,269 4,125,764 3,768,918
Income from Operations 5,168,939 4,214,177 3,203,417 2,780,469 3,887,741
Income Before Tax 5,184,463 4,218,016 3,203,792 2,784,855 3,891,439
Net Income 4,091,043 3,326,930 2,519,619 2,101,671 2,939,243
Other Comprehensive (Expense)/Income for The Year, Net of Tax 348,857 (938,719) (21,414) 331,943 297,206
Total Comprehensive Income for The Year,
Net of Tax
4,439,900 2,388,211 2,498,205 2,433,614 3,236,449
Net Income Attributable to:
Owners of the Parent 4,091,028 3,326,917 2,519,574 2,101,670 2,939,241
Non-Controlling Interests 15 13 45 1 2
Total Comprehensive Income Attributable to
Owners of the Parent 4,439,885 2,388,198 2,498,160 2,433,613 3,236,447
Non-Controlling Interests 15 13 45 1 2
Earnings per Share (Full Amount) 178.30 144.99 109.81 91.59 128.10
Financial Ratios, Compliance and Others
Financial Ratios
Capital Adequacy Ratio (CAR) 23.69% 21.53% 23.05% 22.04% 19.17%
Non Performing Loan (NPL) Gross 1.64% 2.42% 2.36% 1.93% 1.72%
Non Performing Loan (NPL) Net 0.58% 0.96% 0.91% 0.79% 0.78%
Return on Assets (ROA) 2.14% 1.86% 1.55% 1.47% 2.22%
Return on Equity (ROE) 12.00% 10.51% 8.33% 7.47% 11.56%
Net Interest Margin (NIM) 4.35% 4.04% 3.82% 3.96% 3.96%
Operating Expenses to Operating Income Ratio (BOPO) 71.01% 71.09% 76.50% 81.13% 74.77%
Loan to Deposit Ratio (LDR) 83.80% 77.22% 71.70% 71.81% 94.08%
Loan to Funding Ratio (LFR) 82.49% 75.14% 69.69% 69.31% 91.14%
Macroprudential Intermediation Ratio 84.79% 78.26% 71.07% 71.82% 94.86%
Net Stable Funding Ratio (NSFR) 134.82% 139.60% 152.84% 151.63% 125.00%
Current Account & Saving Account (CASA) 55.77% 54.60% 50.65% 42.19% 40.36%
Liquidity Coverage Ratio (LCR) 206.16% 177.98% 229.23% 207.56% 149.74%
Compliance Ratios
Percentage Breach of Legal Lending Limit
Related Parties - - - - -
Non Related Parties - - - - -
Percentage Excess of Legal Lending Limit
Related Parties - - - - -
Non Related Parties - - - - -
Minimum Reserve Requirement
Rupiah Statutory Reserve * 8.08% 8.42% 5.86% 3.02% 6.02%
Macroprudential Liquidity Buffer 32.44% 32.51% 36.85% 25.44% 21.66%
Statutory Reserves Foreign Currency 4.01% 4.01% 4.01% 4.26% 8.44%
Net Open Position (NOP) 1.55% 2.56% 3.47% 1.65% 3.28%
Others
Net Income to Income from Operations Ratio 36.16% 31.37% 25.97% 22.45% 35.19%
Liabilities to Equity Ratio 569.23% 597.14% 563.20% 591.59% 553.20%
Liabilities to Assets Ratio 85.06% 85.66% 84.92% 85.54% 84.69%
Other Main Indicators
Number of Employees 6,159 5,819 5,777 5,985 5,949
Number of Office Networks 199 200 211 236 283
Number of ATMs 496 496 537 592 669
Issued and fully paid (22,945,296,972 shares) 2,868,162 2,868,162 2,868,162 2,868,162 2,868,162

*Previously called Primary Minimum Statutory Reserve

Notes:
  • Banking industry does not use Current Ratio calculation.
  • In 2019-2023, OCBC Indonesia made an investment of 99.9% in OCBC Ventura.

Merger Information

Merger Information

Merger Information

Financial Statements of Parent Entity (OCBC Bank)

Financial Statements of Parent Entity (OCBC Bank) - 2023

Financial Statements of Parent Entity (OCBC Bank) - 2023

Financial Statements of Parent Entity (OCBC Bank) - 2022

Financial Statements of Parent Entity (OCBC Bank) - 2022

Financial Statements of Parent Entity (OCBC Bank) - 2021

Financial Statements of Parent Entity (OCBC Bank) - 2021

Financial Statements of Parent Entity (OCBC Bank) - 2020

Financial Statements of Parent Entity (OCBC Bank) - 2020

Financial Statements of Parent Entity (OCBC Bank) - 2019

Financial Statements of Parent Entity (OCBC Bank) - 2019

Financial Statements of Parent Entity (OCBC Bank) - 2018

Financial Statements of Parent Entity (OCBC Bank) - 2018

Financial Statements of Parent Entity (OCBC Bank) - 2017

Financial Statements of Parent Entity (OCBC Bank) - 2017

Financial Statements of Parent Entity (OCBC Bank) -  2016

Financial Statements of Parent Entity (OCBC Bank) - 2016

    Annual Report

    Sustainability Report

Annual Report

Annual Report  2023

Annual Report 2023

Annual Report  2022

Annual Report 2022

Annual Report  2021

Annual Report 2021

Annual Report  2020

Annual Report 2020

Annual Report  2019

Annual Report 2019

Annual Report 2018

Annual Report 2018

Annual Report 2017

Annual Report 2017

Annual Report 2016

Annual Report 2016

Sustainability Report

Sustainability Report 2022

Sustainability Report 2022

Sustainability Report 2021

Sustainability Report 2021

Sustainability Report 2020

Sustainability Report 2020

Sustainability Report 2019

Sustainability Report 2019

Sustainability Report 2018

Sustainability Report 2018

Sustainability Report 2017

Sustainability Report 2017

Sustainability Report 2016

Sustainability Report 2016

    Fitch Ratings

Fitch Ratings

Fitch Ratings 2023
Outlook National - Long Term Stable
National Long - Term AAA(idn)
Foreign Currency, Long - Term BBB
Foreign Currency, Short - Term F2
Local Currency A

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Leverage Ratio

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Leverage Ratio Common Disclosure - Desember 2019

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Leverage Ratio Common Disclosure - November 2019

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Leverage Ratio Common Disclosure - October 2019

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Leverage Ratio Common Disclosure - September 2019